Medicare plans in Flathead County, MT
25 plans are approved for Flathead County, and 12 of them have no monthly premium. 25 carry a CMS star rating.
34.6% of the 29,342 people eligible for Medicare in Flathead County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Humana Essentials Plus Giveback H7617-024 (PPO) Humana · PPO |
$0 | $7,900 | $615 | 4.5/5 | 328 |
| Humana Value Choice H7617-030 (PPO) Humana · PPO |
$0 | $6,050 | $400 | 4.5/5 | 1,331 |
| Blue Cross Medicare Advantage Choice Plus (PPO) Blue Cross and Blue Shield of Montana · PPO |
$0 | $9,250 | $615 | 3.5/5 | 343 |
| Blue Cross Medicare Advantage Dental Premier (PPO) Blue Cross and Blue Shield of Montana · PPO |
$0 | $8,100 | $615 | 3.5/5 | 178 |
| Blue Cross Medicare Advantage Health Choice (PPO) Blue Cross and Blue Shield of Montana · PPO |
$0 | $6,750 | $615 | 3.5/5 | 108 |
| Blue Cross Medicare Advantage Protect (PPO) Blue Cross and Blue Shield of Montana · PPO |
$0 | $6,500 | Not published | 3.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 312 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,150 | Not published | 3.5/5 | 177 |
| HumanaChoice H5216-457 (PPO) Humana · PPO |
$0 | $6,050 | $400 | 3.5/5 | 2,582 |
| Humana Total Complete H6622-097 (HMO) Humana · HMO |
$0 | $6,200 | $615 | 3.5/5 | 166 |
| AARP Medicare Advantage from UHC MT-0002 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 3.0/5 | 743 |
| AARP Medicare Advantage Patriot No Rx MT-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.0/5 | 54 |
| HumanaChoice H5216-089 (PPO) Humana · PPO |
$14.00 | $5,300 | $350 | 3.5/5 | 212 |
| Humana Gold Plus H6622-007 (HMO) Humana · HMO |
$18.00 | $5,700 | $615 | 3.5/5 | 893 |
| Humana Full Access H7617-026 (PPO) Humana · PPO |
$29.00 | $5,500 | $615 | 4.5/5 | 51 |
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) Humana · HMO D-SNP |
$30.00 | $9,250 | $615 | 3.5/5 | 220 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS |
$37.00 | $6,800 | $615 | 3.5/5 | 92 |
| UHC Dual Complete MT-S001 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$41.50 | $9,250 | $615 | 4.5/5 | 259 |
| HumanaChoice SNP-DE H7617-036 (PPO D-SNP) Humana · PPO D-SNP |
$41.50 | $9,250 | $615 | 4.5/5 | 116 |
| HumanaChoice SNP-DE H7617-037 (PPO D-SNP) Humana · PPO D-SNP |
$41.50 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC MT-0001 (PPO) UnitedHealthcare · PPO |
$49.00 | $5,900 | $600 | 3.0/5 | 312 |
| Blue Cross Medicare Advantage Classic (PPO) Blue Cross and Blue Shield of Montana · PPO |
$74.00 | $6,500 | $450 | 3.5/5 | 594 |
| HumanaChoice H5216-048 (PPO) Humana · PPO |
$87.00 | $6,750 | $615 | 3.5/5 | Fewer than 11 |
| Blue Cross Medicare Advantage Optimum (PPO) Blue Cross and Blue Shield of Montana · PPO |
$128.00 | $4,700 | $300 | 3.5/5 | 181 |
| AARP Medicare Advantage Access from UHC MT-3 (PPO) UnitedHealthcare · PPO |
$276.00 | $3,000 | $600 | 3.0/5 | 44 |
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Plans arriving in or leaving Flathead County, and premiums moving, when CMS republishes.
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Nearby and related
All Montana counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.