Medicare plans in Otsego County, MI
49 medicare advantage are approved for Otsego County, and 30 of them have no monthly premium. 49 carry a CMS star rating.
55.5% of the 7,438 people eligible for Medicare in Otsego County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| PriorityMedicare Key (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $5,800 | $200 | 4.5/5 | 317 |
| PriorityMedicare Smart Savings (HMO-POS) Priority Health Medicare · HMO-POS |
$0 | $9,250 | $500 | 4.5/5 | 17 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,200 | $615 | 4.5/5 | 144 |
| Aetna Medicare Eagle (PPO) Aetna Medicare · PPO |
$0 | $4,900 | Not published | 4.5/5 | 13 |
| BCN Advantage Elements (HMO-POS) Blue Care Network · HMO-POS |
$0 | $4,500 | Not published | 4.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 4.5/5 | 35 |
| Humana Full Access Giveback H7617-058 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 4.5/5 | 268 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 4.5/5 | 16 |
| Medicare Plus Blue Value (PPO) Blue Cross Blue Shield of Michigan · PPO |
$0 | $6,750 | $615 | 4.5/5 | 37 |
| HAP Medicare Explore (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,400 | $200 | 4.0/5 | Fewer than 11 |
| HAP Medicare Prime (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$0 | $5,650 | $200 | 4.0/5 | 37 |
| HAP Medicare Connect (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,000 | $150 | 4.0/5 | Fewer than 11 |
| HAP Medicare MedicalAccess (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $4,500 | Not published | 4.0/5 | Fewer than 11 |
| HAP Medicare Superior (HMO) Health Alliance Plan by Henry Ford Health · HMO |
$0 | $5,100 | $150 | 4.0/5 | 19 |
| PriorityMedicare Edge (PPO) Priority Health Medicare · PPO |
$0 | $6,000 | $200 | 4.0/5 | 199 |
| PriorityMedicare Vital (PPO) Priority Health Medicare · PPO |
$0 | $6,300 | $450 | 4.0/5 | 94 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare · PPO |
$0 | $6,200 | $250 | 4.0/5 | 80 |
| AARP Medicare Advantage from UHC MI-0001 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 3.5/5 | 38 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,550 | Not published | 3.5/5 | 56 |
| Humana USAA Honor Giveback with Rx (PPO) Humana · PPO |
$0 | $8,650 | $90 | 3.5/5 | 20 |
| Humana Full Access Giveback H5216-306 (PPO) Humana · PPO |
$0 | $9,150 | $0 | 3.5/5 | 160 |
| HumanaChoice R0110-013 (Regional PPO) Humana · Regional PPO |
$0 | $6,550 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $5,200 | $615 | 3.0/5 | Fewer than 11 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $5,000 | Not published | 3.0/5 | Fewer than 11 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,900 | $615 | 3.0/5 | 29 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $5,000 | $615 | 3.0/5 | 32 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $7,550 | $615 | 3.0/5 | Fewer than 11 |
| McLaren Medicare Inspire (HMO) McLaren Medicare · HMO |
$0 | $6,300 | $615 | 3.0/5 | Fewer than 11 |
| McLaren Medicare Inspire Select (HMO) McLaren Medicare · HMO |
$0 | $6,750 | $615 | 3.0/5 | Fewer than 11 |
| PriorityMedicare Vintage (HMO-POS) Priority Health Medicare · HMO-POS |
$8.80 | $5,600 | $615 | 4.5/5 | Fewer than 11 |
| HAP Member Assist (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$8.80 | $5,200 | $615 | 4.0/5 | Fewer than 11 |
| Humana Value Plus H5216-382 (PPO) Humana · PPO |
$8.80 | $9,250 | $250 | 3.5/5 | Fewer than 11 |
| Wellcare Assist (HMO-POS) Wellcare · HMO-POS |
$8.80 | $5,000 | $580 | 3.0/5 | Fewer than 11 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare · HMO |
$8.80 | $5,900 | $500 | 3.0/5 | Fewer than 11 |
| Humana Full Access H5216-011 (PPO) Humana · PPO |
$18.00 | $5,700 | $300 | 3.5/5 | 58 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan · PPO |
$35.00 | $6,750 | $150 | 4.5/5 | 119 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare · HMO-POS |
$43.00 | $5,100 | $100 | 4.5/5 | 32 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare · PPO |
$49.00 | $5,600 | $100 | 4.0/5 | 40 |
| Humana Full Access R0110-014 (Regional PPO) Humana · Regional PPO |
$54.00 | $6,550 | $615 | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) UnitedHealthcare · PPO |
$64.00 | $5,400 | $600 | 3.5/5 | 15 |
| PriorityMedicare (HMO-POS) Priority Health Medicare · HMO-POS |
$72.00 | $4,500 | $0 | 4.5/5 | 13 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan · PPO |
$72.40 | $5,000 | $0 | 4.5/5 | 77 |
| PriorityMedicare Merit (PPO) Priority Health Medicare · PPO |
$83.00 | $4,200 | $0 | 4.0/5 | 24 |
| BCN Advantage Classic (HMO-POS) Blue Care Network · HMO-POS |
$103.00 | $4,400 | $0 | 4.5/5 | 22 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan · PPO |
$119.10 | $4,300 | $0 | 4.5/5 | 75 |
| HAP Senior Plus (PPO) Health Alliance Plan by Henry Ford Health · PPO |
$165.00 | $4,150 | $0 | 4.0/5 | Fewer than 11 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan · PPO |
$209.50 | $4,000 | $0 | 4.5/5 | 28 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network · HMO-POS |
$225.00 | $4,000 | $0 | 4.5/5 | Fewer than 11 |
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Plans arriving in or leaving Otsego County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.