Medicare plans in Cecil County, MD
19 plans are approved for Cecil County, and 9 of them have no monthly premium. 19 carry a CMS star rating.
21.8% of the 22,282 people eligible for Medicare in Cecil County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| CareFirst BlueCross BlueShield Advantage Essential (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$0 | $8,300 | $0 | 4.0/5 | 417 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$0 | $5,900 | Not published | 4.0/5 | 36 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 122 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 61 |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) Humana · PPO D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 33 |
| UHC Dual Complete MD-Q001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $475 | 3.5/5 | 190 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) CareFirst BlueCross BlueShield Advantage DualPrime · HMO D-SNP |
$0 | $8,850 | $615 | 3.5/5 | 115 |
| Alterwood Advantage Freedom (HMO) Alterwood Advantage · HMO |
$0 | $9,250 | Not published | 3.5/5 | 13 |
| Alterwood Advantage Select (HMO) Alterwood Advantage · HMO |
$0 | $7,500 | $295 | 3.5/5 | 282 |
| UHC Dual Complete MD-S002 (HMO D-SNP) UnitedHealthcare · HMO D-SNP |
$3.60 | $9,250 | $615 | 3.5/5 | 200 |
| HumanaChoice H7617-044 (PPO) Humana · PPO |
$9.30 | $7,550 | $615 | 4.5/5 | 250 |
| HumanaChoice H5216-376 (PPO) Humana · PPO |
$9.40 | $7,550 | $615 | 3.5/5 | 459 |
| Alterwood Advantage Dual Secure (HMO D-SNP) Alterwood Advantage · HMO D-SNP |
$28.10 | $9,250 | $615 | 3.5/5 | 42 |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) Humana · PPO D-SNP |
$28.40 | $9,250 | $615 | 3.5/5 | 49 |
| Alterwood Advantage Choice (HMO) Alterwood Advantage · HMO |
$30.00 | $7,500 | $0 | 3.5/5 | 322 |
| Alterwood Advantage Dual Value (HMO D-SNP) Alterwood Advantage · HMO D-SNP |
$31.20 | $9,250 | $615 | 3.5/5 | 78 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) CareFirst BlueCross BlueShield Medicare Advantage · PPO |
$42.00 | $7,300 | $0 | 4.0/5 | 174 |
| HumanaChoice H5216-387 (PPO) Humana · PPO |
$54.00 | $7,550 | $500 | 3.5/5 | 185 |
| Alterwood Advantage Choice Plus (HMO) Alterwood Advantage · HMO |
$122.00 | $6,500 | $0 | 3.5/5 | 62 |
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Plans arriving in or leaving Cecil County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.