Medicare plans in Bergen County, NJ
39 medicare advantage are approved for Bergen County, and 23 of them have no monthly premium. 39 carry a CMS star rating.
36.6% of the 196,039 people eligible for Medicare in Bergen County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Clover Health Choice (PPO) Clover Health · PPO |
$0 | $9,250 | $150 | 4.5/5 | 9,758 |
| Clover Health Choice Giveback (PPO) Clover Health · PPO |
$0 | $8,499 | $200 | 4.5/5 | 3,133 |
| Clover Health Valor (PPO) Clover Health · PPO |
$0 | $9,250 | Not published | 4.5/5 | 39 |
| Aetna Medicare Prime Giveback (PPO) Aetna Medicare · PPO |
$0 | $9,250 | $615 | 4.5/5 | 768 |
| Aetna Medicare Prime (PPO) Aetna Medicare · PPO |
$0 | $9,250 | $615 | 4.5/5 | 745 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $9,250 | Not published | 4.5/5 | 42 |
| HumanaChoice Giveback H7617-045 (PPO) Humana · PPO |
$0 | $7,250 | $360 | 4.5/5 | 1,393 |
| Clover Health Classic (HMO) Clover Health · HMO |
$0 | $6,000 | $0 | 4.5/5 | 363 |
| Braven Medicare Salute - No Rx (PPO) Braven Health · PPO |
$0 | $7,000 | Not published | 4.0/5 | 36 |
| Aetna Medicare Eagle Giveback (HMO) Aetna Medicare · HMO |
$0 | $9,250 | Not published | 4.0/5 | 45 |
| Aetna Medicare Prime (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $9,250 | $615 | 4.0/5 | 776 |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | Not published | 3.5/5 | 70 |
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $520 | 3.5/5 | 4,162 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 3.5/5 | 2,196 |
| Wellcare Patriot Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $7,550 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | $615 | 3.5/5 | 58 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | $615 | 3.5/5 | 66 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 91 |
| HumanaChoice Giveback H5216-319 (PPO) Humana · PPO |
$0 | $7,250 | $360 | 3.5/5 | 1,488 |
| Humana Gold Plus H6622-100 (HMO) Humana · HMO |
$0 | $8,850 | $225 | 3.5/5 | 754 |
| AARP Medicare Advantage from UHC NJ-6 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | $600 | 3.5/5 | 1,487 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 81 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $6,800 | $250 | 3.0/5 | 51 |
| Aetna Medicare Elite (HMO) Aetna Medicare · HMO |
$15.00 | $9,250 | $615 | 4.0/5 | 161 |
| Clover Health Choice Value (PPO) Clover Health · PPO |
$31.00 | $9,250 | $220 | 4.5/5 | 5,016 |
| Clover Health Value (HMO) Clover Health · HMO |
$31.00 | $4,500 | $200 | 4.5/5 | 133 |
| HumanaChoice H5216-461 (PPO) Humana · PPO |
$31.10 | $9,250 | $615 | 3.5/5 | 13 |
| Wellcare Low Premium (HMO-POS) Wellcare · HMO-POS |
$34.00 | $9,250 | $615 | 3.5/5 | 256 |
| Braven Medicare Freedom (PPO) Braven Health · PPO |
$40.00 | $9,250 | $300 | 4.0/5 | 918 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) UnitedHealthcare · PPO |
$45.00 | $7,900 | $600 | 3.5/5 | 4,254 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$45.20 | $9,250 | $615 | 3.5/5 | 92 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) UnitedHealthcare · HMO-POS |
$62.00 | $6,700 | $420 | 3.5/5 | 946 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) UnitedHealthcare · PPO |
$72.00 | $7,550 | $600 | 3.5/5 | 4,375 |
| Aetna Medicare Prime Extra (PPO) Aetna Medicare · PPO |
$74.00 | $9,250 | $615 | 4.5/5 | 147 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare · PPO |
$91.00 | $9,250 | $615 | 4.5/5 | 214 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$94.00 | $9,250 | $500 | 4.5/5 | 367 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) UnitedHealthcare · HMO-POS |
$95.00 | $6,500 | $420 | 3.5/5 | 358 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO |
$108.00 | $9,250 | $615 | 4.0/5 | 216 |
| Aetna Medicare Signature (Regional PPO) Aetna Medicare · Regional PPO |
$139.00 | $9,250 | $615 | 4.0/5 | 33 |
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Nearby and related
All New Jersey counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.