Medicare plans in Hernando County, FL
106 plans are approved for Hernando County, and 81 of them have no monthly premium. 98 carry a CMS star rating.
68.7% of the 64,496 people eligible for Medicare in Hernando County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| DEVOTED DUAL 024 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $3,900 | $615 | 5.0/5 | Fewer than 11 |
| DEVOTED CORE 036 FL (HMO) Devoted Health · HMO |
$0 | $3,900 | $615 | 5.0/5 | Fewer than 11 |
| DEVOTED GIVEBACK 051 FL (HMO) Devoted Health · HMO |
$0 | $6,750 | $615 | 5.0/5 | 54 |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $9,250 | $615 | 5.0/5 | 70 |
| DEVOTED CORE 058 FL (HMO) Devoted Health · HMO |
$0 | $3,900 | $0 | 5.0/5 | 15 |
| Humana Gold Plus H1036-025 (HMO) Humana · HMO |
$0 | $2,000 | $615 | 4.5/5 | 1,177 |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $1,500 | $0 | 4.5/5 | 334 |
| Humana USAA Honor Giveback (HMO) Humana · HMO |
$0 | $3,900 | Not published | 4.5/5 | 57 |
| Humana Gold Plus Giveback H1036-265 (HMO) Humana · HMO |
$0 | $2,400 | $0 | 4.5/5 | 3,147 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $20 | 4.5/5 | Fewer than 11 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 1,396 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 452 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 1,313 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 4.5/5 | 86 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 345 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,800 | $270 | 4.5/5 | 412 |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $442 | 4.5/5 | 944 |
| AARP Medicare Advantage from UHC FL-0013 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,500 | $270 | 4.5/5 | 1,141 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $3,400 | $270 | 4.5/5 | 284 |
| AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.5/5 | 35 |
| Health First Complete Care H1099-023 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $2,400 | $0 | 4.5/5 | Fewer than 11 |
| Health First Emerald Plus H1099-024 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $3,200 | $0 | 4.5/5 | Fewer than 11 |
| Health First Premier Access H1099-025 (HMO-POS) Health First Health Plans, Inc. · HMO-POS |
$0 | $4,500 | $200 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 17 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $4,200 | $200 | 4.5/5 | 32 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $4,200 | $200 | 4.5/5 | 79 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. · HMO |
$0 | $4,200 | Not published | 4.5/5 | Fewer than 11 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $1,000 | $0 | 4.5/5 | 23 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 88 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 29 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 71 |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 14 |
| Simply Level (HMO C-SNP) Simply Healthcare Plans, Inc. · HMO C-SNP |
$0 | $3,450 | $0 | 4.5/5 | Fewer than 11 |
| Simply More (HMO) Simply Healthcare Plans, Inc. · HMO |
$0 | $3,450 | $0 | 4.5/5 | 74 |
| Simply Extra Platinum (HMO) Simply Healthcare Plans, Inc. · HMO |
$0 | $3,200 | $0 | 4.5/5 | 36 |
| Simply Level Platinum (HMO C-SNP) Simply Healthcare Plans, Inc. · HMO C-SNP |
$0 | $2,450 | $0 | 4.5/5 | 23 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 11 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 44 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 464 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 26 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 242 |
| Optimum Gold Rewards Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $1,900 | $0 | 4.5/5 | 920 |
| Optimum Platinum Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $1,000 | $0 | 4.5/5 | 867 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 679 |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 185 |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $1,750 | $0 | 4.5/5 | 6,140 |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $1,750 | $0 | 4.5/5 | 1,361 |
| Optimum Gold Plus Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $1,900 | $0 | 4.5/5 | 3,748 |
| Optimum Diamond (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $1,000 | $0 | 4.5/5 | 38 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 4.5/5 | 183 |
| HumanaChoice Florida H7617-109 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 4.5/5 | 232 |
| Humana Full Access Giveback H7617-111 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 4.5/5 | 1,122 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $130 | 4.5/5 | 120 |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health · PPO |
$0 | $9,250 | $605 | 4.5/5 | 72 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,200 | $615 | 4.0/5 | 211 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $2,500 | $615 | 4.0/5 | 377 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,000 | Not published | 4.0/5 | Fewer than 11 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO |
$0 | $6,750 | $615 | 4.0/5 | 66 |
| BlueMedicare Premier (HMO) Florida Blue HMO · HMO |
$0 | $5,500 | $615 | 4.0/5 | 229 |
| AARP Medicare Advantage from UHC FL-0019 (PPO) UnitedHealthcare · PPO |
$0 | $5,900 | $600 | 4.0/5 | 1,513 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.0/5 | 48 |
| Premier by Ultimate (HMO) Ultimate Health Plans · HMO |
$0 | $1,900 | $0 | 4.0/5 | 909 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $1,750 | $0 | 4.0/5 | 2,753 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $1,750 | $0 | 4.0/5 | 696 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$0 | $500 | $615 | 4.0/5 | 342 |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 40 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 734 |
| HumanaChoice Florida H5216-072 (PPO) Humana · PPO |
$0 | $5,600 | $615 | 3.5/5 | 248 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 25 |
| HumanaChoice Florida H5216-304 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 3.5/5 | 445 |
| Humana Full Access Giveback H5216-393 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 3.5/5 | 1,698 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $250 | 3.5/5 | 93 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | Fewer than 11 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $6,750 | $615 | 3.5/5 | 14 |
| BlueMedicare Value (PPO) Florida Blue · PPO |
$0 | $6,750 | $615 | 3.5/5 | 510 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO |
$0 | $6,750 | Not published | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | Fewer than 11 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $2,700 | $0 | Not enough data to rate | 16 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $3,100 | $0 | Not enough data to rate | Fewer than 11 |
| SECUR Edge (HMO I-SNP) SECUR Health Plan · HMO I-SNP |
$0 | $3,400 | $615 | Too new to be rated | Fewer than 11 |
| DEVOTED PREMIUM 037 FL (HMO) Devoted Health · HMO |
$4.80 | $3,900 | $615 | 5.0/5 | Fewer than 11 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 31 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 152 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 23 |
| Simply Complete (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | 12 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | 39 |
| Simply Integrated (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $3,000 | $615 | 4.0/5 | 24 |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 92 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 98 |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 389 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 242 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$4.80 | $500 | $615 | 4.0/5 | 56 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana · PPO D-SNP |
$4.80 | $4,900 | $615 | 3.5/5 | 154 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $1,500 | $615 | 3.5/5 | Fewer than 11 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $2,950 | $615 | 3.5/5 | Fewer than 11 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP |
$4.80 | $9,250 | $615 | 3.5/5 | 17 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | 14 |
| SECUR Advantage (HMO I-SNP) SECUR Health Plan · HMO I-SNP |
$4.80 | $8,300 | $615 | Too new to be rated | Fewer than 11 |
| SECUR Enhanced (HMO I-SNP) SECUR Health Plan · HMO I-SNP |
$4.80 | $2,500 | $615 | Too new to be rated | 13 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO |
$41.00 | $7,550 | $615 | 3.5/5 | 11 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO |
$42.00 | $7,550 | Not published | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO |
$62.00 | $9,250 | $600 | 3.5/5 | 107 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO |
$184.00 | $6,700 | $615 | 3.5/5 | Fewer than 11 |
Get told when this changes
Plans arriving in or leaving Hernando County, and premiums moving, when CMS republishes.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent: this is a notification about published data, not a sales call. Privacy.
Nearby and related
All Florida counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.