Advantage Index

Medicare plans in Orleans County, NY

52 plans are approved for Orleans County, and 19 of them have no monthly premium. 49 carry a CMS star rating.

71.8% of the 10,179 people eligible for Medicare in Orleans County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
Independent Health's Encompass 65 (HMO)
Independent Health · HMO
$0 $6,750 Not published 5.0/5 21
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $9,250 Not published 4.5/5 21
Freedom Valor (PPO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO
$0 $6,700 Not published 4.5/5 Fewer than 11
MVP Medicare Preferred Gold without Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$0 $7,200 Not published 4.0/5 14
Univera Medicare Freedom (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$0 $4,500 Not published 4.0/5 Fewer than 11
Univera SeniorChoice Basic (HMO)
Excellus Health Plan, Inc · HMO
$0 $8,500 $615 4.0/5 709
Univera SeniorChoice Extra (HMO)
Excellus Health Plan, Inc · HMO
$0 $8,500 $615 4.0/5 465
Senior Blue 601 (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$0 $6,700 Not published 4.0/5 Fewer than 11
Community Blue Medicare HMO Signature (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$0 $6,750 $615 4.0/5 149
Community Blue Medicare HMO Merit (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$0 $8,300 $615 4.0/5 27
Elderplan Select (HMO-POS I-SNP)
Elderplan · HMO-POS I-SNP
$0 $7,500 $0 3.5/5 Fewer than 11
AARP Medicare Advantage from UHC NY-0007 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $8,300 $440 3.5/5 1,894
UHC Complete Care NY-30 (HMO-POS C-SNP)
UnitedHealthcare · HMO-POS C-SNP
$0 $8,300 $440 3.5/5 308
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $6,700 Not published 3.5/5 62
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)
Humana · HMO D-SNP
$0 $9,250 $615 3.0/5 42
Wellcare Fidelis Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 $615 3.0/5 52
Wellcare Fidelis Patriot Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 Not published 3.0/5 Fewer than 11
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $4,950 Not published 3.0/5 35
HumanaChoice Giveback H5970-030 (PPO)
Humana · PPO
$0 $9,250 $615 3.0/5 110
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)
Humana · PPO D-SNP
$0.90 $9,250 $615 3.0/5 87
Univera Medicare Total Care (HMO D-SNP)
Excellus Health Plan Community Care LLC · HMO D-SNP
$29.30 $9,250 $615 Not enough data to rate Fewer than 11
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$31.00 $9,250 $615 4.0/5 58
HumanaChoice H5970-029 (PPO)
Humana · PPO
$32.00 $9,250 $615 3.0/5 42
Wellcare Fidelis Assist (HMO-POS)
Wellcare · HMO-POS
$32.50 $9,250 $615 3.0/5 29
Aetna Medicare Full Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$36.20 $9,250 $615 3.0/5 26
AARP Medicare Advantage from UHC NY-0019 (PPO)
UnitedHealthcare · PPO
$38.00 $8,500 $600 3.5/5 134
Independent Health's Encompass 65 RED 042 (HMO)
Independent Health · HMO
$40.00 $9,250 $250 5.0/5 36
Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP)
Elderplan · HMO-POS I-SNP
$44.80 $9,250 $615 3.5/5 Fewer than 11
Univera SeniorChoice Advanced (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$50.80 $7,500 $300 4.0/5 226
UHC Dual Complete NY-S001 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$52.80 $9,250 $615 4.5/5 56
Independent Health's Medicare Family Choice (HMO I-SNP)
Independent Health · HMO I-SNP
$58.80 $3,000 $0 5.0/5 Fewer than 11
Independent Health's Medicare Passport Connect (PPO)
Independent Health · PPO
$58.80 $9,250 $615 4.5/5 18
Aetna Medicare Longevity (PPO I-SNP)
Aetna Medicare · PPO I-SNP
$58.80 $9,250 $615 4.5/5 Fewer than 11
UHC Dual Complete NY-Y001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 Fewer than 11
UHC Dual Complete NY-S002 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 873
Wellcare Fidelis Dual Align (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $615 3.0/5 Fewer than 11
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $580 3.0/5 114
Univera Medicare Dual (HMO D-SNP)
Excellus Health Plan Community Care LLC · HMO D-SNP
$58.80 $9,250 $615 Not enough data to rate 12
iCircle Dual Advantage (HMO D-SNP)
iCircle Services of the Finger Lakes, Inc · HMO D-SNP
$58.80 $9,250 $615 Not enough data to rate Fewer than 11
Community Blue Medicare HMO Distinct (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$59.00 $6,750 $615 4.0/5 22
Univera SeniorChoice Value Plus (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$69.80 $6,700 $295 4.0/5 136
Univera SeniorChoice Secure (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$83.20 $6,000 $250 4.0/5 84
Aetna Medicare Elite (PPO)
Aetna Medicare · PPO
$84.00 $9,250 $615 4.5/5 25
Independent Health's Encompass 65 RED 044 (HMO)
Independent Health · HMO
$95.00 $7,500 $150 5.0/5 82
Senior Blue 651 (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$97.00 $6,700 $615 4.0/5 50
Aetna Medicare Enhanced (PPO)
Aetna Medicare · PPO
$131.00 $9,250 $615 4.5/5 Fewer than 11
Forever Blue Value (PPO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO
$152.00 $6,700 $615 4.5/5 23
MVP Medicare WellSelect with Part D (PPO)
MVP HEALTH CARE · PPO
$160.00 $9,250 $615 3.5/5 38
Independent Health's Encompass 65 RED 043 (HMO)
Independent Health · HMO
$190.00 $7,000 $50 5.0/5 23
Forever Blue 751 (PPO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO
$210.00 $6,700 $615 4.5/5 22
MVP Medicare Preferred Gold with Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$229.00 $6,800 $300 4.0/5 150
Univera SeniorChoice Core (PPO)
Excellus Health Plan, Inc · PPO
$232.20 $4,000 $615 3.5/5 Fewer than 11

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Nearby and related

All New York counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.