Medicare plans in Bay County, MI
72 plans are approved for Bay County, and 36 of them have no monthly premium. 71 carry a CMS star rating.
63.7% of the 29,295 people eligible for Medicare in Bay County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| PriorityMedicare Key (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $5,800 | $200 | 4.5/5 | 406 |
| PriorityMedicare Smart Savings (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $9,250 | $500 | 4.5/5 | 115 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,200 | $615 | 4.5/5 | 290 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO |
$0 | $4,900 | Not published | 4.5/5 | 32 |
| BCN Advantage Elements (HMO-POS) Blue Care Network · HMO-POS |
$0 | $4,500 | Not published | 4.5/5 | 11 |
| Humana Full Access H7617-052 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 4.5/5 | 273 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 4.5/5 | 59 |
| Humana Full Access Giveback H7617-058 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 4.5/5 | 388 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 4.5/5 | 22 |
| Medicare Plus Blue Value (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $6,750 | $615 | 4.5/5 | 177 |
| HAP Medicare Explore (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,400 | $200 | 4.0/5 | 220 |
| HAP Medicare Prime (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,650 | $200 | 4.0/5 | 787 |
| HAP Medicare Connect (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,000 | $150 | 4.0/5 | 303 |
| HAP Medicare MedicalAccess (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $4,500 | Not published | 4.0/5 | 64 |
| HAP Medicare Superior (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,100 | $150 | 4.0/5 | 479 |
| PriorityMedicare Edge (PPO) Priority Health Medicare · PPO |
$0 | $6,000 | $200 | 4.0/5 | 583 |
| PriorityMedicare Vital (PPO) Priority Health Medicare · PPO |
$0 | $6,300 | $450 | 4.0/5 | 454 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare · PPO |
$0 | $6,200 | $250 | 4.0/5 | 519 |
| AARP Medicare Advantage from UHC MI-0001 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 3.5/5 | 68 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 24 |
| UHC Dual Complete MI-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 194 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 3.5/5 | 112 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 3.5/5 | 40 |
| Humana Full Access Giveback H5216-306 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 3.5/5 | 480 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · PPO C-SNP |
$0 | $6,550 | $300 | 3.5/5 | 190 |
| Humana Full Access H5216-384 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 3.5/5 | 271 |
| HumanaChoice R0110-013 (Regional PPO) Humana · Regional PPO |
$0 | $6,550 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $5,200 | $615 | 3.0/5 | 30 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $5,000 | Not published | 3.0/5 | 19 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,900 | $615 | 3.0/5 | 185 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $5,000 | $615 | 3.0/5 | 64 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $7,550 | $615 | 3.0/5 | 19 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Michigan · HMO D-SNP |
$0 | $9,250 | $425 | 3.0/5 | 139 |
| McLaren Medicare Inspire (HMO) McLaren Medicare · HMO |
$0 | $6,300 | $615 | 3.0/5 | 64 |
| McLaren Medicare Inspire Select (HMO) McLaren Medicare · HMO |
$0 | $6,750 | $615 | 3.0/5 | Fewer than 11 |
| Humana Gold Plus SNP-DE H8908-005 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $475 | 3.0/5 | 257 |
| UHC Dual Complete MI-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0.20 | $6,700 | $615 | 3.5/5 | 80 |
| UHC Dual Complete MI-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$8.80 | $9,250 | $615 | 4.5/5 | 57 |
| PriorityMedicare Vintage (HMO-POS) Priority Health Medicare · HMO-POS |
$8.80 | $5,600 | $615 | 4.5/5 | 21 |
| HAP Member Assist (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$8.80 | $5,200 | $615 | 4.0/5 | 57 |
| HAP Medicare Complete Assist (PPO D-SNP) Health Alliance Plan by Henry Ford Health · PPO D-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 19 |
| HAP Medicare Complete Duals (HMO D-SNP) Health Alliance Plan by Henry Ford Health · HMO D-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 55 |
| HAP Medicare Diabetes and Heart (HMO C-SNP) Health Alliance Plan by Henry Ford Health · HMO C-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 22 |
| UHC Complete Care Support MI-3 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$8.80 | $6,700 | $615 | 3.5/5 | 62 |
| UHC Dual Complete MI-S3 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 165 |
| Humana Value Plus H5216-382 (PPO) Humana · PPO |
$8.80 | $9,250 | $250 | 3.5/5 | 21 |
| Humana Dual Select H5216-385 (PPO D-SNP) Humana · PPO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 169 |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP) Humana · PPO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 397 |
| PriorityMedicare D-SNP (HMO D-SNP) Priority Health Medicare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 112 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$8.80 | $9,250 | $470 | 3.0/5 | 17 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 336 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 42 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$8.80 | $5,000 | $580 | 3.0/5 | 23 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$8.80 | $4,200 | $615 | 3.0/5 | Fewer than 11 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare · HMO |
$8.80 | $5,900 | $500 | 3.0/5 | 43 |
| Humana Gold Plus SNP-DE H8908-007 (HMO D-SNP) Humana · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 17 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$8.80 | $9,250 | $615 | Not enough data to rate | 41 |
| Humana Full Access H5216-011 (PPO) Humana · PPO |
$18.00 | $5,700 | $300 | 3.5/5 | 90 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan · PPO |
$35.00 | $6,750 | $150 | 4.5/5 | 468 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare · HMO-POS |
$43.00 | $5,100 | $100 | 4.5/5 | 19 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare · PPO |
$49.00 | $5,600 | $100 | 4.0/5 | 73 |
| Humana Full Access R0110-014 (Regional PPO) Humana · Regional PPO |
$54.00 | $6,550 | $615 | 3.5/5 | 17 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) UnitedHealthcare · PPO |
$64.00 | $5,400 | $600 | 3.5/5 | 22 |
| PriorityMedicare (HMO-POS) Priority Health Medicare · HMO-POS |
$66.00 | $4,500 | $0 | 4.5/5 | 13 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan · PPO |
$81.70 | $5,000 | $0 | 4.5/5 | 236 |
| HAP Senior Plus (HMO-POS) Health Alliance Plan by Henry Ford Health · HMO-POS |
$105.00 | $4,550 | $0 | 4.0/5 | 87 |
| PriorityMedicare Merit (PPO) Priority Health Medicare · PPO |
$106.00 | $4,200 | $0 | 4.0/5 | 22 |
| BCN Advantage Classic (HMO-POS) Blue Care Network · HMO-POS |
$123.60 | $4,400 | $0 | 4.5/5 | 101 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan · PPO |
$154.20 | $4,300 | $0 | 4.5/5 | 216 |
| HAP Senior Plus (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$165.00 | $4,150 | $0 | 4.0/5 | Fewer than 11 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network · HMO-POS |
$231.00 | $4,000 | $0 | 4.5/5 | Fewer than 11 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$291.30 | $4,000 | $0 | 4.5/5 | 38 |
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Plans arriving in or leaving Bay County, and premiums moving, when CMS republishes.
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Nearby and related
All Michigan counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.