Advantage Index

Medicare plans in Erie County, NY

70 plans are approved for Erie County, and 26 of them have no monthly premium. 65 carry a CMS star rating.

71.7% of the 219,009 people eligible for Medicare in Erie County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
Independent Health's Encompass 65 (HMO)
Independent Health · HMO
$0 $6,750 Not published 5.0/5 1,519
Aetna Medicare Signature (PPO)
Aetna Medicare · PPO
$0 $7,900 $615 4.5/5 4,354
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $9,250 Not published 4.5/5 315
Freedom Valor (PPO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO
$0 $6,700 Not published 4.5/5 190
MVP Medicare Preferred Gold without Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$0 $7,200 Not published 4.0/5 Fewer than 11
Univera Medicare Freedom (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$0 $4,500 Not published 4.0/5 167
Univera SeniorChoice Basic (HMO)
Excellus Health Plan, Inc · HMO
$0 $8,500 $615 4.0/5 17,930
Univera SeniorChoice Extra (HMO)
Excellus Health Plan, Inc · HMO
$0 $8,500 $615 4.0/5 9,191
Senior Blue 601 (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$0 $6,700 Not published 4.0/5 245
Community Blue Medicare HMO Signature (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$0 $6,750 $615 4.0/5 6,435
Community Blue Medicare HMO Merit (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$0 $8,300 $615 4.0/5 884
Wellcare Advantage Enhanced (PFFS)
Wellcare · PFFS
$0 $4,300 Not published 3.5/5 Fewer than 11
Wellcare Advantage Simple (PFFS)
Wellcare · PFFS
$0 $6,700 Not published 3.5/5 19
AARP Medicare Advantage from UHC NY-0007 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $8,300 $440 3.5/5 9,057
UHC Complete Care NY-30 (HMO-POS C-SNP)
UnitedHealthcare · HMO-POS C-SNP
$0 $8,300 $440 3.5/5 2,234
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $6,700 Not published 3.5/5 462
Wellcare Simple Open (PPO)
Wellcare · PPO
$0 $9,250 $615 3.0/5 714
Wellcare Giveback Open (PPO)
Wellcare · PPO
$0 $9,250 $615 3.0/5 684
Aetna Medicare Signature (HMO-POS)
Aetna Medicare · HMO-POS
$0 $6,750 $500 3.0/5 1,905
Humana Gold Plus SNP-DE H3533-002 (HMO D-SNP)
Humana · HMO D-SNP
$0 $9,250 $615 3.0/5 653
Wellcare Patriot Simple (HMO-POS)
Wellcare · HMO-POS
$0 $6,700 Not published 3.0/5 31
Wellcare Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 $615 3.0/5 593
Wellcare Fidelis Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 $615 3.0/5 383
Wellcare Fidelis Patriot Simple (HMO-POS)
Wellcare · HMO-POS
$0 $9,250 Not published 3.0/5 Fewer than 11
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $4,950 Not published 3.0/5 353
HumanaChoice Giveback H5970-030 (PPO)
Humana · PPO
$0 $9,250 $615 3.0/5 1,086
HumanaChoice SNP-DE H5970-020 (PPO D-SNP)
Humana · PPO D-SNP
$0.90 $9,250 $615 3.0/5 1,651
Aetna Medicare Partial Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$5.90 $9,250 $615 3.0/5 150
Aetna Medicare Full Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$23.10 $9,250 $615 3.0/5 1,902
VNS Health EasyCare (HMO)
VNS Health Medicare · HMO
$25.00 $9,250 $500 3.5/5 19
Aetna Medicare Premier (PPO)
Aetna Medicare · PPO
$27.00 $6,900 $500 4.5/5 11,611
Univera Medicare Total Care (HMO D-SNP)
Excellus Health Plan Community Care LLC · HMO D-SNP
$29.30 $9,250 $615 Not enough data to rate Fewer than 11
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$31.00 $9,250 $615 4.0/5 498
HumanaChoice H5970-029 (PPO)
Humana · PPO
$32.00 $9,250 $615 3.0/5 278
Wellcare Fidelis Assist (HMO-POS)
Wellcare · HMO-POS
$32.50 $9,250 $615 3.0/5 360
AARP Medicare Advantage from UHC NY-0019 (PPO)
UnitedHealthcare · PPO
$38.00 $8,500 $600 3.5/5 723
Independent Health's Encompass 65 RED 042 (HMO)
Independent Health · HMO
$40.00 $9,250 $250 5.0/5 4,788
Independent Health's Assure Advantage (HMO C-SNP)
Independent Health · HMO C-SNP
$46.50 $6,750 $50 5.0/5 1,497
Community Blue Medicare HMO Distinct (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$49.00 $6,750 $615 4.0/5 576
Wellcare Premium Enhanced (PFFS)
Wellcare · PFFS
$50.00 $3,400 $615 3.5/5 Fewer than 11
Univera SeniorChoice Advanced (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$50.80 $7,500 $300 4.0/5 3,027
VNS Health EasyCare Plus (HMO D-SNP)
VNS Health Medicare · HMO D-SNP
$51.60 $9,250 $615 3.5/5 283
UHC Dual Complete NY-S001 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$52.80 $9,250 $615 4.5/5 1,267
Independent Health's Medicare Family Choice (HMO I-SNP)
Independent Health · HMO I-SNP
$58.80 $3,000 $0 5.0/5 781
UHC Nursing Home Plan NY-F001 (PPO I-SNP)
UnitedHealthcare · PPO I-SNP
$58.80 $9,250 $615 4.5/5 299
Independent Health's Medicare Passport Connect (PPO)
Independent Health · PPO
$58.80 $9,250 $615 4.5/5 409
Aetna Medicare Longevity (PPO I-SNP)
Aetna Medicare · PPO I-SNP
$58.80 $9,250 $615 4.5/5 Fewer than 11
UHC Dual Complete NY-Y001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 17
UHC Dual Complete NY-S002 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$58.80 $9,250 $615 4.0/5 10,996
VNS Health Total (HMO D-SNP)
VNS Health Medicare · HMO D-SNP
$58.80 $0 $615 3.5/5 182
Wellcare Dual Access Open (PPO D-SNP)
Wellcare · PPO D-SNP
$58.80 $9,250 $510 3.0/5 763
Wellcare Assist Open (PPO)
Wellcare · PPO
$58.80 $9,250 $530 3.0/5 292
Wellcare Dual Access (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $410 3.0/5 732
Wellcare Fidelis Dual Align (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $615 3.0/5 363
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)
Wellcare · HMO D-SNP
$58.80 $9,250 $580 3.0/5 1,890
Univera Medicare Dual (HMO D-SNP)
Excellus Health Plan Community Care LLC · HMO D-SNP
$58.80 $9,250 $615 Not enough data to rate 134
Nascentia Medicaid Advantage Plus (HMO D-SNP)
Nascentia Health Plus · HMO D-SNP
$58.80 $8,500 $615 Not enough data to rate Fewer than 11
Nascentia Skilled Nursing Facility (HMO I-SNP)
Nascentia Health Plus · HMO I-SNP
$58.80 $6,000 $615 Not enough data to rate Fewer than 11
Nascentia Dual Advantage (HMO D-SNP)
Nascentia Health Plus · HMO D-SNP
$58.80 $8,500 $615 Not enough data to rate 49
Univera SeniorChoice Value Plus (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$69.80 $6,700 $295 4.0/5 1,422
Univera SeniorChoice Secure (HMO-POS)
Excellus Health Plan, Inc · HMO-POS
$83.20 $6,000 $250 4.0/5 3,075
Independent Health's Encompass 65 RED 044 (HMO)
Independent Health · HMO
$95.00 $7,500 $150 5.0/5 10,121
Senior Blue 651 (HMO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO
$97.00 $6,700 $615 4.0/5 3,133
Wellcare Premium Ultra (PFFS)
Wellcare · PFFS
$127.00 $3,400 $615 3.5/5 Fewer than 11
Forever Blue Value (PPO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO
$152.00 $6,700 $615 4.5/5 1,203
MVP Medicare WellSelect with Part D (PPO)
MVP HEALTH CARE · PPO
$160.00 $9,250 $615 3.5/5 11
Independent Health's Encompass 65 RED 043 (HMO)
Independent Health · HMO
$190.00 $7,000 $50 5.0/5 1,798
Forever Blue 751 (PPO)
Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO
$210.00 $6,700 $615 4.5/5 974
MVP Medicare Preferred Gold with Part D (HMO-POS)
MVP HEALTH CARE · HMO-POS
$229.00 $6,800 $300 4.0/5 17
Univera SeniorChoice Core (PPO)
Excellus Health Plan, Inc · PPO
$232.20 $4,000 $615 3.5/5 188

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Plans arriving in or leaving Erie County, and premiums moving, when CMS republishes.

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Nearby and related

All New York counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.