Advantage Index

Medicare plans in St. Lawrence County, NY

36 plans are approved for St. Lawrence County, and 15 of them have no monthly premium. 36 carry a CMS star rating.

48.0% of the 25,710 people eligible for Medicare in St. Lawrence County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
CDPHP $0 Medicare Rx (HMO)
CDPHP Medicare Advantage · HMO
$0 $6,750 $500 4.5/5 138
Aetna Medicare Signature (PPO)
Aetna Medicare · PPO
$0 $9,250 $615 4.5/5 1,218
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $9,250 Not published 4.5/5 108
MVP Medicare Preferred Gold without Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$0 $7,200 Not published 4.0/5 Fewer than 11
Wellcare Advantage Enhanced (PFFS)
Wellcare · PFFS
$0 $4,300 Not published 3.5/5 Fewer than 11
Wellcare Advantage Simple (PFFS)
Wellcare · PFFS
$0 $6,700 Not published 3.5/5 26
Medicare BlueSalute (PPO)
Excellus Health Plan, Inc · PPO
$0 $4,500 Not published 3.5/5 17
Medicare BlueVital (PPO)
Excellus Health Plan, Inc · PPO
$0 $9,250 $615 3.5/5 1,343
Wellcare Simple Open (PPO)
Wellcare · PPO
$0 $9,250 $615 3.0/5 637
Wellcare Giveback Open (PPO)
Wellcare · PPO
$0 $9,250 $615 3.0/5 308
Aetna Medicare Signature (HMO)
Aetna Medicare · HMO
$0 $9,250 $615 3.0/5 502
Wellcare Fidelis Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 $615 3.0/5 187
Wellcare Fidelis Patriot Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 Not published 3.0/5 Fewer than 11
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $4,950 Not published 3.0/5 107
HumanaChoice Giveback H5970-030 (PPO)
Humana · PPO
$0 $9,250 $615 3.0/5 708
Aetna Medicare Partial Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$5.90 $9,250 $615 3.0/5 66
CDPHP Core (HMO)
CDPHP Medicare Advantage · HMO
$15.00 $6,100 Not published 4.5/5 Fewer than 11
Aetna Medicare Full Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$23.10 $9,250 $615 3.0/5 557
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$31.00 $9,250 $615 4.0/5 108
HumanaChoice H5970-029 (PPO)
Humana · PPO
$32.00 $9,250 $615 3.0/5 78
Wellcare Fidelis Assist (HMO-POS)
Wellcare · HMO-POS
$32.50 $9,250 $615 3.0/5 161
Aetna Medicare Premier (PPO)
Aetna Medicare · PPO
$50.00 $8,900 $615 4.5/5 544
UHC Dual Complete NY-S001 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$52.80 $9,250 $615 4.5/5 144
Medicare BlueBalanced (PPO)
Excellus Health Plan, Inc · PPO
$55.00 $8,000 $615 3.5/5 246
UHC Nursing Home Plan NY-F001 (PPO I-SNP)
UnitedHealthcare · PPO I-SNP
$58.80 $9,250 $615 4.5/5 Fewer than 11
Aetna Medicare Longevity (PPO I-SNP)
Aetna Medicare · PPO I-SNP
$58.80 $9,250 $615 4.5/5 Fewer than 11
UHC Dual Complete NY-Y001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 Fewer than 11
UHC Dual Complete NY-S002 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 1,420
Wellcare Dual Access Open (PPO D-SNP)
Wellcare · PPO D-SNP
$58.80 $9,250 $510 3.0/5 293
Wellcare Assist Open (PPO)
Wellcare · PPO
$58.80 $9,250 $530 3.0/5 168
Wellcare Fidelis Dual Align (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $615 3.0/5 91
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $580 3.0/5 873
CDPHP Clear Rx (HMO)
CDPHP Medicare Advantage · HMO
$100.00 $6,400 $250 4.5/5 Fewer than 11
Medicare BlueEnhanced (PPO)
Excellus Health Plan, Inc · PPO
$101.30 $7,500 $275 3.5/5 325
CDPHP Choice Rx (HMO)
CDPHP Medicare Advantage · HMO
$135.00 $6,000 $0 4.5/5 35
MVP Medicare Complete Wellness with Part D (PPO)
MVP HEALTH CARE · PPO
$174.00 $9,250 $615 3.5/5 Fewer than 11

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Plans arriving in or leaving St. Lawrence County, and premiums moving, when CMS republishes.

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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.