Advantage Index

Medicare plans in Howard County, MD

34 plans are approved for Howard County, and 14 of them have no monthly premium. 28 carry a CMS star rating.

19.3% of the 59,539 people eligible for Medicare in Howard County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
Kaiser Permanente Medicare Advantage Liberty (HMO)
Kaiser Permanente · HMO
$0 $5,900 Not published 4.5/5 35
Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP)
Kaiser Permanente · HMO D-SNP
$0 $9,250 $295 4.5/5 135
Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP)
Kaiser Permanente · HMO D-SNP
$0 $9,250 $200 4.5/5 23
Kaiser Permanente Medicare Advantage Value 2 MD (HMO)
Kaiser Permanente · HMO
$0 $8,900 $0 4.5/5 833
CareFirst BlueCross BlueShield Advantage Essential (PPO)
CareFirst BlueCross BlueShield Medicare Advantage · PPO
$0 $8,300 $0 4.0/5 1,546
CareFirst BlueCross BlueShield Advantage Salute (PPO)
CareFirst BlueCross BlueShield Medicare Advantage · PPO
$0 $5,900 Not published 4.0/5 49
Johns Hopkins Advantage MD Tribute (HMO)
Johns Hopkins Advantage MD · HMO
$0 $6,800 Not published 3.5/5 12
Humana USAA Honor Giveback (HMO)
Humana · HMO
$0 $6,750 Not published 3.5/5 60
Humana Gold Plus H6622-095 (HMO)
Humana · HMO
$0 $9,250 $615 3.5/5 734
CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)
CareFirst BlueCross BlueShield Advantage DualPrime · HMO D-SNP
$0 $8,850 $615 3.5/5 418
Alterwood Advantage Freedom (HMO)
Alterwood Advantage · HMO
$0 $9,250 Not published 3.5/5 Fewer than 11
Alterwood Advantage Select (HMO)
Alterwood Advantage · HMO
$0 $7,500 $295 3.5/5 181
KeyCare Advantage Plus (HMO C-SNP)
KeyCare Advantage · HMO C-SNP
$0 $6,900 $300 Not enough data to rate Fewer than 11
Provider Partners Maryland Community Plan (HMO I-SNP)
Provider Partners Health Plans · HMO I-SNP
$0 $3,750 $615 Not enough data to rate Fewer than 11
UHC Dual Complete MD-S002 (HMO D-SNP)
UnitedHealthcare · HMO D-SNP
$3.60 $9,250 $615 3.5/5 271
Johns Hopkins Advantage MD Primary (PPO)
Johns Hopkins Advantage MD · PPO
$5.00 $7,550 $590 3.5/5 310
KeyCare Advantage (HMO I-SNP)
KeyCare Advantage · HMO I-SNP
$23.20 $8,950 $615 Not enough data to rate Fewer than 11
UHC Nursing Home Plan EX-F004 (PPO I-SNP)
UnitedHealthcare · PPO I-SNP
$27.80 $9,250 $615 4.5/5 Fewer than 11
Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS)
Kaiser Permanente · HMO-POS
$28.00 $7,500 $150 4.5/5 474
Alterwood Advantage Dual Secure (HMO D-SNP)
Alterwood Advantage · HMO D-SNP
$28.10 $9,250 $615 3.5/5 25
Alterwood Advantage Choice (HMO)
Alterwood Advantage · HMO
$30.00 $7,500 $0 3.5/5 48
Johns Hopkins Advantage MD D-SNP (HMO D-SNP)
Johns Hopkins Advantage MD · HMO D-SNP
$31.20 $9,250 $615 3.5/5 87
Alterwood Advantage Dual Value (HMO D-SNP)
Alterwood Advantage · HMO D-SNP
$31.20 $9,250 $615 3.5/5 29
CommuniCare Advantage ISNP (HMO I-SNP)
Communicare Advantage · HMO I-SNP
$31.20 $9,250 $615 Not enough data to rate 18
Provider Partners Maryland Advantage Plan (HMO I-SNP)
Provider Partners Health Plans · HMO I-SNP
$31.20 $9,250 $615 Not enough data to rate Fewer than 11
Provider Partners Maryland Essential Plan (HMO I-SNP)
Provider Partners Health Plans · HMO I-SNP
$31.20 $9,250 $615 Not enough data to rate Fewer than 11
Humana Gold Plus H6622-081 (HMO)
Humana · HMO
$35.00 $8,950 $615 3.5/5 202
Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS)
Kaiser Permanente · HMO-POS
$38.00 $8,900 $0 4.5/5 580
CareFirst BlueCross BlueShield Advantage Complete (PPO)
CareFirst BlueCross BlueShield Medicare Advantage · PPO
$42.00 $7,300 $0 4.0/5 642
Johns Hopkins Advantage MD (HMO)
Johns Hopkins Advantage MD · HMO
$45.00 $8,950 $590 3.5/5 627
Johns Hopkins Advantage MD (PPO)
Johns Hopkins Advantage MD · PPO
$95.00 $7,550 $615 3.5/5 398
Kaiser Permanente Medicare Advantage High MD (HMO-POS)
Kaiser Permanente · HMO-POS
$104.00 $5,700 $0 4.5/5 198
Alterwood Advantage Choice Plus (HMO)
Alterwood Advantage · HMO
$122.00 $6,500 $0 3.5/5 Fewer than 11
Johns Hopkins Advantage MD Plus (PPO)
Johns Hopkins Advantage MD · PPO
$155.00 $7,550 $615 3.5/5 332

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Plans arriving in or leaving Howard County, and premiums moving, when CMS republishes.

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Nearby and related

All Maryland counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.