Medicare plans in Franklin County, MO
61 plans are approved for Franklin County, and 34 of them have no monthly premium. 59 carry a CMS star rating.
74.3% of the 27,378 people eligible for Medicare in Franklin County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| UHC Complete Care MO-1 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$0 | $4,900 | $440 | 4.5/5 | 181 |
| Essence Advantage (HMO) Essence Healthcare · HMO |
$0 | $3,400 | $0 | 4.5/5 | 170 |
| Essence Advantage Select (HMO) Essence Healthcare · HMO |
$0 | $3,900 | $340 | 4.5/5 | 1,556 |
| Humana Full Access H7617-008 (PPO) Humana · PPO |
$0 | $5,000 | $400 | 4.5/5 | 48 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,700 | Not published | 4.5/5 | 21 |
| Humana Value Choice H7617-023 (PPO) Humana · PPO |
$0 | $3,500 | $615 | 4.5/5 | 126 |
| Provider Partners Missouri Community Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$0 | $3,750 | $615 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO |
$0 | $4,500 | $615 | 4.0/5 | 53 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $4,200 | $615 | 4.0/5 | 89 |
| AARP Medicare Advantage from UHC ST-2 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 4.0/5 | 200 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $3,400 | $615 | 4.0/5 | 2,629 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $4,900 | Not published | 4.0/5 | Fewer than 11 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $6,750 | $615 | 4.0/5 | 114 |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,200 | $440 | 4.0/5 | 5,293 |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $4,900 | Not published | 4.0/5 | 301 |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $520 | 4.0/5 | 1,960 |
| AARP Medicare Advantage from UHC ST-1P (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,900 | $355 | 4.0/5 | 136 |
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.0/5 | 56 |
| Humana Essentials Plus Giveback H4461-045 (HMO) Humana · HMO |
$0 | $4,200 | $615 | 4.0/5 | 163 |
| Humana Total Complete H4461-046 (HMO) Humana · HMO |
$0 | $2,700 | $615 | 4.0/5 | 668 |
| Humana Gold Plus H0028-014 (HMO) Humana · HMO |
$0 | $2,700 | $615 | 3.5/5 | 290 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 3.5/5 | 294 |
| Humana Gold Plus Giveback H0028-065 (HMO) Humana · HMO |
$0 | $4,200 | $615 | 3.5/5 | 99 |
| Anthem Medicare Advantage (HMO-POS) Anthem HealthKeepers · HMO-POS |
$0 | $3,500 | $210 | 3.5/5 | 421 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO |
$0 | $6,751 | Not published | 3.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,700 | Not published | 3.5/5 | 29 |
| Humana Value Choice H5216-318 (PPO) Humana · PPO |
$0 | $3,500 | $615 | 3.5/5 | 129 |
| Humana Full Access H5216-407 (PPO) Humana · PPO |
$0 | $5,000 | $400 | 3.5/5 | 31 |
| Essence Advantage Choice (PPO) Essence Healthcare · PPO |
$0 | $5,400 | $340 | 3.5/5 | 272 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $6,000 | $615 | 3.0/5 | 43 |
| Wellcare Giveback (HMO-POS) Wellcare · HMO-POS |
$0 | $7,000 | $615 | 3.0/5 | 28 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $6,000 | $615 | 3.0/5 | 15 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $4,000 | Not published | 3.0/5 | 11 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $5,500 | Not published | 2.5/5 | 19 |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$14.10 | $3,200 | $615 | 4.0/5 | 116 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$23.70 | $9,250 | $615 | 3.5/5 | 53 |
| UHC Dual Complete MO-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$25.10 | $9,250 | $615 | 4.0/5 | 180 |
| HumanaChoice SNP-DE H7617-006 (PPO D-SNP) Humana · PPO D-SNP |
$26.90 | $9,250 | $615 | 4.5/5 | 100 |
| HumanaChoice SNP-DE H5216-164 (PPO D-SNP) Humana · PPO D-SNP |
$28.20 | $9,250 | $615 | 3.5/5 | 105 |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP |
$30.10 | $9,250 | $615 | 3.0/5 | 20 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$30.40 | $9,250 | $615 | 3.5/5 | 87 |
| Aetna Medicare Value Plus (HMO-POS) Aetna Medicare · HMO-POS |
$30.90 | $4,200 | $615 | 4.0/5 | 56 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$31.90 | $9,250 | $615 | 3.0/5 | 18 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$32.60 | $3,600 | $615 | 3.0/5 | 13 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem HealthKeepers · HMO D-SNP |
$33.40 | $9,250 | $615 | 3.5/5 | 62 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$35.20 | $9,250 | $615 | 3.5/5 | 163 |
| Aetna Medicare Enhanced Extra (HMO-POS) Aetna Medicare · HMO-POS |
$40.00 | $5,900 | $615 | 4.0/5 | 31 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$40.00 | $9,250 | $515 | 3.0/5 | Fewer than 11 |
| UHC Dual Complete MO-S002 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | 14 |
| Provider Partners Missouri Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | 48 |
| Provider Partners Missouri Essential Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$43.00 | $9,250 | $615 | 4.0/5 | 652 |
| American Health Advantage of Missouri (HMO I-SNP) American Health Advantage of Missouri · HMO I-SNP |
$43.00 | $9,250 | $615 | Not enough data to rate | 14 |
| American Health Advantage of Missouri Choice (HMO I-SNP) American Health Advantage of Missouri · HMO I-SNP |
$43.00 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| HumanaChoice R1532-002 (Regional PPO) Humana · Regional PPO |
$50.00 | $7,450 | $615 | 2.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC ST-0001 (PPO) UnitedHealthcare · PPO |
$53.00 | $4,500 | $520 | 4.0/5 | 256 |
| UHC Complete Care AM-1 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP |
$56.00 | $6,700 | $600 | 3.0/5 | Fewer than 11 |
| Essence Advantage Plus (HMO) Essence Healthcare · HMO |
$59.00 | $2,900 | $0 | 4.5/5 | 31 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$60.00 | $7,500 | $615 | 4.0/5 | 16 |
| UHC Medicare Advantage AM-0002 (Regional PPO) UnitedHealthcare · Regional PPO |
$106.00 | $9,250 | $600 | 3.0/5 | Fewer than 11 |
| Essence Advantage Premier Plus (PPO) Essence Healthcare · PPO |
$254.00 | $2,000 | $615 | 3.5/5 | Fewer than 11 |
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Plans arriving in or leaving Franklin County, and premiums moving, when CMS republishes.
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Nearby and related
All Missouri counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.