Special Needs Plans in Roane County, TN
23 special needs plans are approved for Roane County, and 5 of them have no monthly premium. 23 carry a CMS star rating.
56.6% of the 15,830 people eligible for Medicare in Roane County are already in a Medicare Advantage plan (September 2026). Across Tennessee it is 53.6%, and across the country 51.6% — summed by us from the county counts CMS published.
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
Across these 23 plans the median monthly premium here is $27.70, the median out-of-pocket cap $9,250, and the median star rating 3.5 (medians are ours; every figure in the table is as CMS published it).
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| UHC Complete Care TC-0005 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $4,900 | $355 | 4.0/5 | 325 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) BlueCross BlueShield of Tennessee · PPO C-SNP |
$0 | $6,700 | $250 | 4.0/5 | 15 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP |
$0 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Abilis Health Community (HMO I-SNP) Abilis Health (HMO SNP) · HMO I-SNP |
$0 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) Wellpoint · HMO D-SNP |
$0 | $9,250 | $615 | 3.0/5 | 76 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint · HMO D-SNP |
$1.90 | $9,250 | $615 | 3.0/5 | 24 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) Humana · HMO D-SNP |
$13.00 | $9,250 | $615 | 4.0/5 | 63 |
| Humana Gold Plus SNP-DE H4461-038 (HMO D-SNP) Humana · HMO D-SNP |
$15.20 | $9,250 | $615 | 4.0/5 | 93 |
| UHC Dual Complete TN-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$19.10 | $9,250 | $615 | 3.5/5 | 440 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$24.20 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$27.30 | $4,900 | $615 | 4.0/5 | 156 |
| American Health Advantage of Tennessee (HMO I-SNP) American Health Advantage of Tennessee · HMO I-SNP |
$27.70 | $9,250 | $615 | 4.5/5 | 21 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) BlueCross BlueShield of Tennessee · PPO C-SNP |
$27.70 | $6,700 | $615 | 4.0/5 | Fewer than 11 |
| UHC Dual Complete TN-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 25 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 352 |
| BlueCare Plus (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 152 |
| BlueCare Plus Choice (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 35 |
| BlueCare Plus Select (HMO D-SNP) BlueCare Plus Tennessee · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 131 |
| DEVOTED C-SNP CHOICE PREMIUM 017 TN (PPO C-SNP) Devoted Health · PPO C-SNP |
$27.70 | $4,600 | $615 | 3.5/5 | 17 |
| DEVOTED C-SNP CHOICE PLUS 020 TN (PPO C-SNP) Devoted Health · PPO C-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) Wellpoint · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| Abilis Health (HMO I-SNP) Abilis Health (HMO SNP) · HMO I-SNP |
$35.90 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| Humana Together in Health Select (PPO I-SNP) Humana · PPO I-SNP |
$138.00 | $4,900 | $300 | 3.5/5 | Fewer than 11 |
Plan types: HMO: Health Maintenance Organization — you use the plan's own network of doctors and hospitals, and usually need a referral to see a specialist. HMO-POS: HMO with a point-of-service option — an HMO that also lets you use some services out of network, at a higher cost. PPO: Preferred Provider Organization — you can see any Medicare provider, and pay less inside the plan's network. D-SNP: Dual-eligible Special Needs Plan — only for people who have both Medicare and Medicaid. C-SNP: Chronic-condition Special Needs Plan — only for people with a specific condition the plan names, such as diabetes or heart failure. I-SNP: Institutional Special Needs Plan — only for people living in a nursing facility, or who need that level of care at home.
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Plans arriving in or leaving Roane County, and premiums moving, when CMS republishes.
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Nearby and related
Largest Tennessee counties by plans on offer: Davidson County (74) · Williamson County (74) · Shelby County (73) · Wilson County (73) · Sumner County (71) · Fayette County (69)
Counties selling the same plans: Blount County (55 of these 55 plans) · Campbell County (54 of these 55 plans) · Jefferson County (54 of these 55 plans) · Morgan County (54 of these 55 plans) · Anderson County (53 of these 55 plans) · Knox County (53 of these 55 plans) · Loudon County (53 of these 55 plans) · Sevier County (53 of these 55 plans)
All Tennessee counties · What changed recently
CMS files as loaded on 17 September 2026. Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. The only figures we calculate are the averages and medians marked as ours, from those same files. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.