Medicare plans in Buncombe County, NC
86 plans are approved for Buncombe County, and 40 of them have no monthly premium. 78 carry a CMS star rating.
48.4% of the 68,073 people eligible for Medicare in Buncombe County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Alignment Health Platinum (HMO) Alignment Health Plan · HMO |
$0 | $3,900 | $0 | 5.0/5 | 386 |
| Alignment Health smartHMO (HMO) Alignment Health Plan · HMO |
$0 | $3,400 | $615 | 5.0/5 | 281 |
| Alignment Health Platinum Select (HMO) Alignment Health Plan · HMO |
$0 | $5,900 | $225 | 5.0/5 | 43 |
| Alignment Health Heart & Diabetes Care (HMO C-SNP) Alignment Health Plan · HMO C-SNP |
$0 | $3,400 | $250 | 5.0/5 | 80 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $9,250 | $450 | 4.5/5 | 317 |
| Humana Gold Plus H1036-335 (HMO-POS) Humana · HMO-POS |
$0 | $3,950 | $250 | 4.5/5 | 3,868 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina · PPO |
$0 | $9,250 | Not published | 4.5/5 | 27 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 1,274 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 83 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare · PPO |
$0 | $7,500 | $615 | 4.5/5 | 444 |
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$0 | $3,900 | Not published | 4.0/5 | 85 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$0 | $4,900 | $615 | 4.0/5 | 2,166 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina · HMO |
$0 | $9,250 | $615 | 4.0/5 | 49 |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $7,900 | Not published | 4.0/5 | 318 |
| AARP Medicare Advantage from UHC NC-0008 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $520 | 4.0/5 | 1,217 |
| AARP Medicare Advantage Giveback from UHC NC-13 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $8,900 | $600 | 4.0/5 | 309 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $5,400 | $520 | 4.0/5 | 1,433 |
| UHC Complete Care NC-25 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $5,400 | $520 | 4.0/5 | 440 |
| HealthSpring Courage (HMO) HealthSpring · HMO |
$0 | $6,750 | Not published | 4.0/5 | Fewer than 11 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $3,500 | $295 | 4.0/5 | 132 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $6,400 | $0 | 4.0/5 | 111 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $4,300 | $615 | 3.5/5 | 150 |
| Wellcare Giveback Open (PPO) Wellcare · PPO |
$0 | $8,300 | $615 | 3.5/5 | 66 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $8,850 | Not published | 3.5/5 | 44 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $4,200 | $615 | 3.5/5 | 242 |
| HumanaChoice Giveback H5216-017 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 224 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,250 | Not published | 3.5/5 | 53 |
| HumanaChoice Giveback H5525-035 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 792 |
| HumanaChoice H5525-050 (PPO) Humana · PPO |
$0 | $9,250 | $350 | 3.5/5 | 63 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,250 | Not published | 3.5/5 | 451 |
| HumanaChoice H5525-083 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 27 |
| Humana Gold Plus H6622-025 (HMO-POS) Humana · HMO-POS |
$0 | $9,250 | $350 | 3.5/5 | 770 |
| HumanaChoice R0110-004 (Regional PPO) Humana · Regional PPO |
$0 | $7,000 | Not published | 3.5/5 | 37 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 45 |
| Troy Medicare (HMO) Troy Medicare · HMO |
$0 | $3,950 | $0 | 3.0/5 | 13 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $4,350 | $615 | 3.0/5 | 15 |
| Liberty Medicare Advantage (HMO C-SNP) Liberty Medicare Advantage · HMO C-SNP |
$0 | $4,000 | $0 | Not enough data to rate | Fewer than 11 |
| DEVOTED CHOICE 005 NC (PPO) Devoted Health · PPO |
$0 | $5,300 | $370 | Too new to be rated | 119 |
| DEVOTED CHOICE GIVEBACK 006 NC (PPO) Devoted Health · PPO |
$0 | $8,000 | $605 | Too new to be rated | 439 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health · PPO |
$0 | $9,250 | Not published | Too new to be rated | 150 |
| Humana Gold Choice H8145-004 (PFFS) Humana · PFFS |
$7.00 | $7,550 | $615 | 3.5/5 | 162 |
| Alignment Health AVA (PPO) Alignment Health Plan · PPO |
$10.00 | $3,900 | $0 | Not enough data to rate | 62 |
| HealthSpring Preferred Plus (HMO) HealthSpring · HMO |
$11.00 | $3,200 | $200 | 4.0/5 | Fewer than 11 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana · HMO D-SNP |
$13.00 | $9,250 | $615 | 4.5/5 | 90 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana · HMO D-SNP |
$14.20 | $9,250 | $615 | 4.5/5 | 212 |
| Liberty Medicare Dual Plan (HMO D-SNP) Liberty Medicare Advantage · HMO D-SNP |
$14.70 | $7,550 | $615 | Not enough data to rate | Fewer than 11 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina · HMO-POS D-SNP |
$18.70 | $9,250 | $615 | 3.5/5 | 46 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$19.70 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana · HMO D-SNP |
$20.00 | $9,250 | $615 | 4.5/5 | 677 |
| HumanaChoice H5525-070 (PPO) Humana · PPO |
$24.00 | $9,250 | $615 | 3.5/5 | 87 |
| UHC Dual Complete NC-D001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$25.30 | $9,250 | $615 | 4.0/5 | 1,291 |
| Wellcare Dual Liberty Open (PPO D-SNP) Wellcare · PPO D-SNP |
$25.80 | $9,250 | $395 | 3.5/5 | 28 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$27.50 | $9,250 | $615 | 3.5/5 | 32 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$28.20 | $9,250 | $615 | 4.5/5 | 97 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$28.20 | $8,200 | $615 | 4.0/5 | Fewer than 11 |
| Humana Dual Select H6622-027 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$29.00 | $9,250 | $615 | 3.5/5 | 230 |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina · HMO-POS |
$30.00 | $4,200 | $100 | 4.0/5 | 360 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana · PPO D-SNP |
$30.40 | $9,250 | $615 | 3.5/5 | 87 |
| Wellcare Assist Open (PPO) Wellcare · PPO |
$31.00 | $4,201 | $480 | 3.5/5 | 21 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) Troy Medicare · HMO D-SNP |
$31.30 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO |
$32.20 | $5,500 | $615 | 4.5/5 | 249 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$32.20 | $9,250 | $385 | 3.5/5 | 61 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana · PPO D-SNP |
$33.50 | $9,250 | $615 | 3.5/5 | 32 |
| Humana Gold Plus H6622-026 (HMO-POS) Humana · HMO-POS |
$34.80 | $9,250 | $350 | 3.5/5 | 230 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$35.00 | $9,250 | $615 | 5.0/5 | 23 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina · PPO |
$35.00 | $6,300 | $100 | 4.5/5 | 1,005 |
| Alignment Health NC Duals (HMO-POS D-SNP) Alignment Health Plan · HMO-POS D-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 66 |
| Alignment Health Heart & Diabetes NCPlus (HMO-POS C-SNP) Alignment Health Plan · HMO-POS C-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 44 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$36.20 | $6,750 | $615 | 5.0/5 | 22 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health · HMO D-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 144 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health · HMO C-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 51 |
| DEVOTED C-SNP PREMIUM 018 NC (HMO C-SNP) Devoted Health · HMO C-SNP |
$36.20 | $5,600 | $615 | 5.0/5 | 34 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$36.20 | $9,250 | $615 | 5.0/5 | 77 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 48 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$36.20 | $9,250 | $615 | 4.5/5 | 74 |
| UHC Dual Complete NC-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 200 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 65 |
| UHC Dual Complete NC-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $5,900 | $615 | 4.0/5 | 81 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$36.20 | $9,250 | $615 | 4.0/5 | 1,566 |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$36.20 | $9,250 | $425 | 3.5/5 | Fewer than 11 |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Liberty Medicare Advantage · HMO I-SNP |
$36.20 | $6,800 | $615 | Not enough data to rate | 50 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care · HMO D-SNP |
$36.20 | $9,250 | $615 | Too new to be rated | Fewer than 11 |
| AARP Medicare Advantage from UHC NC-0009 (HMO-POS) UnitedHealthcare · HMO-POS |
$48.00 | $5,400 | $440 | 4.0/5 | 690 |
| HumanaChoice H5216-211 (PPO) Humana · PPO |
$54.00 | $9,250 | $615 | 3.5/5 | 295 |
| Humana Full Access R0110-005 (Regional PPO) Humana · Regional PPO |
$117.00 | $9,250 | $615 | 3.5/5 | 26 |
| AARP Medicare Advantage Access from UHC NC-23 (PPO) UnitedHealthcare · PPO |
$255.00 | $3,000 | $600 | 4.5/5 | 47 |
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Plans arriving in or leaving Buncombe County, and premiums moving, when CMS republishes.
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Nearby and related
All North Carolina counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.