Medicare plans in Rowan County, NC
80 plans are approved for Rowan County, and 41 of them have no monthly premium. 74 carry a CMS star rating.
65.5% of the 35,149 people eligible for Medicare in Rowan County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| DEVOTED GIVEBACK 012 NC (HMO) Devoted Health · HMO |
$0 | $8,900 | $605 | 5.0/5 | 56 |
| Humana Gold Plus H1036-137 (HMO-POS) Humana · HMO-POS |
$0 | $9,250 | $350 | 4.5/5 | 622 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $9,250 | $450 | 4.5/5 | 138 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) Humana · HMO-POS |
$0 | $9,250 | $450 | 4.5/5 | 374 |
| Humana Gold Plus H1036-335 (HMO-POS) Humana · HMO-POS |
$0 | $3,950 | $250 | 4.5/5 | 2,656 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO |
$0 | $5,500 | $615 | 4.5/5 | 213 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina · PPO |
$0 | $9,250 | Not published | 4.5/5 | 39 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,900 | $500 | 4.5/5 | 1,219 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 53 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare · PPO |
$0 | $7,500 | $615 | 4.5/5 | 90 |
| HealthTeam Advantage Eagle Plan (PPO) HealthTeam Advantage · PPO |
$0 | $4,500 | Not published | 4.5/5 | Fewer than 11 |
| HealthTeam Advantage Vitality Plan (PPO) HealthTeam Advantage · PPO |
$0 | $4,200 | $300 | 4.5/5 | 18 |
| AARP Medicare Advantage from UHC NC-0017 (PPO) UnitedHealthcare · PPO |
$0 | $6,200 | $600 | 4.0/5 | 127 |
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$0 | $3,900 | Not published | 4.0/5 | 165 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$0 | $5,400 | $615 | 4.0/5 | 977 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina · HMO |
$0 | $9,250 | $615 | 4.0/5 | 17 |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $5,400 | $440 | 4.0/5 | 433 |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $7,900 | Not published | 4.0/5 | 226 |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $9,250 | $600 | 4.0/5 | 262 |
| AARP Medicare Advantage from UHC NC-0015 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $4,200 | $440 | 4.0/5 | 1,939 |
| UHC Complete Care NC-28 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $4,200 | $355 | 4.0/5 | 659 |
| HealthSpring Courage (HMO) HealthSpring · HMO |
$0 | $6,750 | Not published | 4.0/5 | 16 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $3,450 | $295 | 4.0/5 | 835 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $6,000 | $0 | 4.0/5 | 877 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $4,300 | $615 | 3.5/5 | Fewer than 11 |
| Wellcare Giveback Open (PPO) Wellcare · PPO |
$0 | $8,300 | $615 | 3.5/5 | Fewer than 11 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $8,850 | Not published | 3.5/5 | 18 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $4,200 | $615 | 3.5/5 | 49 |
| HumanaChoice Giveback H5216-017 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 49 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,250 | Not published | 3.5/5 | 20 |
| HumanaChoice Giveback H5525-035 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 123 |
| HumanaChoice H5525-050 (PPO) Humana · PPO |
$0 | $9,250 | $350 | 3.5/5 | 17 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,250 | Not published | 3.5/5 | 291 |
| HumanaChoice H5525-083 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 15 |
| HumanaChoice R0110-004 (Regional PPO) Humana · Regional PPO |
$0 | $7,000 | Not published | 3.5/5 | 11 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 21 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $5,700 | $615 | 3.0/5 | Fewer than 11 |
| Liberty Medicare Advantage (HMO C-SNP) Liberty Medicare Advantage · HMO C-SNP |
$0 | $4,000 | $0 | Not enough data to rate | Fewer than 11 |
| DEVOTED CHOICE 001 NC (PPO) Devoted Health · PPO |
$0 | $5,400 | $370 | Too new to be rated | 465 |
| DEVOTED CHOICE GIVEBACK 002 NC (PPO) Devoted Health · PPO |
$0 | $8,000 | $605 | Too new to be rated | 403 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health · PPO |
$0 | $9,250 | Not published | Too new to be rated | 161 |
| Humana Gold Choice H8145-004 (PFFS) Humana · PFFS |
$7.00 | $7,550 | $615 | 3.5/5 | 35 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana · HMO D-SNP |
$13.00 | $9,250 | $615 | 4.5/5 | 115 |
| HealthSpring Preferred Plus (HMO) HealthSpring · HMO |
$13.00 | $3,200 | $200 | 4.0/5 | 120 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana · HMO D-SNP |
$14.20 | $9,250 | $615 | 4.5/5 | 219 |
| Liberty Medicare Dual Plan (HMO D-SNP) Liberty Medicare Advantage · HMO D-SNP |
$14.70 | $7,550 | $615 | Not enough data to rate | Fewer than 11 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina · HMO-POS D-SNP |
$18.70 | $9,250 | $615 | 3.5/5 | 24 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$19.70 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana · HMO D-SNP |
$20.00 | $9,250 | $615 | 4.5/5 | 492 |
| HumanaChoice H5525-070 (PPO) Humana · PPO |
$24.00 | $9,250 | $615 | 3.5/5 | 29 |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$25.30 | $9,250 | $615 | 4.0/5 | 902 |
| Wellcare Dual Liberty Open (PPO D-SNP) Wellcare · PPO D-SNP |
$25.80 | $9,250 | $395 | 3.5/5 | Fewer than 11 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$27.50 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$28.20 | $8,200 | $615 | 4.0/5 | 13 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana · PPO D-SNP |
$30.40 | $9,250 | $615 | 3.5/5 | 30 |
| Wellcare Assist Open (PPO) Wellcare · PPO |
$31.00 | $4,201 | $480 | 3.5/5 | Fewer than 11 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO |
$32.20 | $5,500 | $615 | 4.5/5 | 149 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$32.20 | $9,250 | $385 | 3.5/5 | 12 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana · PPO D-SNP |
$33.50 | $9,250 | $615 | 3.5/5 | 28 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$35.00 | $9,250 | $615 | 5.0/5 | 23 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$36.20 | $6,750 | $615 | 5.0/5 | 41 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 124 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health · HMO C-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 80 |
| DEVOTED C-SNP PREMIUM 016 NC (HMO C-SNP) Devoted Health · HMO C-SNP |
$36.20 | $4,900 | $615 | 5.0/5 | 124 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 37 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 46 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 54 |
| UHC Dual Complete NC-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 125 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 40 |
| UHC Dual Complete NC-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $5,900 | $615 | 4.0/5 | 50 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 1,386 |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$36.20 | $9,250 | $425 | 3.5/5 | Fewer than 11 |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Liberty Medicare Advantage · HMO I-SNP |
$36.20 | $6,800 | $615 | Not enough data to rate | 53 |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS) UnitedHealthcare · HMO-POS |
$37.00 | $4,200 | $355 | 4.0/5 | 978 |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$40.00 | $4,200 | $100 | 4.0/5 | 55 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina · PPO |
$53.00 | $6,300 | $100 | 4.5/5 | 382 |
| AARP Medicare Advantage from UHC NC-0016 (PPO) UnitedHealthcare · PPO |
$53.00 | $4,200 | $520 | 4.0/5 | 185 |
| HumanaChoice H5216-211 (PPO) Humana · PPO |
$54.00 | $9,250 | $615 | 3.5/5 | 26 |
| Humana Full Access R0110-005 (Regional PPO) Humana · Regional PPO |
$117.00 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage Access from UHC NC-23 (PPO) UnitedHealthcare · PPO |
$255.00 | $3,000 | $600 | 4.5/5 | Fewer than 11 |
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Plans arriving in or leaving Rowan County, and premiums moving, when CMS republishes.
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Nearby and related
All North Carolina counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.