Medicare plans in Polk County, FL
126 plans are approved for Polk County, and 100 of them have no monthly premium. 122 carry a CMS star rating.
69.4% of the 183,665 people eligible for Medicare in Polk County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| DEVOTED DUAL 024 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $3,900 | $615 | 5.0/5 | 122 |
| DEVOTED CORE 036 FL (HMO) Devoted Health · HMO |
$0 | $6,750 | $615 | 5.0/5 | 215 |
| DEVOTED GIVEBACK 051 FL (HMO) Devoted Health · HMO |
$0 | $6,750 | $615 | 5.0/5 | 286 |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $9,250 | $615 | 5.0/5 | 1,534 |
| DEVOTED CORE 065 FL (HMO) Devoted Health · HMO |
$0 | $3,900 | $0 | 5.0/5 | 220 |
| DEVOTED DUAL FULL 081 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $9,250 | $615 | 5.0/5 | 922 |
| Solis Healthy Living Plan (HMO) Solis Health Plans · HMO |
$0 | $2,500 | $0 | 4.5/5 | 30 |
| Solis Wellness Plan (HMO C-SNP) Solis Health Plans · HMO C-SNP |
$0 | $2,500 | $0 | 4.5/5 | 29 |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Health Plans · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 154 |
| CareNeeds Plus (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 825 |
| CareOne Plus (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $1,600 | $615 | 4.5/5 | 2,500 |
| CareFree Platinum Giveback (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $3,000 | $0 | 4.5/5 | 14,801 |
| CareSalute (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $3,900 | Not published | 4.5/5 | 50 |
| CareAccess (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $3,750 | $615 | 4.5/5 | 12 |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 3,699 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,500 | $615 | 4.5/5 | 2,338 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 999 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,500 | $615 | 4.5/5 | 567 |
| CareNeeds Extra (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 490 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 93 |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $1,500 | $0 | 4.5/5 | 622 |
| Humana USAA Honor Giveback (HMO) Humana · HMO |
$0 | $3,900 | Not published | 4.5/5 | 174 |
| Humana Gold Plus H1036-230 (HMO) Humana · HMO |
$0 | $2,400 | $615 | 4.5/5 | 1,522 |
| Humana Gold Plus Giveback H1036-266 (HMO) Humana · HMO |
$0 | $3,400 | $0 | 4.5/5 | 1,423 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $20 | 4.5/5 | Fewer than 11 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 3,075 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 806 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 3,987 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 669 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,800 | $270 | 4.5/5 | 1,955 |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $442 | 4.5/5 | 4,585 |
| AARP Medicare Advantage from UHC FL-003P (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,900 | $270 | 4.5/5 | 9,519 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $3,400 | $270 | 4.5/5 | 1,437 |
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.5/5 | 121 |
| Health First Complete Care H1099-023 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $2,400 | $0 | 4.5/5 | 17 |
| Health First Emerald Plus H1099-024 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $3,200 | $0 | 4.5/5 | 39 |
| Health First Premier Access H1099-025 (HMO-POS) Health First Health Plans, Inc. · HMO-POS |
$0 | $4,500 | $200 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 105 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $2,900 | $200 | 4.5/5 | 549 |
| Aetna Medicare Select Extra (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $6,750 | $615 | 4.5/5 | 111 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 769 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $4,200 | $200 | 4.5/5 | 144 |
| DrSelect-CFL (HMO) Doctors HealthCare Plans, Inc. · HMO |
$0 | $3,500 | $0 | 4.5/5 | 21 |
| DrPlatinum-CFL (HMO D-SNP) Doctors HealthCare Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $615 | 4.5/5 | Fewer than 11 |
| DrTotalCare-CFL (HMO C-SNP) Doctors HealthCare Plans, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | Fewer than 11 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. · HMO |
$0 | $4,200 | Not published | 4.5/5 | Fewer than 11 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $1,000 | $0 | 4.5/5 | 223 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 1,607 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 591 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 804 |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 105 |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 3,760 |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $3,400 | $0 | 4.5/5 | 1,061 |
| Freedom Máximo (HMO-POS) Freedom Health, Inc. · HMO-POS |
$0 | $1,900 | $0 | 4.5/5 | 1,666 |
| Simply Complete (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 411 |
| Simply Level (HMO C-SNP) Simply Healthcare Plans, Inc. · HMO C-SNP |
$0 | $3,450 | $0 | 4.5/5 | 771 |
| Simply More (HMO) Simply Healthcare Plans, Inc. · HMO |
$0 | $3,450 | $0 | 4.5/5 | 793 |
| Simply Extra Platinum (HMO) Simply Healthcare Plans, Inc. · HMO |
$0 | $3,200 | $0 | 4.5/5 | 221 |
| Simply Level Platinum (HMO C-SNP) Simply Healthcare Plans, Inc. · HMO C-SNP |
$0 | $2,450 | $0 | 4.5/5 | 215 |
| Simply Integrated (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 198 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 129 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 221 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 1,275 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 88 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 497 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 99 |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 19 |
| Optimum Gold Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $4,200 | $0 | 4.5/5 | 61 |
| Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | 19 |
| Optimum Diamond Savings COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 4.5/5 | 612 |
| HumanaChoice Florida H7617-109 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 4.5/5 | 1,350 |
| Humana Full Access Giveback H7617-111 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 4.5/5 | 3,075 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $130 | 4.5/5 | 422 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,200 | $615 | 4.0/5 | 777 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $2,500 | $615 | 4.0/5 | 896 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,000 | Not published | 4.0/5 | 28 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO |
$0 | $6,750 | $615 | 4.0/5 | 203 |
| BlueMedicare Preferred (HMO) Florida Blue HMO · HMO |
$0 | $3,300 | $615 | 4.0/5 | 1,214 |
| BayCarePlus Complete (HMO) BayCare Health Plans · HMO |
$0 | $2,000 | $90 | 4.0/5 | 1,170 |
| BayCarePlus Rewards (HMO) BayCare Health Plans · HMO |
$0 | $3,700 | $90 | 4.0/5 | 2,514 |
| AARP Medicare Advantage from UHC FL-0019 (PPO) UnitedHealthcare · PPO |
$0 | $5,900 | $600 | 4.0/5 | 4,632 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.0/5 | 144 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $2,600 | $0 | 4.0/5 | 38 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$0 | $500 | $615 | 4.0/5 | 24 |
| Premier by Ultimate (HMO) Ultimate Health Plans · HMO |
$0 | $1,900 | $0 | 4.0/5 | 82 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $3,200 | $0 | 4.0/5 | 146 |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 91 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 2,908 |
| HumanaChoice Florida H5216-072 (PPO) Humana · PPO |
$0 | $5,600 | $615 | 3.5/5 | 902 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 101 |
| HumanaChoice Florida H5216-304 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 3.5/5 | 1,614 |
| Humana Full Access Giveback H5216-393 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 3.5/5 | 7,175 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $250 | 3.5/5 | 357 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 20 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $2,000 | $200 | 3.5/5 | 524 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $4,800 | $300 | 3.5/5 | 557 |
| BlueMedicare Value (PPO) Florida Blue · PPO |
$0 | $6,750 | $615 | 3.5/5 | 1,427 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO |
$0 | $6,750 | Not published | 3.5/5 | 17 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 34 |
| DEVOTED PREMIUM 037 FL (HMO) Devoted Health · HMO |
$4.80 | $3,900 | $615 | 5.0/5 | 75 |
| DEVOTED C-SNP PREMIUM 072 FL (HMO C-SNP) Devoted Health · HMO C-SNP |
$4.80 | $4,900 | $615 | 5.0/5 | 90 |
| DEVOTED C-SNP PLUS 088 FL (HMO C-SNP) Devoted Health · HMO C-SNP |
$4.80 | $9,250 | $615 | 5.0/5 | 1,953 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 247 |
| Solis Guardian Plan (HMO D-SNP) Solis Health Plans · HMO D-SNP |
$4.80 | $3,400 | $615 | 4.5/5 | 112 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 90 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | 743 |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $3,000 | $615 | 4.0/5 | 113 |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 364 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 371 |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 1,516 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 864 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$4.80 | $500 | $615 | 4.0/5 | Fewer than 11 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana · PPO D-SNP |
$4.80 | $4,900 | $615 | 3.5/5 | 489 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $1,500 | $615 | 3.5/5 | 16 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $2,950 | $615 | 3.5/5 | 13 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP |
$4.80 | $9,250 | $615 | 3.5/5 | 27 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | 19 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care · HMO I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care · HMO-POS I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care · HMO-POS D-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO |
$41.00 | $7,550 | $615 | 3.5/5 | 55 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO |
$42.00 | $7,550 | Not published | 3.5/5 | 14 |
| BayCarePlus Premier (HMO) BayCare Health Plans · HMO |
$49.00 | $2,900 | $90 | 4.0/5 | 84 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO |
$62.00 | $9,250 | $600 | 3.5/5 | 414 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO |
$184.00 | $6,700 | $615 | 3.5/5 | 44 |
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.