Advantage Index

Medicare plans in Polk County, NC

74 plans are approved for Polk County, and 36 of them have no monthly premium. 68 carry a CMS star rating.

42.1% of the 7,363 people eligible for Medicare in Polk County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
Senior Care (HMO I-SNP)
NHC Advantage · HMO I-SNP
$0 $5,000 $250 5.0/5 Fewer than 11
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
Humana · HMO C-SNP
$0 $9,250 $450 4.5/5 37
Blue Medicare Freedom+ (PPO)
Blue Cross and Blue Shield of North Carolina · PPO
$0 $9,250 Not published 4.5/5 Fewer than 11
Aetna Medicare Signature (PPO)
Aetna Medicare · PPO
$0 $6,750 $615 4.5/5 170
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $6,750 Not published 4.5/5 15
Aetna Medicare Signature Giveback (PPO)
Aetna Medicare · PPO
$0 $7,500 $615 4.5/5 90
Blue Medicare Medical Only (HMO-POS)
Blue Cross and Blue Shield of North Carolina · HMO-POS
$0 $3,900 Not published 4.0/5 Fewer than 11
Blue Medicare Essential Plus (HMO-POS)
Blue Cross and Blue Shield of North Carolina · HMO-POS
$0 $5,400 $615 4.0/5 141
Blue Medicare Essential (HMO)
Blue Cross and Blue Shield of North Carolina · HMO
$0 $9,250 $615 4.0/5 Fewer than 11
AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $7,900 Not published 4.0/5 35
AARP Medicare Advantage from UHC NC-0008 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $6,700 $520 4.0/5 96
AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $8,900 $600 4.0/5 45
AARP Medicare Advantage from UHC NC-24 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $5,400 $520 4.0/5 281
UHC Complete Care NC-25 (HMO-POS C-SNP)
UnitedHealthcare · HMO-POS C-SNP
$0 $5,400 $520 4.0/5 62
HealthSpring Courage (HMO)
HealthSpring · HMO
$0 $6,750 Not published 4.0/5 Fewer than 11
HealthSpring Preferred (HMO)
HealthSpring · HMO
$0 $3,500 $295 4.0/5 74
HealthSpring Preferred Savings (HMO)
HealthSpring · HMO
$0 $6,400 $0 4.0/5 21
Wellcare Simple Open (PPO)
Wellcare · PPO
$0 $4,300 $615 3.5/5 20
Wellcare Giveback Open (PPO)
Wellcare · PPO
$0 $8,300 $615 3.5/5 Fewer than 11
Wellcare Patriot Giveback Open (PPO)
Wellcare · PPO
$0 $8,850 Not published 3.5/5 Fewer than 11
Wellcare Simple (HMO-POS)
Wellcare · HMO-POS
$0 $4,200 $615 3.5/5 28
HumanaChoice Giveback H5216-017 (PPO)
Humana · PPO
$0 $9,250 $450 3.5/5 29
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $9,250 Not published 3.5/5 Fewer than 11
HumanaChoice Giveback H5525-035 (PPO)
Humana · PPO
$0 $9,250 $450 3.5/5 107
HumanaChoice H5525-050 (PPO)
Humana · PPO
$0 $9,250 $350 3.5/5 19
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $9,250 Not published 3.5/5 52
HumanaChoice H5525-083 (PPO)
Humana · PPO
$0 $9,250 $450 3.5/5 Fewer than 11
Humana Gold Plus H6622-025 (HMO-POS)
Humana · HMO-POS
$0 $9,250 $350 3.5/5 253
HumanaChoice R0110-004 (Regional PPO)
Humana · Regional PPO
$0 $7,000 Not published 3.5/5 11
Humana USAA Honor Giveback (Regional PPO)
Humana · Regional PPO
$0 $9,250 Not published 3.5/5 Fewer than 11
Troy Medicare (HMO)
Troy Medicare · HMO
$0 $3,950 $0 3.0/5 Fewer than 11
HealthSpring True Choice (PPO)
HealthSpring · PPO
$0 $4,350 $615 3.0/5 Fewer than 11
Liberty Medicare Advantage (HMO C-SNP)
Liberty Medicare Advantage · HMO C-SNP
$0 $4,000 $0 Not enough data to rate Fewer than 11
DEVOTED CHOICE 005 NC (PPO)
Devoted Health · PPO
$0 $5,300 $370 Too new to be rated 58
DEVOTED CHOICE GIVEBACK 006 NC (PPO)
Devoted Health · PPO
$0 $8,000 $605 Too new to be rated 74
DEVOTED CHOICE MA ONLY 007 NC (PPO)
Devoted Health · PPO
$0 $9,250 Not published Too new to be rated 19
HealthSpring Preferred Plus (HMO)
HealthSpring · HMO
$11.00 $3,200 $200 4.0/5 Fewer than 11
Humana Dual Select H1036-307 (HMO D-SNP)
Humana · HMO D-SNP
$13.00 $9,250 $615 4.5/5 Fewer than 11
Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP)
Humana · HMO D-SNP
$14.20 $9,250 $615 4.5/5 17
Liberty Medicare Dual Plan (HMO D-SNP)
Liberty Medicare Advantage · HMO D-SNP
$14.70 $7,550 $615 Not enough data to rate Fewer than 11
Healthy Blue + Medicare (HMO-POS D-SNP)
Blue Cross and Blue Shield of North Carolina · HMO-POS D-SNP
$18.70 $9,250 $615 3.5/5 Fewer than 11
HealthSpring TotalCare (HMO D-SNP)
HealthSpring · HMO D-SNP
$19.70 $9,250 $615 4.0/5 Fewer than 11
Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP)
Humana · HMO D-SNP
$20.00 $9,250 $615 4.5/5 45
HumanaChoice H5525-070 (PPO)
Humana · PPO
$24.00 $9,250 $615 3.5/5 29
UHC Dual Complete NC-D001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$25.30 $9,250 $615 4.0/5 82
Wellcare Dual Liberty Open (PPO D-SNP)
Wellcare · PPO D-SNP
$25.80 $9,250 $395 3.5/5 Fewer than 11
Wellcare Dual Reserve (HMO-POS D-SNP)
Wellcare · HMO-POS D-SNP
$27.50 $9,250 $615 3.5/5 Fewer than 11
HealthSpring TotalCare Plus (HMO D-SNP)
HealthSpring · HMO D-SNP
$28.20 $8,200 $615 4.0/5 Fewer than 11
Humana Dual Select H6622-027 (HMO-POS D-SNP)
Humana · HMO-POS D-SNP
$29.00 $9,250 $615 3.5/5 25
HumanaChoice SNP-DE H5525-036 (PPO D-SNP)
Humana · PPO D-SNP
$30.40 $9,250 $615 3.5/5 11
NHC Advantage (HMO I-SNP)
NHC Advantage · HMO I-SNP
$31.00 $8,100 $615 5.0/5 Fewer than 11
Wellcare Assist Open (PPO)
Wellcare · PPO
$31.00 $4,201 $480 3.5/5 Fewer than 11
Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP)
Troy Medicare · HMO D-SNP
$31.30 $9,250 $615 3.0/5 Fewer than 11
Aetna Medicare Value Plus (HMO)
Aetna Medicare · HMO
$32.20 $5,500 $615 4.5/5 37
Wellcare Dual Access (HMO-POS D-SNP)
Wellcare · HMO-POS D-SNP
$32.20 $9,250 $385 3.5/5 Fewer than 11
Humana Dual Select H5525-072 (PPO D-SNP)
Humana · PPO D-SNP
$33.50 $9,250 $615 3.5/5 Fewer than 11
DEVOTED DUAL PLUS 006 NC (HMO D-SNP)
Devoted Health · HMO D-SNP
$35.00 $9,250 $615 5.0/5 Fewer than 11
DEVOTED DUAL 009 NC (HMO D-SNP)
Devoted Health · HMO D-SNP
$36.20 $6,750 $615 5.0/5 Fewer than 11
DEVOTED DUAL FULL 013 NC (HMO D-SNP)
Devoted Health · HMO D-SNP
$36.20 $9,250 $615 5.0/5 Fewer than 11
DEVOTED C-SNP PLUS 015 NC (HMO C-SNP)
Devoted Health · HMO C-SNP
$36.20 $9,250 $615 5.0/5 Fewer than 11
DEVOTED C-SNP PREMIUM 018 NC (HMO C-SNP)
Devoted Health · HMO C-SNP
$36.20 $5,600 $615 5.0/5 Fewer than 11
Longevity Health Plan (HMO I-SNP)
Longevity Health Plan · HMO I-SNP
$36.20 $9,250 $615 5.0/5 Fewer than 11
Aetna Medicare Dual (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$36.20 $9,250 $615 4.5/5 16
UHC Dual Complete NC-S001 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$36.20 $9,250 $615 4.0/5 36
UHC Dual Complete NC-S2 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$36.20 $9,250 $615 4.0/5 Fewer than 11
UHC Dual Complete NC-V001 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$36.20 $5,900 $615 4.0/5 13
UHC Dual Complete NC-S3 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$36.20 $9,250 $615 4.0/5 98
Wellcare Dual Liberty (HMO-POS D-SNP)
Wellcare · HMO-POS D-SNP
$36.20 $9,250 $425 3.5/5 Fewer than 11
Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP)
Liberty Medicare Advantage · HMO I-SNP
$36.20 $6,800 $615 Not enough data to rate Fewer than 11
Blue Medicare Enhanced (HMO-POS)
Blue Cross and Blue Shield of North Carolina · HMO-POS
$40.00 $4,200 $100 4.0/5 20
AARP Medicare Advantage from UHC NC-0009 (HMO-POS)
UnitedHealthcare · HMO-POS
$48.00 $5,400 $440 4.0/5 69
Blue Medicare PPO Enhanced (PPO)
Blue Cross and Blue Shield of North Carolina · PPO
$53.00 $6,300 $100 4.5/5 131
Humana Full Access R0110-005 (Regional PPO)
Humana · Regional PPO
$117.00 $9,250 $615 3.5/5 12
AARP Medicare Advantage Access from UHC NC-23 (PPO)
UnitedHealthcare · PPO
$255.00 $3,000 $600 4.5/5 Fewer than 11

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Plans arriving in or leaving Polk County, and premiums moving, when CMS republishes.

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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.