Advantage Index

Medicare plans in Hernando County, FL

51 medicare advantage are approved for Hernando County, and 46 of them have no monthly premium. 51 carry a CMS star rating.

68.7% of the 64,496 people eligible for Medicare in Hernando County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
DEVOTED CORE 036 FL (HMO)
Devoted Health · HMO
$0 $3,900 $615 5.0/5 Fewer than 11
DEVOTED GIVEBACK 051 FL (HMO)
Devoted Health · HMO
$0 $6,750 $615 5.0/5 54
DEVOTED CORE 058 FL (HMO)
Devoted Health · HMO
$0 $3,900 $0 5.0/5 15
Humana Gold Plus H1036-025 (HMO)
Humana · HMO
$0 $2,000 $615 4.5/5 1,177
Humana USAA Honor Giveback (HMO)
Humana · HMO
$0 $3,900 Not published 4.5/5 57
Humana Gold Plus Giveback H1036-265 (HMO)
Humana · HMO
$0 $2,400 $0 4.5/5 3,147
AARP Medicare Advantage from UHC FL-0006 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $3,800 $270 4.5/5 412
AARP Medicare Advantage from UHC FL-0013 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $3,500 $270 4.5/5 1,141
AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $6,700 $600 4.5/5 35
Health First Complete Care H1099-023 (HMO)
Health First Health Plans, Inc. · HMO
$0 $2,400 $0 4.5/5 Fewer than 11
Health First Emerald Plus H1099-024 (HMO)
Health First Health Plans, Inc. · HMO
$0 $3,200 $0 4.5/5 Fewer than 11
Health First Premier Access H1099-025 (HMO-POS)
Health First Health Plans, Inc. · HMO-POS
$0 $4,500 $200 4.5/5 Fewer than 11
Aetna Medicare Select (HMO)
Aetna Medicare · HMO
$0 $4,200 $200 4.5/5 79
Freedom Savings Plan (HMO)
Freedom Health, Inc. · HMO
$0 $4,200 Not published 4.5/5 Fewer than 11
Simply More (HMO)
Simply Healthcare Plans, Inc. · HMO
$0 $3,450 $0 4.5/5 74
Simply Extra Platinum (HMO)
Simply Healthcare Plans, Inc. · HMO
$0 $3,200 $0 4.5/5 36
Aetna Medicare Signature (PPO)
Aetna Medicare · PPO
$0 $6,750 $615 4.5/5 44
Aetna Medicare Signature (PPO)
Aetna Medicare · PPO
$0 $6,750 $615 4.5/5 464
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $6,750 Not published 4.5/5 26
Aetna Medicare Signature (PPO)
Aetna Medicare · PPO
$0 $6,750 $615 4.5/5 242
Optimum Gold Rewards Plan (HMO)
Optimum HealthCare, Inc. · HMO
$0 $1,900 $0 4.5/5 920
Optimum Platinum Plan (HMO)
Optimum HealthCare, Inc. · HMO
$0 $1,000 $0 4.5/5 867
Optimum Gold Plus Plan (HMO)
Optimum HealthCare, Inc. · HMO
$0 $1,900 $0 4.5/5 3,748
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $6,750 Not published 4.5/5 183
HumanaChoice Florida H7617-109 (PPO)
Humana · PPO
$0 $4,700 $615 4.5/5 232
Humana Full Access Giveback H7617-111 (PPO)
Humana · PPO
$0 $6,750 $600 4.5/5 1,122
Humana Direct Choice Giveback (PPO)
Humana · PPO
$0 $6,750 $130 4.5/5 120
DEVOTED CHOICE GIVEBACK 008 FL (PPO)
Devoted Health · PPO
$0 $9,250 $605 4.5/5 72
Wellcare Giveback (HMO)
Wellcare · HMO
$0 $7,200 $615 4.0/5 211
Wellcare Simple (HMO)
Wellcare · HMO
$0 $2,500 $615 4.0/5 377
Wellcare Patriot Giveback (HMO)
Wellcare · HMO
$0 $5,000 Not published 4.0/5 Fewer than 11
BlueMedicare Classic (HMO)
Florida Blue HMO · HMO
$0 $6,750 $615 4.0/5 66
BlueMedicare Premier (HMO)
Florida Blue HMO · HMO
$0 $5,500 $615 4.0/5 229
AARP Medicare Advantage from UHC FL-0019 (PPO)
UnitedHealthcare · PPO
$0 $5,900 $600 4.0/5 1,513
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)
UnitedHealthcare · PPO
$0 $8,900 Not published 4.0/5 48
Premier by Ultimate (HMO)
Ultimate Health Plans · HMO
$0 $1,900 $0 4.0/5 909
HumanaChoice Florida H5216-072 (PPO)
Humana · PPO
$0 $5,600 $615 3.5/5 248
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $6,000 Not published 3.5/5 25
HumanaChoice Florida H5216-304 (PPO)
Humana · PPO
$0 $4,700 $615 3.5/5 445
Humana Full Access Giveback H5216-393 (PPO)
Humana · PPO
$0 $6,750 $600 3.5/5 1,698
Humana Direct Choice Giveback (PPO)
Humana · PPO
$0 $6,750 $250 3.5/5 93
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $6,750 Not published 3.5/5 Fewer than 11
HealthSpring Preferred (HMO)
HealthSpring · HMO
$0 $6,750 $615 3.5/5 14
BlueMedicare Value (PPO)
Florida Blue · PPO
$0 $6,750 $615 3.5/5 510
BlueMedicare Patriot (PPO)
Florida Blue · PPO
$0 $6,750 Not published 3.5/5 Fewer than 11
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)
UnitedHealthcare · Regional PPO
$0 $9,250 Not published 3.5/5 Fewer than 11
DEVOTED PREMIUM 037 FL (HMO)
Devoted Health · HMO
$4.80 $3,900 $615 5.0/5 Fewer than 11
HumanaChoice R5826-074 (Regional PPO)
Humana · Regional PPO
$41.00 $7,550 $615 3.5/5 11
HumanaChoice R5826-018 (Regional PPO)
Humana · Regional PPO
$42.00 $7,550 Not published 3.5/5 Fewer than 11
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)
UnitedHealthcare · Regional PPO
$62.00 $9,250 $600 3.5/5 107
HumanaChoice R5826-005 (Regional PPO)
Humana · Regional PPO
$184.00 $6,700 $615 3.5/5 Fewer than 11

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Plans arriving in or leaving Hernando County, and premiums moving, when CMS republishes.

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Nearby and related

All Florida counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.