Medicare plans in Cumberland County, NC
63 plans are approved for Cumberland County, and 31 of them have no monthly premium. 60 carry a CMS star rating.
58.1% of the 61,759 people eligible for Medicare in Cumberland County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $9,250 | $450 | 4.5/5 | 318 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) Humana · HMO-POS |
$0 | $9,250 | $450 | 4.5/5 | 1,270 |
| Humana Gold Plus H1036-335 (HMO-POS) Humana · HMO-POS |
$0 | $3,950 | $250 | 4.5/5 | 2,327 |
| Aetna Medicare Signature Care (HMO) Aetna Medicare · HMO |
$0 | $6,350 | $615 | 4.5/5 | 67 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina · PPO |
$0 | $9,250 | Not published | 4.5/5 | 56 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,900 | $500 | 4.5/5 | 314 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO |
$0 | $5,900 | $500 | 4.5/5 | 1,101 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 248 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare · PPO |
$0 | $7,500 | $615 | 4.5/5 | 204 |
| AARP Medicare Advantage from UHC NC-0017 (PPO) UnitedHealthcare · PPO |
$0 | $6,200 | $600 | 4.0/5 | 137 |
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$0 | $3,900 | Not published | 4.0/5 | 245 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$0 | $5,400 | $615 | 4.0/5 | 2,278 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina · HMO |
$0 | $9,250 | $615 | 4.0/5 | 95 |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $5,400 | $440 | 4.0/5 | 428 |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $7,900 | Not published | 4.0/5 | 907 |
| AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $9,250 | $600 | 4.0/5 | 316 |
| AARP Medicare Advantage from UHC NC-0015 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $4,200 | $440 | 4.0/5 | 1,009 |
| UHC Complete Care NC-28 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $4,200 | $355 | 4.0/5 | 864 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $4,300 | $615 | 3.5/5 | 127 |
| Wellcare Giveback Open (PPO) Wellcare · PPO |
$0 | $8,300 | $615 | 3.5/5 | 92 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $8,850 | Not published | 3.5/5 | 234 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $4,200 | $615 | 3.5/5 | 266 |
| HumanaChoice Giveback H5525-035 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 673 |
| HumanaChoice H5525-050 (PPO) Humana · PPO |
$0 | $9,250 | $350 | 3.5/5 | 74 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,250 | Not published | 3.5/5 | 3,561 |
| HumanaChoice H5525-083 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 34 |
| Humana Gold Plus H6622-060 (HMO-POS) Humana · HMO-POS |
$0 | $9,250 | $350 | 3.5/5 | 312 |
| HumanaChoice R0110-004 (Regional PPO) Humana · Regional PPO |
$0 | $7,000 | Not published | 3.5/5 | 32 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 137 |
| Troy Medicare (HMO) Troy Medicare · HMO |
$0 | $3,950 | $0 | 3.0/5 | 65 |
| Liberty Medicare Advantage (HMO C-SNP) Liberty Medicare Advantage · HMO C-SNP |
$0 | $4,000 | $0 | Not enough data to rate | 149 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana · HMO D-SNP |
$13.00 | $9,250 | $615 | 4.5/5 | 210 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana · HMO D-SNP |
$14.20 | $9,250 | $615 | 4.5/5 | 328 |
| Liberty Medicare Dual Plan (HMO D-SNP) Liberty Medicare Advantage · HMO D-SNP |
$14.70 | $7,550 | $615 | Not enough data to rate | Fewer than 11 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina · HMO-POS D-SNP |
$18.70 | $9,250 | $615 | 3.5/5 | 181 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana · HMO D-SNP |
$20.00 | $9,250 | $615 | 4.5/5 | 1,837 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$20.00 | $5,900 | $615 | 4.5/5 | 177 |
| HumanaChoice H5525-070 (PPO) Humana · PPO |
$24.00 | $9,250 | $615 | 3.5/5 | 95 |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$25.30 | $9,250 | $615 | 4.0/5 | 2,012 |
| Wellcare Dual Liberty Open (PPO D-SNP) Wellcare · PPO D-SNP |
$25.80 | $9,250 | $395 | 3.5/5 | 53 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$27.50 | $9,250 | $615 | 3.5/5 | 53 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$28.20 | $9,250 | $615 | 4.5/5 | 187 |
| HumanaChoice H5525-049 (PPO) Humana · PPO |
$29.00 | $9,250 | $350 | 3.5/5 | 35 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana · PPO D-SNP |
$30.40 | $9,250 | $615 | 3.5/5 | 329 |
| Wellcare Assist Open (PPO) Wellcare · PPO |
$31.00 | $4,201 | $480 | 3.5/5 | 25 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) Troy Medicare · HMO D-SNP |
$31.30 | $9,250 | $615 | 3.0/5 | 74 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO |
$32.20 | $5,500 | $615 | 4.5/5 | 243 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$32.20 | $9,250 | $385 | 3.5/5 | 69 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana · PPO D-SNP |
$33.50 | $9,250 | $615 | 3.5/5 | 97 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 34 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 104 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 101 |
| UHC Dual Complete NC-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 426 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 184 |
| UHC Dual Complete NC-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $5,900 | $615 | 4.0/5 | 91 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 3,783 |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$36.20 | $9,250 | $425 | 3.5/5 | 30 |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Liberty Medicare Advantage · HMO I-SNP |
$36.20 | $6,800 | $615 | Not enough data to rate | 69 |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS) UnitedHealthcare · HMO-POS |
$37.00 | $4,200 | $355 | 4.0/5 | 615 |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$40.00 | $4,200 | $100 | 4.0/5 | 594 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina · PPO |
$53.00 | $6,300 | $100 | 4.5/5 | 355 |
| AARP Medicare Advantage from UHC NC-0016 (PPO) UnitedHealthcare · PPO |
$53.00 | $4,200 | $520 | 4.0/5 | 30 |
| Humana Full Access R0110-005 (Regional PPO) Humana · Regional PPO |
$117.00 | $9,250 | $615 | 3.5/5 | 53 |
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Nearby and related
All North Carolina counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.