Wellcare Simple (HMO-POS)
Wellcare, HMO-POS. No monthly premium, and your spending is capped at 5,000 a year in network.
What happens to this plan in 2026
Consolidated Renewal Plan
Being merged into another plan for 2026: members move to Wellcare Simple (HMO-POS).
From the CMS 2026 plan crosswalk, published at the start of October. Every plan’s fate for the coming year is in it.
What CMS publishes about it
| Insurer | Wellcare (part of Centene Corporation) |
|---|---|
| Plan type | HMO-POS |
| Contract and plan id | H5475-026 |
| Monthly premium | $0 |
| Of which drug coverage | $0.00 |
| Most you can pay in a year | $5,000 |
| Drug coverage | Yes — Enhanced |
| Annual drug deductible | $615 |
| Overall star rating | 3.0/5 |
| Medicare Advantage stars | 3.0/5 |
| Part D stars | 3.0/5 |
| Counties it is sold in | 48 |
| Contract year | 2026 |
How many people chose it
11,519 people were enrolled across 46 counties in September 2026. CMS suppresses any county count of ten or fewer, so the real total is a little higher than this.
How CMS rates it, domain by domain
Each domain is rated 1 to 5. 1 of 9 domains carry no rating — CMS either did not require this contract to report them or had too little data.
Where it is sold
Michigan
Allegan · Arenac · Barry · Bay · Branch · Calhoun · Cass · Crawford · Eaton · Genesee · Gladwin · Gratiot · Hillsdale · Huron · Ingham · Iosco · Jackson · Kalamazoo · Kalkaska · Kent · Lake · Lapeer · Livingston · Macomb · Mecosta · Missaukee · Monroe · Montcalm · Muskegon · Newaygo · Oakland · Oceana · Ogemaw · Osceola · Oscoda · Otsego · Ottawa · Roscommon · Saginaw · Sanilac · Shiawassee · St. Clair · St. Joseph · Tuscola · Van Buren · Washtenaw · Wayne · Wexford
Get told when this changes
Its premium, out-of-pocket maximum, star rating or sanction status changing — and whether it is ending next year.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Plan renewals and terminations are from the 2026 plan crosswalk. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.