Advantage Index

Medicare plans in Lapeer County, MI

77 plans are approved for Lapeer County, and 43 of them have no monthly premium. 76 carry a CMS star rating.

62.8% of the 23,102 people eligible for Medicare in Lapeer County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
PriorityMedicare Key (HMO-POS)
Priority Health Medicare · HMO-POS
$0 $5,800 $200 4.5/5 382
BCN Advantage Elements (HMO-POS)
Blue Care Network · HMO-POS
$0 $4,500 Not published 4.5/5 16
Humana Full Access H7617-052 (PPO)
Humana · PPO
$0 $5,650 $350 4.5/5 306
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $6,550 Not published 4.5/5 44
Humana Full Access Giveback H7617-058 (PPO)
Humana · PPO
$0 $9,150 $0 4.5/5 340
Humana USAA Honor Giveback with Rx (PPO)
Humana · PPO
$0 $8,650 $90 4.5/5 23
Trinity Health Plan of Michigan No Premium (HMO)
Trinity Health Plan of Michigan · HMO
$0 $4,500 $100 4.5/5 11
Trinity Health Plan of Michigan Cash Back (HMO)
Trinity Health Plan of Michigan · HMO
$0 $7,500 $275 4.5/5 14
Trinity Health Plan of Michigan Glory No RX (HMO)
Trinity Health Plan of Michigan · HMO
$0 $6,500 Not published 4.5/5 Fewer than 11
Medicare Plus Blue Value (PPO)
Blue Cross Blue Shield of Michigan · PPO
$0 $6,750 $615 4.5/5 215
HAP Medicare Explore (PPO)
Health Alliance Plan by Henry Ford Health · PPO
$0 $5,400 $200 4.0/5 163
HAP Medicare Prime (PPO)
Health Alliance Plan by Henry Ford Health · PPO
$0 $5,650 $200 4.0/5 870
HAP Medicare Connect (HMO)
Health Alliance Plan by Henry Ford Health · HMO
$0 $5,000 $150 4.0/5 335
HAP Medicare MedicalAccess (HMO)
Health Alliance Plan by Henry Ford Health · HMO
$0 $4,500 Not published 4.0/5 39
HAP Medicare Superior (HMO)
Health Alliance Plan by Henry Ford Health · HMO
$0 $5,100 $150 4.0/5 613
Henry Ford Select (HMO)
Health Alliance Plan by Henry Ford Health · HMO
$0 $3,500 $150 4.0/5 99
PriorityMedicare Thrive (PPO)
Priority Health Medicare · PPO
$0 $6,200 $250 4.0/5 302
AARP Medicare Advantage from UHC MI-0001 (PPO)
UnitedHealthcare · PPO
$0 $6,700 $600 3.5/5 19
AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)
UnitedHealthcare · PPO
$0 $6,700 Not published 3.5/5 Fewer than 11
UHC Dual Complete MI-S002 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$0 $9,250 $615 3.5/5 46
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $6,550 Not published 3.5/5 82
Humana USAA Honor Giveback with Rx (PPO)
Humana · PPO
$0 $8,650 $90 3.5/5 37
Humana Full Access Giveback H5216-306 (PPO)
Humana · PPO
$0 $9,150 $0 3.5/5 325
HumanaChoice - Diabetes and Heart (PPO C-SNP)
Humana · PPO C-SNP
$0 $6,550 $300 3.5/5 96
Humana Full Access H5216-384 (PPO)
Humana · PPO
$0 $5,650 $350 3.5/5 172
HumanaChoice R0110-013 (Regional PPO)
Humana · Regional PPO
$0 $6,550 Not published 3.5/5 Fewer than 11
Wellcare Simple Open (PPO)
Wellcare · PPO
$0 $5,200 $615 3.0/5 15
Wellcare Patriot Giveback Open (PPO)
Wellcare · PPO
$0 $5,000 Not published 3.0/5 Fewer than 11
Aetna Medicare Signature (HMO-POS)
Aetna Medicare · HMO-POS
$0 $6,750 $615 3.0/5 186
Aetna Medicare Chronic Care (HMO C-SNP)
Aetna Medicare · HMO C-SNP
$0 $6,750 $615 3.0/5 57
Wellcare Simple (HMO-POS)
Wellcare · HMO-POS
$0 $5,000 $615 3.0/5 58
Wellcare Giveback (HMO-POS)
Wellcare · HMO-POS
$0 $7,550 $615 3.0/5 14
Molina Medicare Complete Care (HMO D-SNP)
Molina Healthcare of Michigan · HMO D-SNP
$0 $9,250 $425 3.0/5 70
McLaren Medicare Inspire (HMO)
McLaren Medicare · HMO
$0 $6,300 $615 3.0/5 60
McLaren Medicare Inspire Select (HMO)
McLaren Medicare · HMO
$0 $6,750 $615 3.0/5 Fewer than 11
Zing Open Choice MI (PPO)
Zing Health · PPO
$0 $4,950 $0 3.0/5 Fewer than 11
Zing Open Choice Diabetes & Heart MI (PPO C-SNP)
Zing Health · PPO C-SNP
$0 $4,950 $0 3.0/5 20
Humana Gold Plus H8908-004 (HMO-POS)
Humana · HMO-POS
$0 $4,250 $250 3.0/5 164
Humana Gold Plus SNP-DE H8908-005 (HMO D-SNP)
Humana · HMO D-SNP
$0 $9,250 $475 3.0/5 246
Humana Gold Plus Chronic Kidney Disease (HMO C-SNP)
Humana · HMO C-SNP
$0 $9,100 $615 3.0/5 Fewer than 11
Zing Select Care MI (HMO)
Zing Health · HMO
$0 $4,250 $0 2.5/5 Fewer than 11
Zing Select Diabetes & Heart MI (HMO C-SNP)
Zing Health · HMO C-SNP
$0 $4,500 $0 2.5/5 22
Zing Select Dialysis MI (HMO C-SNP)
Zing Health · HMO C-SNP
$0 $5,445 $0 2.5/5 Fewer than 11
UHC Dual Complete MI-V001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$0.20 $6,700 $615 3.5/5 23
UHC Dual Complete MI-S001 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$8.80 $9,250 $615 4.5/5 24
HAP Member Assist (PPO)
Health Alliance Plan by Henry Ford Health · PPO
$8.80 $5,200 $615 4.0/5 83
HAP Medicare Complete Assist (PPO D-SNP)
Health Alliance Plan by Henry Ford Health · PPO D-SNP
$8.80 $9,250 $615 4.0/5 Fewer than 11
HAP Medicare Complete Duals (HMO D-SNP)
Health Alliance Plan by Henry Ford Health · HMO D-SNP
$8.80 $9,250 $615 4.0/5 15
HAP Medicare Diabetes and Heart (HMO C-SNP)
Health Alliance Plan by Henry Ford Health · HMO C-SNP
$8.80 $9,250 $615 4.0/5 18
UHC Complete Care Support MI-3 (PPO C-SNP)
UnitedHealthcare · PPO C-SNP
$8.80 $6,700 $615 3.5/5 21
UHC Dual Complete MI-S3 (HMO D-SNP)
UnitedHealthcare · HMO D-SNP
$8.80 $9,250 $615 3.5/5 32
Humana Value Plus H5216-382 (PPO)
Humana · PPO
$8.80 $9,250 $250 3.5/5 25
Humana Dual Select H5216-385 (PPO D-SNP)
Humana · PPO D-SNP
$8.80 $9,250 $615 3.5/5 149
PriorityMedicare D-SNP (HMO D-SNP)
Priority Health Medicare · HMO D-SNP
$8.80 $9,250 $615 3.5/5 29
Wellcare Dual Access Open (PPO D-SNP)
Wellcare · PPO D-SNP
$8.80 $9,250 $470 3.0/5 15
Aetna Medicare Full Dual Care (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$8.80 $9,250 $615 3.0/5 133
Wellcare Dual Access (HMO-POS D-SNP)
Wellcare · HMO-POS D-SNP
$8.80 $9,250 $615 3.0/5 24
Wellcare Assist (HMO-POS)
Wellcare · HMO-POS
$8.80 $5,000 $580 3.0/5 14
Wellcare Dual Reserve (HMO-POS D-SNP)
Wellcare · HMO-POS D-SNP
$8.80 $4,200 $615 3.0/5 Fewer than 11
McLaren Medicare Inspire Plus (HMO)
McLaren Medicare · HMO
$8.80 $5,900 $500 3.0/5 25
Humana Gold Plus SNP-DE H8908-007 (HMO D-SNP)
Humana · HMO D-SNP
$8.80 $9,250 $615 3.0/5 31
Longevity Health Plan (HMO I-SNP)
Longevity Health Plan · HMO I-SNP
$8.80 $9,250 $615 Not enough data to rate Fewer than 11
Humana Full Access H5216-011 (PPO)
Humana · PPO
$18.00 $5,700 $300 3.5/5 73
Humana Gold Plus H8908-001 (HMO-POS)
Humana · HMO-POS
$35.00 $3,950 $200 3.0/5 Fewer than 11
PriorityMedicare Thrive Plus (PPO)
Priority Health Medicare · PPO
$49.00 $5,600 $100 4.0/5 104
Humana Full Access R0110-014 (Regional PPO)
Humana · Regional PPO
$54.00 $6,550 $615 3.5/5 15
AARP Medicare Advantage from UHC MI-0002 (PPO)
UnitedHealthcare · PPO
$64.00 $5,400 $600 3.5/5 Fewer than 11
Medicare Plus Blue Vitality (PPO)
Blue Cross Blue Shield of Michigan · PPO
$72.40 $5,000 $0 4.5/5 548
PriorityMedicare Value (HMO-POS)
Priority Health Medicare · HMO-POS
$80.00 $5,100 $100 4.5/5 15
BCN Advantage Classic (HMO-POS)
Blue Care Network · HMO-POS
$103.00 $4,400 $0 4.5/5 144
HAP Senior Plus (HMO-POS)
Health Alliance Plan by Henry Ford Health · HMO-POS
$105.00 $4,550 $0 4.0/5 66
PriorityMedicare Merit (PPO)
Priority Health Medicare · PPO
$115.00 $4,200 $0 4.0/5 31
Medicare Plus Blue Signature (PPO)
Blue Cross Blue Shield of Michigan · PPO
$119.10 $4,300 $0 4.5/5 263
PriorityMedicare (HMO-POS)
Priority Health Medicare · HMO-POS
$120.00 $4,500 $0 4.5/5 Fewer than 11
HAP Senior Plus (PPO)
Health Alliance Plan by Henry Ford Health · PPO
$165.00 $4,150 $0 4.0/5 24
Medicare Plus Blue Assure (PPO)
Blue Cross Blue Shield of Michigan · PPO
$209.50 $4,000 $0 4.5/5 91
BCN Advantage Prestige (HMO-POS)
Blue Care Network · HMO-POS
$225.00 $4,000 $0 4.5/5 11

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Plans arriving in or leaving Lapeer County, and premiums moving, when CMS republishes.

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All Michigan counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.