Medicare plans in St. Joseph County, MI
44 plans are approved for St. Joseph County, and 21 of them have no monthly premium. 42 carry a CMS star rating.
57.5% of the 14,455 people eligible for Medicare in St. Joseph County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| PriorityMedicare Key (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $5,800 | $200 | 4.5/5 | 1,274 |
| BCN Advantage Elements (HMO-POS) Blue Care Network · HMO-POS |
$0 | $4,500 | Not published | 4.5/5 | Fewer than 11 |
| Humana Full Access H7617-052 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 4.5/5 | 357 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 4.5/5 | 48 |
| Humana Full Access Giveback H7617-058 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 4.5/5 | 450 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 4.5/5 | 16 |
| Medicare Plus Blue Giveback (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $9,250 | $150 | 4.5/5 | 26 |
| Medicare Plus Blue Secure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $6,750 | $150 | 4.5/5 | 413 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare · PPO |
$0 | $6,200 | $250 | 4.0/5 | 371 |
| AARP Medicare Advantage from UHC MI-0001 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 3.5/5 | 128 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 16 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 3.5/5 | 118 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 3.5/5 | 27 |
| Humana Full Access Giveback H5216-306 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 3.5/5 | 297 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · PPO C-SNP |
$0 | $6,550 | $300 | 3.5/5 | 111 |
| Humana Full Access H5216-384 (PPO) Humana · PPO |
$0 | $5,650 | $350 | 3.5/5 | 319 |
| HumanaChoice R0110-013 (Regional PPO) Humana · Regional PPO |
$0 | $6,550 | Not published | 3.5/5 | 14 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $5,200 | $615 | 3.0/5 | 56 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $5,000 | Not published | 3.0/5 | 22 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $5,000 | $615 | 3.0/5 | 141 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $7,550 | $615 | 3.0/5 | 32 |
| UHC Dual Complete MI-Y1 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$6.80 | $9,250 | $615 | 3.5/5 | 575 |
| UHC Complete Care Support MI-3 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$8.80 | $6,700 | $615 | 3.5/5 | 149 |
| Humana Value Plus H5216-382 (PPO) Humana · PPO |
$8.80 | $9,250 | $250 | 3.5/5 | 17 |
| PriorityMedicare Dual Premier (HMO D-SNP) Priority Health Medicare · HMO D-SNP |
$8.80 | $9,250 | $615 | 3.5/5 | 22 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$8.80 | $5,000 | $580 | 3.0/5 | 35 |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$8.80 | $9,250 | $200 | Too new to be rated | 130 |
| Aetna Medicare HIDE (HMO D-SNP) Aetna Medicare HIDE · HMO D-SNP |
$8.80 | $9,250 | $615 | Too new to be rated | 261 |
| Humana Full Access H5216-011 (PPO) Humana · PPO |
$18.00 | $5,700 | $300 | 3.5/5 | 149 |
| Medicare Plus Blue Essential (PPO) Blue Cross Blue Shield of Michigan · PPO |
$25.00 | $6,250 | $150 | 4.5/5 | 136 |
| BCN Advantage Prime Value (HMO-POS) Blue Care Network · HMO-POS |
$35.00 | $5,000 | $150 | 4.5/5 | 98 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan · PPO |
$35.00 | $6,750 | $150 | 4.5/5 | 24 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS |
$37.00 | $6,800 | $615 | 3.5/5 | Fewer than 11 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare · PPO |
$49.00 | $5,600 | $100 | 4.0/5 | 85 |
| Humana Full Access R0110-014 (Regional PPO) Humana · Regional PPO |
$54.00 | $6,550 | $615 | 3.5/5 | Fewer than 11 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare · HMO-POS |
$55.00 | $5,100 | $100 | 4.5/5 | 43 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) UnitedHealthcare · PPO |
$64.00 | $5,400 | $600 | 3.5/5 | 41 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan · PPO |
$66.80 | $5,000 | $0 | 4.5/5 | 75 |
| PriorityMedicare (HMO-POS) Priority Health Medicare · HMO-POS |
$110.00 | $4,500 | $0 | 4.5/5 | Fewer than 11 |
| BCN Advantage Classic (HMO-POS) Blue Care Network · HMO-POS |
$113.60 | $4,400 | $0 | 4.5/5 | Fewer than 11 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan · PPO |
$117.50 | $4,300 | $0 | 4.5/5 | 47 |
| PriorityMedicare Merit (PPO) Priority Health Medicare · PPO |
$129.00 | $4,200 | $0 | 4.0/5 | 22 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network · HMO-POS |
$240.00 | $4,000 | $0 | 4.5/5 | Fewer than 11 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$247.40 | $4,000 | $0 | 4.5/5 | 19 |
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Plans arriving in or leaving St. Joseph County, and premiums moving, when CMS republishes.
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Nearby and related
All Michigan counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.