Medicare plans in Frederick County, VA
48 plans are approved for Frederick County, and 26 of them have no monthly premium. 33 carry a CMS star rating.
31.9% of the 22,522 people eligible for Medicare in Frederick County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC VA-0006 (PPO) UnitedHealthcare · PPO |
$0 | $8,300 | $520 | 4.5/5 | 220 |
| AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.5/5 | 62 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 25 |
| Humana Value Choice H7617-098 (PPO) Humana · PPO |
$0 | $5,900 | $350 | 4.5/5 | 534 |
| Humana Essentials Plus Giveback H7617-100 (PPO) Humana · PPO |
$0 | $9,250 | $360 | 4.5/5 | 553 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $8,700 | Not published | 4.5/5 | 46 |
| AARP Medicare Advantage from UHC VA-0018 (PPO) UnitedHealthcare · PPO |
$0 | $8,300 | $520 | 4.0/5 | 170 |
| AARP Medicare Advantage from UHC VA-0014 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $7,900 | $600 | 4.0/5 | 92 |
| Anthem Medicare Advantage 2 (HMO-POS) Anthem HealthKeepers · HMO-POS |
$0 | $8,450 | $300 | 3.5/5 | 122 |
| Anthem Kidney Care (HMO-POS C-SNP) Anthem HealthKeepers · HMO-POS C-SNP |
$0 | $5,900 | $325 | 3.5/5 | Fewer than 11 |
| Anthem Medicare Advantage 3 (HMO-POS) Anthem HealthKeepers · HMO-POS |
$0 | $4,775 | $275 | 3.5/5 | 616 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO |
$0 | $6,800 | Not published | 3.5/5 | Fewer than 11 |
| HumanaChoice H5216-152 (PPO) Humana · PPO |
$0 | $3,400 | Not published | 3.5/5 | 46 |
| Humana Value Choice H5216-266 (PPO) Humana · PPO |
$0 | $5,900 | $350 | 3.5/5 | 982 |
| Humana Essentials Plus Giveback H5216-308 (PPO) Humana · PPO |
$0 | $9,250 | $390 | 3.5/5 | 350 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $8,700 | Not published | 3.5/5 | 193 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 27 |
| HumanaChoice H5216-408 (PPO) Humana · PPO |
$0 | $8,850 | $450 | 3.5/5 | 19 |
| Humana Gold Plus H6622-083 (HMO) Humana · HMO |
$0 | $8,950 | $350 | 3.5/5 | 75 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $9,250 | $450 | 3.5/5 | 76 |
| Humana Total Complete H6622-091 (HMO) Humana · HMO |
$0 | $7,900 | $450 | 3.5/5 | 82 |
| HumanaChoice R0110-004 (Regional PPO) Humana · Regional PPO |
$0 | $7,000 | Not published | 3.5/5 | 15 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | Fewer than 11 |
| Aetna Medicare Elite (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $9,250 | $615 | 3.0/5 | 161 |
| Anthem Dual Advantage (PPO D-SNP) Anthem Blue Cross and Blue Shield · PPO D-SNP |
$0 | $9,250 | $520 | Too new to be rated | 11 |
| Anthem Dual Advantage (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$0 | $9,250 | $605 | Too new to be rated | 48 |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$3.60 | $9,250 | $615 | 3.0/5 | 56 |
| UHC Dual Complete VA-Y3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$3.80 | $9,250 | $615 | Too new to be rated | 31 |
| UHC Dual Complete VA-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$5.40 | $9,250 | $615 | Too new to be rated | 47 |
| UHC Dual Complete VA-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$10.60 | $9,250 | $615 | Too new to be rated | 30 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$13.80 | $9,250 | $615 | Too new to be rated | 26 |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield · PPO |
$14.00 | $8,950 | $250 | 3.5/5 | 121 |
| Sentara Community Complete (HMO D-SNP) Sentara Medicare · HMO D-SNP |
$16.20 | $9,250 | $615 | Too new to be rated | 49 |
| HumanaChoice H5216-363 (PPO) Humana · PPO |
$19.50 | $9,250 | $615 | 3.5/5 | 44 |
| Humana Dual Select H2875-006 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$21.80 | $9,250 | $615 | Too new to be rated | 28 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$22.50 | $9,250 | $615 | Too new to be rated | 26 |
| Humana Gold Plus SNP-DE H2875-002 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$22.90 | $9,250 | $615 | Too new to be rated | 21 |
| Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$23.70 | $9,250 | $615 | Too new to be rated | 25 |
| Sentara Community Complete Select (HMO D-SNP) Sentara Medicare · HMO D-SNP |
$24.60 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP |
$24.60 | $9,230 | $615 | 3.5/5 | Fewer than 11 |
| UHC Dual Complete VA-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$24.60 | $9,250 | $615 | Too new to be rated | 62 |
| UHC Dual Complete VA-Y002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$24.60 | $9,250 | $615 | Too new to be rated | 128 |
| UHC Dual Complete VA-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$24.60 | $3,600 | $615 | Too new to be rated | 78 |
| Anthem Full Dual Advantage Support (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$24.60 | $9,250 | $615 | Too new to be rated | 64 |
| AARP Medicare Advantage from UHC VA-0010 (HMO-POS) UnitedHealthcare · HMO-POS |
$49.00 | $6,700 | $520 | 4.0/5 | 354 |
| Aetna Medicare Elite (HMO-POS) Aetna Medicare · HMO-POS |
$60.00 | $7,900 | $615 | 3.0/5 | Fewer than 11 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO |
$90.00 | $6,750 | $615 | 4.5/5 | 21 |
| Humana Full Access R0110-005 (Regional PPO) Humana · Regional PPO |
$117.00 | $9,250 | $615 | 3.5/5 | 96 |
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Plans arriving in or leaving Frederick County, and premiums moving, when CMS republishes.
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Nearby and related
All Virginia counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.