Medicare plans in St. Mary's County, MD
12 plans are approved for St. Mary's County, and 6 of them have no monthly premium. 12 carry a CMS star rating.
16.9% of the 20,602 people eligible for Medicare in St. Mary's County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| CareFirst BlueCross BlueShield Advantage Essential (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$0 | $8,300 | $0 | 4.0/5 | 562 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$0 | $5,900 | Not published | 4.0/5 | 31 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 54 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 25 |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) Humana · PPO D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 117 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) CareFirst BlueCross BlueShield Advantage DualPrime · HMO D-SNP |
$0 | $8,850 | $615 | 3.5/5 | 39 |
| UHC Dual Complete MD-S002 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$3.60 | $9,250 | $615 | 3.5/5 | 233 |
| HumanaChoice H7617-044 (PPO) Humana · PPO |
$9.30 | $7,550 | $615 | 4.5/5 | 788 |
| HumanaChoice H5216-376 (PPO) Humana · PPO |
$9.40 | $7,550 | $615 | 3.5/5 | 181 |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) Humana · PPO D-SNP |
$28.40 | $9,250 | $615 | 3.5/5 | 74 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$42.00 | $7,300 | $0 | 4.0/5 | 190 |
| HumanaChoice H5216-387 (PPO) Humana · PPO |
$54.00 | $7,550 | $500 | 3.5/5 | 44 |
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.