Advantage Index

Medicare plans in Otsego County, NY

30 plans are approved for Otsego County, and 10 of them have no monthly premium. 25 carry a CMS star rating.

44.6% of the 15,920 people eligible for Medicare in Otsego County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $9,250 Not published 4.5/5 44
MVP Medicare Preferred Gold without Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$0 $7,200 Not published 4.0/5 15
Wellcare Advantage Enhanced (PFFS)
Wellcare · PFFS
$0 $4,300 Not published 3.5/5 20
Wellcare Advantage Simple (PFFS)
Wellcare · PFFS
$0 $6,700 Not published 3.5/5 21
Medicare BlueSalute (PPO)
Excellus Health Plan, Inc · PPO
$0 $4,500 Not published 3.5/5 14
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)
Humana · HMO D-SNP
$0 $9,250 $615 3.0/5 191
Wellcare Fidelis Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 $615 3.0/5 575
Wellcare Fidelis Patriot Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 Not published 3.0/5 Fewer than 11
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $4,950 Not published 3.0/5 80
HumanaChoice Giveback H5970-030 (PPO)
Humana · PPO
$0 $9,250 $615 3.0/5 1,503
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)
Humana · PPO D-SNP
$0.90 $9,250 $615 3.0/5 360
UHC Dual Complete NY-S4 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$5.90 $9,250 $615 4.0/5 97
Aetna Medicare Partial Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$5.90 $9,250 $615 3.0/5 12
MVP Medicare Complete Wellness with Part D (PPO)
MVP HEALTH CARE · PPO
$15.00 $9,250 $615 3.5/5 1,082
Medicare Blue Dual Secure (HMO D-SNP)
Excellus Health Plan Community Care LLC · HMO D-SNP
$21.20 $9,250 $615 Not enough data to rate Fewer than 11
Aetna Medicare Full Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$23.10 $9,250 $615 3.0/5 239
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$31.00 $9,250 $615 4.0/5 Fewer than 11
HumanaChoice H5970-029 (PPO)
Humana · PPO
$32.00 $9,250 $615 3.0/5 282
Wellcare Fidelis Assist (HMO-POS)
Wellcare · HMO-POS
$32.50 $9,250 $615 3.0/5 172
Medicare Blue Dual (HMO D-SNP)
Excellus Health Plan Community Care LLC · HMO D-SNP
$49.30 $9,250 $615 Not enough data to rate 49
UHC Dual Complete NY-S001 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$52.80 $9,250 $615 4.5/5 58
Aetna Medicare Longevity (PPO I-SNP)
Aetna Medicare · PPO I-SNP
$58.80 $9,250 $615 4.5/5 Fewer than 11
Wellcare Fidelis Dual Align (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $615 3.0/5 37
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $580 3.0/5 393
Nascentia Medicaid Advantage Plus (HMO D-SNP)
Nascentia Health Plus · HMO D-SNP
$58.80 $8,500 $615 Not enough data to rate Fewer than 11
Nascentia Skilled Nursing Facility (HMO I-SNP)
Nascentia Health Plus · HMO I-SNP
$58.80 $6,000 $615 Not enough data to rate Fewer than 11
Nascentia Dual Advantage (HMO D-SNP)
Nascentia Health Plus · HMO D-SNP
$58.80 $8,500 $615 Not enough data to rate Fewer than 11
MVP Medicare Secure Plus with Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$116.00 $6,000 $400 4.0/5 430
Medicare BluePlus (PPO)
Excellus Health Plan, Inc · PPO
$140.00 $7,900 $615 3.5/5 294
Aetna Medicare Signature (HMO)
Aetna Medicare · HMO
$184.00 $9,250 $615 3.0/5 12

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Plans arriving in or leaving Otsego County, and premiums moving, when CMS republishes.

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Nearby and related

All New York counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.