Medicare plans in Montgomery County, MD
40 plans are approved for Montgomery County, and 16 of them have no monthly premium. 39 carry a CMS star rating.
22.5% of the 199,446 people eligible for Medicare in Montgomery County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Erickson Advantage Liberty no Rx (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,750 | Not published | 5.0/5 | 20 |
| Erickson Advantage Guardian (HMO-POS I-SNP) UnitedHealthcare · HMO-POS I-SNP |
$0 | $1,000 | $0 | 5.0/5 | Fewer than 11 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) Kaiser Permanente · HMO |
$0 | $5,900 | Not published | 4.5/5 | 166 |
| Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP) Kaiser Permanente · HMO D-SNP |
$0 | $9,250 | $210 | 4.5/5 | 1,141 |
| Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP) Kaiser Permanente · HMO D-SNP |
$0 | $9,250 | $200 | 4.5/5 | 297 |
| Kaiser Permanente Medicare Advantage Value 1 MD (HMO) Kaiser Permanente · HMO |
$0 | $8,200 | $0 | 4.5/5 | 7,594 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 111 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$0 | $8,300 | $0 | 4.0/5 | 4,000 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$0 | $5,900 | Not published | 4.0/5 | 131 |
| Johns Hopkins Advantage MD Tribute (HMO) Johns Hopkins Advantage MD · HMO |
$0 | $6,800 | Not published | 3.5/5 | 18 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 183 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 70 |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) Humana · PPO D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 479 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) CareFirst BlueCross BlueShield Advantage DualPrime · HMO D-SNP |
$0 | $8,850 | $615 | 3.5/5 | 833 |
| Alterwood Advantage Freedom (HMO) Alterwood Advantage · HMO |
$0 | $9,250 | Not published | 3.5/5 | Fewer than 11 |
| Alterwood Advantage Select (HMO) Alterwood Advantage · HMO |
$0 | $7,500 | $295 | 3.5/5 | 242 |
| UHC Dual Complete MD-S002 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$3.60 | $9,250 | $615 | 3.5/5 | 1,449 |
| Johns Hopkins Advantage MD Primary (PPO) Johns Hopkins Advantage MD · PPO |
$5.00 | $7,550 | $590 | 3.5/5 | 553 |
| HumanaChoice H5216-376 (PPO) Humana · PPO |
$9.40 | $7,550 | $615 | 3.5/5 | 1,795 |
| Erickson Advantage Liberty (HMO-POS) UnitedHealthcare · HMO-POS |
$14.00 | $6,750 | $600 | 5.0/5 | 42 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$27.80 | $9,250 | $615 | 4.5/5 | 309 |
| Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS) Kaiser Permanente · HMO-POS |
$28.00 | $7,500 | $150 | 4.5/5 | 1,882 |
| Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) Kaiser Permanente · HMO-POS |
$28.00 | $7,900 | $0 | 4.5/5 | 5,410 |
| Alterwood Advantage Dual Secure (HMO D-SNP) Alterwood Advantage · HMO D-SNP |
$28.10 | $9,250 | $615 | 3.5/5 | 43 |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) Humana · PPO D-SNP |
$28.40 | $9,250 | $615 | 3.5/5 | 408 |
| Alterwood Advantage Choice (HMO) Alterwood Advantage · HMO |
$30.00 | $7,500 | $0 | 3.5/5 | 87 |
| Johns Hopkins Advantage MD D-SNP (HMO D-SNP) Johns Hopkins Advantage MD · HMO D-SNP |
$31.20 | $9,250 | $615 | 3.5/5 | 139 |
| Alterwood Advantage Dual Value (HMO D-SNP) Alterwood Advantage · HMO D-SNP |
$31.20 | $9,250 | $615 | 3.5/5 | 71 |
| CommuniCare Advantage ISNP (HMO I-SNP) Communicare Advantage · HMO I-SNP |
$31.20 | $9,250 | $615 | Not enough data to rate | 32 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$42.00 | $7,300 | $0 | 4.0/5 | 1,661 |
| Johns Hopkins Advantage MD (HMO) Johns Hopkins Advantage MD · HMO |
$45.00 | $8,950 | $590 | 3.5/5 | 1,225 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO |
$46.00 | $6,750 | $615 | 4.5/5 | 2,185 |
| HumanaChoice H5216-387 (PPO) Humana · PPO |
$54.00 | $7,550 | $500 | 3.5/5 | 292 |
| Erickson Advantage Freedom (HMO-POS) UnitedHealthcare · HMO-POS |
$89.00 | $4,900 | $355 | 5.0/5 | 38 |
| Johns Hopkins Advantage MD (PPO) Johns Hopkins Advantage MD · PPO |
$95.00 | $7,550 | $615 | 3.5/5 | 283 |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) Kaiser Permanente · HMO-POS |
$104.00 | $5,700 | $0 | 4.5/5 | 1,703 |
| Alterwood Advantage Choice Plus (HMO) Alterwood Advantage · HMO |
$122.00 | $6,500 | $0 | 3.5/5 | Fewer than 11 |
| Johns Hopkins Advantage MD Plus (PPO) Johns Hopkins Advantage MD · PPO |
$155.00 | $7,550 | $615 | 3.5/5 | 144 |
| Erickson Advantage Signature (HMO-POS) UnitedHealthcare · HMO-POS |
$182.00 | $2,900 | $270 | 5.0/5 | 183 |
| Erickson Advantage Champion (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$182.00 | $3,400 | $270 | 5.0/5 | Fewer than 11 |
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Plans arriving in or leaving Montgomery County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.