Medicare plans in Polk County, FL
65 special needs plans are approved for Polk County, and 45 of them have no monthly premium. 61 carry a CMS star rating.
69.4% of the 183,665 people eligible for Medicare in Polk County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| DEVOTED DUAL 024 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $3,900 | $615 | 5.0/5 | 122 |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $9,250 | $615 | 5.0/5 | 1,534 |
| DEVOTED DUAL FULL 081 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $9,250 | $615 | 5.0/5 | 922 |
| Solis Wellness Plan (HMO C-SNP) Solis Health Plans · HMO C-SNP |
$0 | $2,500 | $0 | 4.5/5 | 29 |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Health Plans · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 154 |
| CareNeeds Plus (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 825 |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 3,699 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,500 | $615 | 4.5/5 | 2,338 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 999 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,500 | $615 | 4.5/5 | 567 |
| CareNeeds Extra (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 490 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 93 |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $1,500 | $0 | 4.5/5 | 622 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $20 | 4.5/5 | Fewer than 11 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 3,075 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 806 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 3,987 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 669 |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $442 | 4.5/5 | 4,585 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $3,400 | $270 | 4.5/5 | 1,437 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 105 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 769 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $4,200 | $200 | 4.5/5 | 144 |
| DrPlatinum-CFL (HMO D-SNP) Doctors HealthCare Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $615 | 4.5/5 | Fewer than 11 |
| DrTotalCare-CFL (HMO C-SNP) Doctors HealthCare Plans, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | Fewer than 11 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $1,000 | $0 | 4.5/5 | 223 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 1,607 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 591 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 804 |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 105 |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 3,760 |
| Simply Complete (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 411 |
| Simply Level (HMO C-SNP) Simply Healthcare Plans, Inc. · HMO C-SNP |
$0 | $3,450 | $0 | 4.5/5 | 771 |
| Simply Level Platinum (HMO C-SNP) Simply Healthcare Plans, Inc. · HMO C-SNP |
$0 | $2,450 | $0 | 4.5/5 | 215 |
| Simply Integrated (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 198 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 129 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 99 |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 19 |
| Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | 19 |
| Optimum Diamond Savings COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | Fewer than 11 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $2,600 | $0 | 4.0/5 | 38 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$0 | $500 | $615 | 4.0/5 | 24 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $3,200 | $0 | 4.0/5 | 146 |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 91 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 2,908 |
| DEVOTED C-SNP PREMIUM 072 FL (HMO C-SNP) Devoted Health · HMO C-SNP |
$4.80 | $4,900 | $615 | 5.0/5 | 90 |
| DEVOTED C-SNP PLUS 088 FL (HMO C-SNP) Devoted Health · HMO C-SNP |
$4.80 | $9,250 | $615 | 5.0/5 | 1,953 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 247 |
| Solis Guardian Plan (HMO D-SNP) Solis Health Plans · HMO D-SNP |
$4.80 | $3,400 | $615 | 4.5/5 | 112 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 90 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | 743 |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $3,000 | $615 | 4.0/5 | 113 |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 364 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 371 |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 1,516 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 864 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$4.80 | $500 | $615 | 4.0/5 | Fewer than 11 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana · PPO D-SNP |
$4.80 | $4,900 | $615 | 3.5/5 | 489 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $1,500 | $615 | 3.5/5 | 16 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $2,950 | $615 | 3.5/5 | 13 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP |
$4.80 | $9,250 | $615 | 3.5/5 | 27 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | 19 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care · HMO I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care · HMO-POS I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care · HMO-POS D-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
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Plans arriving in or leaving Polk County, and premiums moving, when CMS republishes.
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Nearby and related
All Florida counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.