Medicare plans in Clay County, MO
61 plans are approved for Clay County, and 31 of them have no monthly premium. 52 carry a CMS star rating.
48.0% of the 49,187 people eligible for Medicare in Clay County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| UHC Complete Care MO-1 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$0 | $4,900 | $440 | 4.5/5 | 515 |
| Humana Value Choice H7617-010 (PPO) Humana · PPO |
$0 | $3,400 | $615 | 4.5/5 | 3,471 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,700 | Not published | 4.5/5 | 207 |
| Humana Essentials Plus Giveback H7617-017 (PPO) Humana · PPO |
$0 | $5,000 | $615 | 4.5/5 | 1,398 |
| Provider Partners Missouri Community Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$0 | $3,750 | $615 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.0/5 | 630 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,500 | Not published | 4.0/5 | 45 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $4,200 | $615 | 4.0/5 | 475 |
| Aetna Medicare Signature Extra (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $5,200 | $615 | 4.0/5 | 407 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $6,750 | $615 | 4.0/5 | 169 |
| AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $5,900 | $520 | 4.0/5 | 460 |
| AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $440 | 4.0/5 | 221 |
| AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | Not published | 4.0/5 | 121 |
| Humana Total Complete Giveback H4461-047 (HMO-POS) Humana · HMO-POS |
$0 | $4,200 | $615 | 4.0/5 | 2,458 |
| Humana Gold Plus H0028-054 (HMO-POS) Humana · HMO-POS |
$0 | $2,800 | $400 | 3.5/5 | 869 |
| Humana Gold Plus Giveback H0028-066 (HMO-POS) Humana · HMO-POS |
$0 | $4,200 | $615 | 3.5/5 | 565 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,700 | Not published | 3.5/5 | 226 |
| Humana Value Choice H5216-318 (PPO) Humana · PPO |
$0 | $3,400 | $615 | 3.5/5 | 1,386 |
| Humana Essentials Plus Giveback H5216-405 (PPO) Humana · PPO |
$0 | $5,000 | $615 | 3.5/5 | 304 |
| AARP Medicare Advantage Essentials from UHC KC-4 (PPO) UnitedHealthcare · PPO |
$0 | $4,900 | $600 | 3.5/5 | 1,041 |
| AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 3.5/5 | 128 |
| AARP Medicare Advantage Extras from UHC KC-5 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 3.5/5 | 770 |
| Wellcare Simple (HMO-POS) Wellcare · HMO-POS |
$0 | $6,000 | $615 | 3.0/5 | 83 |
| Wellcare Simple Open (PPO) Wellcare · PPO |
$0 | $6,000 | $615 | 3.0/5 | 33 |
| Wellcare Patriot Giveback Open (PPO) Wellcare · PPO |
$0 | $4,000 | Not published | 3.0/5 | 31 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $6,425 | $200 | 3.0/5 | 18 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $4,250 | $200 | 3.0/5 | 62 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $6,750 | $0 | 3.0/5 | 46 |
| Humana USAA Honor Giveback (Regional PPO) Humana · Regional PPO |
$0 | $5,500 | Not published | 2.5/5 | 65 |
| DEVOTED CORE 003 MO (HMO) Devoted Health · HMO |
$0 | $3,600 | $375 | Too new to be rated | 72 |
| DEVOTED GIVEBACK 004 MO (HMO) Devoted Health · HMO |
$0 | $7,000 | $605 | Too new to be rated | 91 |
| Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$5.40 | $9,250 | $615 | 3.5/5 | 336 |
| UHC Dual Complete MO-V001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$14.10 | $3,200 | $615 | 4.0/5 | 103 |
| Humana Gold Plus SNP-DE H4461-044 (HMO-POS D-SNP) Humana · HMO-POS D-SNP |
$16.90 | $9,250 | $615 | 4.0/5 | 474 |
| Humana Gold Plus H0028-017 (HMO) Humana · HMO |
$18.00 | $6,800 | $615 | 3.5/5 | 385 |
| UHC Dual Complete MO-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$25.10 | $9,250 | $615 | 4.0/5 | 203 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$26.70 | $9,250 | $615 | 3.5/5 | 58 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$27.70 | $9,250 | $615 | 3.5/5 | 130 |
| UHC Complete Care Support AM-1A (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP |
$30.10 | $9,250 | $615 | 3.0/5 | 15 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$31.90 | $9,250 | $615 | 3.0/5 | 11 |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare · HMO-POS D-SNP |
$32.60 | $3,600 | $615 | 3.0/5 | Fewer than 11 |
| DEVOTED DUAL PLUS 007 MO (HMO D-SNP) Devoted Health · HMO D-SNP |
$33.50 | $9,250 | $615 | Too new to be rated | Fewer than 11 |
| DEVOTED DUAL FULL 011 MO (HMO D-SNP) Devoted Health · HMO D-SNP |
$35.80 | $9,250 | $615 | Too new to be rated | 26 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare · HMO |
$36.40 | $4,900 | $615 | 4.0/5 | 156 |
| Humana Gold Choice H8145-006 (PFFS) Humana · PFFS |
$37.00 | $6,800 | $615 | 3.5/5 | 16 |
| DEVOTED DUAL 008 MO (HMO D-SNP) Devoted Health · HMO D-SNP |
$37.10 | $3,600 | $615 | Too new to be rated | Fewer than 11 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare · PPO D-SNP |
$40.00 | $9,250 | $515 | 3.0/5 | Fewer than 11 |
| UHC Nursing Home Plan MO-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | 19 |
| UHC Dual Complete MO-S002 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | 175 |
| Provider Partners Missouri Advantage Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| Provider Partners Missouri Essential Plan (HMO I-SNP) Provider Partners Health Plans · HMO I-SNP |
$43.00 | $9,250 | $615 | 4.5/5 | Fewer than 11 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$43.00 | $9,250 | $615 | 4.0/5 | 645 |
| DEVOTED C-SNP PREMIUM 013 MO (HMO C-SNP) Devoted Health · HMO C-SNP |
$43.00 | $4,200 | $615 | Too new to be rated | 37 |
| DEVOTED C-SNP PLUS 016 MO (HMO C-SNP) Devoted Health · HMO C-SNP |
$43.00 | $9,250 | $615 | Too new to be rated | 12 |
| American Health Advantage of Missouri (HMO I-SNP) American Health Advantage of Missouri · HMO I-SNP |
$43.00 | $9,250 | $615 | Not enough data to rate | 34 |
| American Health Advantage of Missouri Choice (HMO I-SNP) American Health Advantage of Missouri · HMO I-SNP |
$43.00 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| AARP Medicare Advantage from UHC KC-0003 (HMO-POS) UnitedHealthcare · HMO-POS |
$49.00 | $3,800 | $440 | 4.0/5 | 160 |
| HumanaChoice R1532-002 (Regional PPO) Humana · Regional PPO |
$50.00 | $7,450 | $615 | 2.5/5 | Fewer than 11 |
| UHC Complete Care AM-1 (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP |
$56.00 | $6,700 | $600 | 3.0/5 | 12 |
| HumanaChoice H5216-032 (PPO) Humana · PPO |
$63.00 | $9,250 | $615 | 3.5/5 | 62 |
| UHC Medicare Advantage AM-0002 (Regional PPO) UnitedHealthcare · Regional PPO |
$106.00 | $9,250 | $600 | 3.0/5 | 25 |
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Plans arriving in or leaving Clay County, and premiums moving, when CMS republishes.
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Nearby and related
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.