Medicare plans in St. Clair County, MI
74 plans are approved for St. Clair County, and 38 of them have no monthly premium. 73 carry a CMS star rating.
63.4% of the 42,891 people eligible for Medicare in St. Clair County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| PriorityMedicare Key (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $5,800 | $200 | 4.5/5 | 399 |
| PriorityMedicare Smart Savings (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $9,250 | $500 | 4.5/5 | 29 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,200 | $615 | 4.5/5 | 489 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO |
$0 | $4,900 | Not published | 4.5/5 | 75 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO |
$0 | $4,700 | $615 | 4.5/5 | 688 |
| BCN Advantage Elements (HMO-POS) Blue Care Network · HMO-POS |
$0 | $4,500 | Not published | 4.5/5 | 42 |
| Humana Full Access H7617-052 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 4.5/5 | 476 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 4.5/5 | 77 |
| Humana Full Access Giveback H7617-058 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 4.5/5 | 869 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 4.5/5 | 38 |
| Medicare Plus Blue Giveback (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $9,250 | $150 | 4.5/5 | 28 |
| Medicare Plus Blue Secure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $6,750 | $150 | 4.5/5 | 1,085 |
| HAP Medicare Explore (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,400 | $200 | 4.0/5 | 141 |
| HAP Medicare Prime (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,650 | $200 | 4.0/5 | 1,944 |
| HAP Medicare Connect (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,000 | $150 | 4.0/5 | 298 |
| HAP Medicare MedicalAccess (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $4,500 | Not published | 4.0/5 | 43 |
| HAP Medicare Superior (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,100 | $150 | 4.0/5 | 641 |
| PriorityMedicare Edge (PPO) Priority Health Medicare · PPO |
$0 | $6,000 | $200 | 4.0/5 | 455 |
| PriorityMedicare Vital (PPO) Priority Health Medicare · PPO |
$0 | $6,300 | $450 | 4.0/5 | 177 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare · PPO |
$0 | $6,200 | $250 | 4.0/5 | 120 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 3.5/5 | 214 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 3.5/5 | 66 |
| Humana Full Access Giveback H5216-306 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 3.5/5 | 866 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · PPO C-SNP |
$0 | $6,550 | $300 | 3.5/5 | 330 |
| Humana Full Access H5216-384 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 3.5/5 | 447 |
| HumanaChoice R0110-013 (Regional PPO) Humana · Regional PPO |
$0 | $6,550 | Not published | 3.5/5 | 15 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $5,200 | $615 | 3.0/5 | 44 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $5,000 | Not published | 3.0/5 | 19 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $6,750 | $615 | 3.0/5 | 273 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $6,750 | $615 | 3.0/5 | 153 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $5,000 | $615 | 3.0/5 | 121 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $7,550 | $615 | 3.0/5 | 36 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Michigan · HMO D-SNP |
$0 | $9,250 | $425 | 3.0/5 | 20 |
| McLaren Medicare Inspire (HMO) McLaren Medicare · HMO |
$0 | $6,300 | $615 | 3.0/5 | 53 |
| McLaren Medicare Inspire Select (HMO) McLaren Medicare · HMO |
$0 | $6,750 | $615 | 3.0/5 | Fewer than 11 |
| Humana Gold Plus H8908-004 (HMO-POS) Humana · HMO-POS |
$0 | $4,250 | $250 | 3.0/5 | 385 |
| Humana Gold Plus SNP-DE H8908-005 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $475 | 3.0/5 | 955 |
| Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) Humana · HMO C-SNP |
$0 | $9,100 | $615 | 3.0/5 | 21 |
| PriorityMedicare Vintage (HMO-POS) Priority Health Medicare · HMO-POS |
$8.80 | $5,600 | $615 | 4.5/5 | 13 |
| HAP Member Assist (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$8.80 | $5,200 | $615 | 4.0/5 | 56 |
| HAP Medicare Complete Assist (PPO D-SNP) Health Alliance Plan by Henry Ford Health · PPO D-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| HAP Medicare Complete Duals (HMO D-SNP) Health Alliance Plan by Henry Ford Health · HMO D-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 25 |
| HAP Medicare Diabetes and Heart (HMO C-SNP) Health Alliance Plan by Henry Ford Health · HMO C-SNP |
$8.80 | $9,250 | $615 | 4.0/5 | 18 |
| Humana Value Plus H5216-382 (PPO) Humana · PPO |
$8.80 | $9,250 | $250 | 3.5/5 | 38 |
| Humana Dual Select H5216-385 (PPO D-SNP) Humana · PPO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 442 |
| PriorityMedicare D-SNP (HMO D-SNP) Priority Health Medicare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 96 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$8.80 | $9,250 | $470 | 3.0/5 | 79 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 376 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 77 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$8.80 | $5,000 | $580 | 3.0/5 | 37 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$8.80 | $4,200 | $615 | 3.0/5 | Fewer than 11 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare · HMO |
$8.80 | $5,900 | $500 | 3.0/5 | 18 |
| Humana Gold Plus SNP-DE H8908-007 (HMO D-SNP) Humana · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.0/5 | 116 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$8.80 | $9,250 | $615 | Not enough data to rate | 25 |
| Humana Full Access H5216-011 (PPO) Humana · PPO |
$18.00 | $5,700 | $300 | 3.5/5 | 161 |
| Medicare Plus Blue Essential (PPO) Blue Cross Blue Shield of Michigan · PPO |
$25.00 | $6,250 | $150 | 4.5/5 | 845 |
| BCN Advantage Prime Value (HMO-POS) Blue Care Network · HMO-POS |
$35.00 | $5,000 | $150 | 4.5/5 | 538 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan · PPO |
$35.00 | $6,750 | $150 | 4.5/5 | 88 |
| Humana Gold Plus H8908-001 (HMO-POS) Humana · HMO-POS |
$35.00 | $3,950 | $200 | 3.0/5 | Fewer than 11 |
| BCN Advantage ConnectedCare (HMO) Blue Care Network · HMO |
$41.00 | $4,400 | $125 | 4.5/5 | 39 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare · HMO-POS |
$43.00 | $5,100 | $100 | 4.5/5 | 55 |
| Aetna Medicare Value Care (PPO) Aetna Medicare · PPO |
$46.00 | $5,900 | $615 | 4.5/5 | 71 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare · PPO |
$49.00 | $5,600 | $100 | 4.0/5 | 85 |
| Humana Full Access R0110-014 (Regional PPO) Humana · Regional PPO |
$54.00 | $6,550 | $615 | 3.5/5 | 48 |
| PriorityMedicare (HMO-POS) Priority Health Medicare · HMO-POS |
$72.00 | $4,500 | $0 | 4.5/5 | 15 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$72.00 | $5,900 | $615 | 4.5/5 | Fewer than 11 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan · PPO |
$72.40 | $5,000 | $0 | 4.5/5 | 348 |
| PriorityMedicare Merit (PPO) Priority Health Medicare · PPO |
$83.00 | $4,200 | $0 | 4.0/5 | 119 |
| BCN Advantage Classic (HMO-POS) Blue Care Network · HMO-POS |
$103.00 | $4,400 | $0 | 4.5/5 | 268 |
| HAP Senior Plus (HMO-POS) Health Alliance Plan by Henry Ford Health · HMO-POS |
$105.00 | $4,550 | $0 | 4.0/5 | 100 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan · PPO |
$119.10 | $4,300 | $0 | 4.5/5 | 489 |
| HAP Senior Plus (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$165.00 | $4,150 | $0 | 4.0/5 | 28 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$209.50 | $4,000 | $0 | 4.5/5 | 136 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network · HMO-POS |
$225.00 | $4,000 | $0 | 4.5/5 | 14 |
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Plans arriving in or leaving St. Clair County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.