Humana Essentials Plus Giveback H5216-435 (PPO)
Humana, PPO. No monthly premium, and your spending is capped at 7,850 a year in network.
What happens to this plan in 2026
Consolidated Renewal Plan
Being merged into another plan for 2026: members move to Humana Essentials Plus Giveback H5216-435 (PPO).
From the CMS 2026 plan crosswalk, published at the start of October. Every plan’s fate for the coming year is in it.
What CMS publishes about it
| Insurer | Humana (part of Humana Inc.) |
|---|---|
| Plan type | PPO |
| Contract and plan id | H5216-435-2 |
| Monthly premium | $0 |
| Of which drug coverage | $0.00 |
| Most you can pay in a year | $7,850 |
| Drug coverage | Yes — Enhanced |
| Annual drug deductible | $0 |
| Overall star rating | 3.5/5 |
| Medicare Advantage stars | 3.5/5 |
| Part D stars | 3.0/5 |
| Counties it is sold in | 51 |
| Contract year | 2026 |
How many people chose it
37,271 people were enrolled across 86 counties in September 2026. CMS suppresses any county count of ten or fewer, so the real total is a little higher than this.
How CMS rates it, domain by domain
Each domain is rated 1 to 5. 0 of 9 domains carry no rating — CMS either did not require this contract to report them or had too little data.
Where it is sold
Colorado
Adams · Alamosa · Arapahoe · Archuleta · Bent · Boulder · Broomfield · Chaffee · Clear Creek · Conejos · Costilla · Crowley · Custer · Delta · Denver · Dolores · Douglas · El Paso · Elbert · Fremont · Gilpin · Grand · Gunnison · Hinsdale · Huerfano · Jackson · Jefferson · La Plata · Lake · Larimer · Las Animas · Lincoln · Logan · Mesa · Mineral · Montezuma · Montrose · Morgan · Otero · Ouray · Park · Pueblo · Rio Blanco · Rio Grande · Saguache · San Juan · San Miguel · Summit · Teller · Washington · Weld
Get told when this changes
Its premium, out-of-pocket maximum, star rating or sanction status changing — and whether it is ending next year.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Plan renewals and terminations are from the 2026 plan crosswalk. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.