Medicare plans in Oswego County, NY
39 plans are approved for Oswego County, and 16 of them have no monthly premium. 39 carry a CMS star rating.
64.0% of the 28,435 people eligible for Medicare in Oswego County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $9,250 | Not published | 4.5/5 | 73 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE · HMO-POS |
$0 | $7,200 | Not published | 4.0/5 | Fewer than 11 |
| Wellcare Advantage Enhanced (PFFS) Wellcare · PFFS |
$0 | $4,300 | Not published | 3.5/5 | Fewer than 11 |
| Wellcare Advantage Simple (PFFS) Wellcare · PFFS |
$0 | $6,700 | Not published | 3.5/5 | 65 |
| Medicare BlueSalute (PPO) Excellus Health Plan, Inc · PPO |
$0 | $4,500 | Not published | 3.5/5 | 23 |
| Medicare BlueEssential (PPO) Excellus Health Plan, Inc · PPO |
$0 | $8,900 | $615 | 3.5/5 | 2,152 |
| Medicare BlueActive (PPO) Excellus Health Plan, Inc · PPO |
$0 | $8,900 | $615 | 3.5/5 | 1,505 |
| UHC Complete Care NY-31 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $8,300 | $520 | 3.5/5 | 1,414 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | Not published | 3.5/5 | 220 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $9,250 | $615 | 3.0/5 | 459 |
| Wellcare Giveback Open (PPO) Wellcare · PPO |
$0 | $9,250 | $615 | 3.0/5 | 301 |
| Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $615 | 3.0/5 | 104 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | $615 | 3.0/5 | 232 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $9,250 | Not published | 3.0/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,950 | Not published | 3.0/5 | 132 |
| HumanaChoice Giveback H5970-030 (PPO) Humana · PPO |
$0 | $9,250 | $615 | 3.0/5 | 297 |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) Humana · PPO D-SNP |
$0.90 | $9,250 | $615 | 3.0/5 | 269 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$5.90 | $9,250 | $615 | 3.0/5 | 27 |
| MVP Medicare Complete Wellness with Part D (PPO) MVP HEALTH CARE · PPO |
$15.00 | $9,250 | $615 | 3.5/5 | 114 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$23.10 | $9,250 | $615 | 3.0/5 | 341 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$31.00 | $9,250 | $615 | 4.0/5 | 134 |
| HumanaChoice H5970-029 (PPO) Humana · PPO |
$32.00 | $9,250 | $615 | 3.0/5 | 98 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare · HMO-POS |
$32.50 | $9,250 | $615 | 3.0/5 | 149 |
| AARP Medicare Advantage from UHC NY-0006 (HMO-POS) UnitedHealthcare · HMO-POS |
$34.00 | $7,900 | $520 | 3.5/5 | 2,979 |
| Wellcare Premium Enhanced (PFFS) Wellcare · PFFS |
$50.00 | $3,400 | $615 | 3.5/5 | 38 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$52.80 | $9,250 | $615 | 4.5/5 | 154 |
| Medicare BlueClassic (PPO) Excellus Health Plan, Inc · PPO |
$53.30 | $8,500 | $300 | 3.5/5 | 753 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$56.00 | $9,250 | $615 | 4.5/5 | 328 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$58.80 | $9,250 | $615 | 4.5/5 | 118 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare · PPO I-SNP |
$58.80 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| UHC Dual Complete NY-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$58.80 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$58.80 | $9,250 | $615 | 4.0/5 | 1,784 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$58.80 | $9,250 | $510 | 3.0/5 | 147 |
| Wellcare Assist Open (PPO) Wellcare · PPO |
$58.80 | $9,250 | $530 | 3.0/5 | 121 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$58.80 | $9,250 | $615 | 3.0/5 | 56 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$58.80 | $9,250 | $580 | 3.0/5 | 834 |
| Medicare BlueEnhanced (PPO) Excellus Health Plan, Inc · PPO |
$101.30 | $7,500 | $275 | 3.5/5 | 344 |
| MVP Medicare Secure Plus with Part D (HMO-POS) MVP HEALTH CARE · HMO-POS |
$116.00 | $6,000 | $400 | 4.0/5 | 53 |
| Wellcare Premium Ultra (PFFS) Wellcare · PFFS |
$127.00 | $3,400 | $615 | 3.5/5 | 27 |
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Plans arriving in or leaving Oswego County, and premiums moving, when CMS republishes.
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Nearby and related
All New York counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.