Medicare plans in McDowell County, NC
33 special needs plans are approved for McDowell County, and 3 of them have no monthly premium. 32 carry a CMS star rating.
64.0% of the 12,469 people eligible for Medicare in McDowell County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Alignment Health Heart & Diabetes Care (HMO C-SNP) Alignment Health Plan · HMO C-SNP |
$0 | $3,400 | $250 | 5.0/5 | 13 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $9,250 | $450 | 4.5/5 | 50 |
| UHC Complete Care NC-25 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $5,400 | $520 | 4.0/5 | 191 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana · HMO D-SNP |
$13.00 | $9,250 | $615 | 4.5/5 | 22 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana · HMO D-SNP |
$14.20 | $9,250 | $615 | 4.5/5 | 43 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina · HMO-POS D-SNP |
$18.70 | $9,250 | $615 | 3.5/5 | 28 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$19.70 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana · HMO D-SNP |
$20.00 | $9,250 | $615 | 4.5/5 | 149 |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$25.30 | $9,250 | $615 | 4.0/5 | 316 |
| Wellcare Dual Liberty Open (PPO D-SNP) Wellcare · PPO D-SNP |
$25.80 | $9,250 | $395 | 3.5/5 | Fewer than 11 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$27.50 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$28.20 | $8,200 | $615 | 4.0/5 | Fewer than 11 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$29.00 | $9,250 | $615 | 3.5/5 | 75 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana · PPO D-SNP |
$30.40 | $9,250 | $615 | 3.5/5 | 15 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) Troy Medicare · HMO D-SNP |
$31.30 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$32.20 | $9,250 | $385 | 3.5/5 | Fewer than 11 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana · PPO D-SNP |
$33.50 | $9,250 | $615 | 3.5/5 | 16 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$35.00 | $9,250 | $615 | 5.0/5 | Fewer than 11 |
| Alignment Health NC Duals (HMO-POS D-SNP) Alignment Health Plan · HMO-POS D-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | Fewer than 11 |
| Alignment Health Heart & Diabetes NCPlus (HMO-POS C-SNP) Alignment Health Plan · HMO-POS C-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | Fewer than 11 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$36.20 | $6,750 | $615 | 5.0/5 | Fewer than 11 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 40 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health · HMO C-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | Fewer than 11 |
| DEVOTED C-SNP PREMIUM 018 NC (HMO C-SNP) Devoted Health · HMO C-SNP |
$36.20 | $5,600 | $615 | 5.0/5 | Fewer than 11 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | Fewer than 11 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 41 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 27 |
| UHC Dual Complete NC-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 154 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 21 |
| UHC Dual Complete NC-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $5,900 | $615 | 4.0/5 | 64 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 507 |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$36.20 | $9,250 | $425 | 3.5/5 | Fewer than 11 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care · HMO D-SNP |
$36.20 | $9,250 | $615 | Too new to be rated | Fewer than 11 |
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Nearby and related
All North Carolina counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.