Medicare plans in Bergen County, NJ
11 special needs plans are approved for Bergen County, and 2 of them have no monthly premium. 11 carry a CMS star rating.
36.6% of the 196,039 people eligible for Medicare in Bergen County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $8,850 | $450 | 3.5/5 | 195 |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint · HMO-POS C-SNP |
$0 | $9,250 | $340 | 3.0/5 | 20 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint · HMO D-SNP |
$32.10 | $9,250 | $615 | 3.0/5 | 849 |
| Wellpoint Full Dual Advantage Secure (HMO-POS D-SNP) Wellpoint · HMO-POS D-SNP |
$32.10 | $9,250 | $615 | 3.0/5 | 128 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$37.20 | $9,250 | $615 | 3.5/5 | 2,549 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan · PPO I-SNP |
$40.00 | $9,250 | $615 | 5.0/5 | 96 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$42.40 | $9,250 | $615 | 4.5/5 | 242 |
| Horizon NJ TotalCare (HMO D-SNP) Horizon Blue Cross Blue Shield of New Jersey · HMO D-SNP |
$42.70 | $9,250 | $615 | 4.0/5 | 1,526 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$54.20 | $9,250 | $615 | 3.5/5 | 2,130 |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$54.20 | $9,250 | $615 | 3.0/5 | 459 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan · PPO I-SNP |
$172.00 | $4,250 | $615 | 5.0/5 | Fewer than 11 |
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Plans arriving in or leaving Bergen County, and premiums moving, when CMS republishes.
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Nearby and related
All New Jersey counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.