Medicare plans in St. Louis City, MO
79 plans are approved for St. Louis City, and 41 of them have no monthly premium. 70 carry a CMS star rating.
64.4% of the 49,508 people eligible for Medicare in St. Louis City are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Senior Care (HMO I-SNP) NHC Advantage · HMO I-SNP |
$0 | $5,000 | $250 | 5.0/5 | Fewer than 11 |
| UHC Complete Care MO-1 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$0 | $4,900 | $440 | 4.5/5 | 531 |
| Essence Advantage (HMO) Essence Healthcare · HMO |
$0 | $3,400 | $0 | 4.5/5 | 1,817 |
| Essence Advantage Select (HMO) Essence Healthcare · HMO |
$0 | $3,900 | $340 | 4.5/5 | 1,704 |
| Humana Full Access H7617-008 (PPO) Humana · PPO |
$0 | $5,000 | $400 | 4.5/5 | 94 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,700 | Not published | 4.5/5 | 59 |
| Humana Value Choice H7617-023 (PPO) Humana · PPO |
$0 | $3,500 | $615 | 4.5/5 | 189 |
| Provider Partners Missouri Community Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$0 | $3,750 | $615 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO |
$0 | $4,500 | $615 | 4.0/5 | 76 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $4,200 | $615 | 4.0/5 | 121 |
| AARP Medicare Advantage from UHC ST-2 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 4.0/5 | 361 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $3,400 | $615 | 4.0/5 | 2,179 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $4,900 | Not published | 4.0/5 | 16 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $6,750 | $615 | 4.0/5 | 229 |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,200 | $440 | 4.0/5 | 2,470 |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $4,900 | Not published | 4.0/5 | 415 |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $520 | 4.0/5 | 2,317 |
| AARP Medicare Advantage from UHC ST-1P (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,900 | $355 | 4.0/5 | 123 |
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.0/5 | 92 |
| Humana Essentials Plus Giveback H4461-045 (HMO) Humana · HMO |
$0 | $4,200 | $615 | 4.0/5 | 411 |
| Humana Total Complete H4461-046 (HMO) Humana · HMO |
$0 | $2,700 | $615 | 4.0/5 | 678 |
| Humana Gold Plus H0028-014 (HMO) Humana · HMO |
$0 | $2,700 | $615 | 3.5/5 | 629 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 3.5/5 | 738 |
| Humana Gold Plus Giveback H0028-065 (HMO) Humana · HMO |
$0 | $4,200 | $615 | 3.5/5 | 218 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $2,300 | $200 | 3.5/5 | 114 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $6,750 | $0 | 3.5/5 | 121 |
| Anthem Medicare Advantage (HMO-POS) Anthem HealthKeepers · HMO-POS |
$0 | $3,500 | $210 | 3.5/5 | 1,176 |
| Anthem Chronic Care (HMO-POS C-SNP) Anthem HealthKeepers · HMO-POS C-SNP |
$0 | $3,500 | $0 | 3.5/5 | 215 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO |
$0 | $6,751 | Not published | 3.5/5 | 22 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,700 | Not published | 3.5/5 | 94 |
| Humana Value Choice H5216-318 (PPO) Humana · PPO |
$0 | $3,500 | $615 | 3.5/5 | 409 |
| Humana Full Access H5216-407 (PPO) Humana · PPO |
$0 | $5,000 | $400 | 3.5/5 | 80 |
| Essence Advantage Choice (PPO) Essence Healthcare · PPO |
$0 | $5,400 | $340 | 3.5/5 | 542 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $6,000 | $615 | 3.0/5 | 82 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $7,000 | $615 | 3.0/5 | 40 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $6,000 | $615 | 3.0/5 | 35 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $4,000 | Not published | 3.0/5 | 50 |
| HealthSpring True Choice Savings (PPO) HealthSpring · PPO |
$0 | $4,250 | $200 | 3.0/5 | 38 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $5,500 | Not published | 2.5/5 | 25 |
| DEVOTED CORE 001 MO (HMO) Devoted Health · HMO |
$0 | $3,100 | $385 | Too new to be rated | 85 |
| DEVOTED GIVEBACK 002 MO (HMO) Devoted Health · HMO |
$0 | $7,000 | $605 | Too new to be rated | 225 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$2.60 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$2.60 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$5.40 | $9,250 | $615 | 3.5/5 | 634 |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$14.10 | $3,200 | $615 | 4.0/5 | 215 |
| Humana Gold Plus SNP-DE H4461-044 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$16.90 | $9,250 | $615 | 4.0/5 | 881 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$23.70 | $9,250 | $615 | 3.5/5 | 411 |
| UHC Dual Complete MO-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$25.10 | $9,250 | $615 | 4.0/5 | 613 |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP |
$30.10 | $9,250 | $615 | 3.0/5 | 45 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$30.40 | $9,250 | $615 | 3.5/5 | 730 |
| Aetna Medicare Value Plus (HMO-POS) Aetna Medicare · HMO-POS |
$30.90 | $4,200 | $615 | 4.0/5 | 184 |
| NHC Advantage (HMO I-SNP) NHC Advantage · HMO I-SNP |
$31.00 | $8,100 | $615 | 5.0/5 | Fewer than 11 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$31.90 | $9,250 | $615 | 3.0/5 | 62 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$32.60 | $3,600 | $615 | 3.0/5 | 17 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$33.40 | $9,250 | $615 | 3.5/5 | 528 |
| DEVOTED DUAL PLUS 007 MO (HMO D-SNP) Devoted Health · HMO D-SNP |
$33.50 | $9,250 | $615 | Too new to be rated | 138 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$35.20 | $9,250 | $615 | 3.5/5 | 989 |
| DEVOTED DUAL FULL 011 MO (HMO D-SNP) Devoted Health · HMO D-SNP |
$35.80 | $9,250 | $615 | Too new to be rated | 188 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS |
$37.00 | $6,800 | $615 | 3.5/5 | Fewer than 11 |
| DEVOTED DUAL 008 MO (HMO D-SNP) Devoted Health · HMO D-SNP |
$37.10 | $3,600 | $615 | Too new to be rated | 45 |
| Aetna Medicare Enhanced Extra (HMO-POS) Aetna Medicare · HMO-POS |
$40.00 | $5,900 | $615 | 4.0/5 | 132 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$40.00 | $9,250 | $515 | 3.0/5 | 36 |
| UHC Nursing Home Plan MO-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| UHC Dual Complete MO-S002 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | 458 |
| Provider Partners Missouri Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| Provider Partners Missouri Essential Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$43.00 | $9,250 | $615 | 4.0/5 | 3,309 |
| DEVOTED C-SNP PREMIUM 015 MO (HMO C-SNP) Devoted Health · HMO C-SNP |
$43.00 | $3,900 | $615 | Too new to be rated | 88 |
| DEVOTED C-SNP PLUS 016 MO (HMO C-SNP) Devoted Health · HMO C-SNP |
$43.00 | $9,250 | $615 | Too new to be rated | 136 |
| American Health Advantage of Missouri (HMO I-SNP) American Health Advantage of Missouri · HMO I-SNP |
$43.00 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| American Health Advantage of Missouri Choice (HMO I-SNP) American Health Advantage of Missouri · HMO I-SNP |
$43.00 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| HumanaChoice R1532-002 (Regional PPO) Humana · Regional PPO |
$50.00 | $7,450 | $615 | 2.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC ST-0001 (PPO) UnitedHealthcare · PPO |
$53.00 | $4,500 | $520 | 4.0/5 | 467 |
| UHC Complete Care AM-1 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP |
$56.00 | $6,700 | $600 | 3.0/5 | 12 |
| Essence Advantage Plus (HMO) Essence Healthcare · HMO |
$59.00 | $2,900 | $0 | 4.5/5 | 116 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$60.00 | $7,500 | $615 | 4.0/5 | 59 |
| HumanaChoice H5216-032 (PPO) Humana · PPO |
$63.00 | $9,250 | $615 | 3.5/5 | 16 |
| UHC Medicare Advantage AM-0002 (Regional PPO) UnitedHealthcare · Regional PPO |
$106.00 | $9,250 | $600 | 3.0/5 | 17 |
| Essence Advantage Premier Plus (PPO) Essence Healthcare · PPO |
$254.00 | $2,000 | $615 | 3.5/5 | Fewer than 11 |
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Plans arriving in or leaving St. Louis City, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.