Medicare plans in Effingham County, GA
62 plans are approved for Effingham County, and 38 of them have no monthly premium. 57 carry a CMS star rating.
53.4% of the 12,082 people eligible for Medicare in Effingham County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Clover Health LiveHealthy (PPO) Clover Health · PPO |
$0 | $6,700 | $0 | 4.5/5 | 258 |
| Clover Health Valor (PPO) Clover Health · PPO |
$0 | $7,499 | Not published | 4.5/5 | Fewer than 11 |
| Clover Health LiveHealthy Giveback (PPO) Clover Health · PPO |
$0 | $9,250 | $590 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Signature (HMO) Aetna Medicare · HMO |
$0 | $9,250 | $615 | 4.5/5 | 135 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 14 |
| HumanaChoice H7617-093 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 4.5/5 | 374 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,250 | Not published | 4.5/5 | 53 |
| UHC Medicare Advantage GA-2 (PPO) UnitedHealthcare · PPO |
$0 | $9,250 | $600 | 4.0/5 | 245 |
| UHC Complete Care GA-3 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$0 | $9,250 | $520 | 4.0/5 | 359 |
| AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 4.0/5 | 53 |
| Aetna Medicare Eagle Plus (PPO) Aetna Medicare · PPO |
$0 | $8,900 | Not published | 4.0/5 | Fewer than 11 |
| Aetna Medicare Elite (PPO) Aetna Medicare · PPO |
$0 | $9,250 | $615 | 4.0/5 | 509 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield · PPO |
$0 | $9,250 | Not published | 4.0/5 | Fewer than 11 |
| Humana Gold Plus SNP-DE H4141-003 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $615 | 4.0/5 | 101 |
| Humana Gold Plus SNP-DE H4141-024 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $615 | 4.0/5 | 33 |
| Humana Gold Plus SNP-DE H4141-025 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC GA-5 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $520 | 4.0/5 | 228 |
| UHC Dual Complete GA-D2 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 4.0/5 | 218 |
| UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 4.0/5 | Fewer than 11 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $6,751 | $615 | 3.5/5 | 108 |
| Aetna Medicare Eagle Plus (PPO) Aetna Medicare · PPO |
$0 | $8,900 | Not published | 3.5/5 | Fewer than 11 |
| HumanaChoice Giveback H5216-154 (PPO) Humana · PPO |
$0 | $9,250 | $615 | 3.5/5 | 68 |
| HumanaChoice H5216-157 (PPO) Humana · PPO |
$0 | $9,250 | Not published | 3.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,700 | Not published | 3.5/5 | 11 |
| Humana Together in Health (PPO I-SNP) Humana · PPO I-SNP |
$0 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana · PPO C-SNP |
$0 | $9,250 | $450 | 3.5/5 | 254 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $9,250 | Not published | 3.5/5 | 145 |
| HumanaChoice H5216-421 (PPO) Humana · PPO |
$0 | $9,250 | $450 | 3.5/5 | 257 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS |
$0 | $9,250 | $250 | 3.5/5 | 116 |
| Anthem Veteran (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS |
$0 | $9,250 | Not published | 3.5/5 | Fewer than 11 |
| Anthem Kidney Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield · HMO-POS C-SNP |
$0 | $5,900 | $0 | 3.5/5 | Fewer than 11 |
| Anthem Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP |
$0 | $9,250 | $355 | 3.5/5 | 12 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield · HMO D-SNP |
$0 | $9,250 | $520 | 3.5/5 | Fewer than 11 |
| HumanaChoice R0110-019 (Regional PPO) Humana · Regional PPO |
$0 | $7,550 | Not published | 3.5/5 | Fewer than 11 |
| HealthSpring True Choice (PPO) HealthSpring · PPO |
$0 | $6,800 | $250 | 3.0/5 | 23 |
| DEVOTED CHOICE MA ONLY 003 GA (PPO) Devoted Health · PPO |
$0 | $9,250 | Not published | Too new to be rated | 24 |
| DEVOTED CHOICE 010 GA (PPO) Devoted Health · PPO |
$0 | $8,650 | $460 | Too new to be rated | 126 |
| DEVOTED CHOICE GIVEBACK 011 GA (PPO) Devoted Health · PPO |
$0 | $9,250 | $605 | Too new to be rated | 175 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0.40 | $9,250 | $615 | 4.5/5 | 130 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$3.40 | $6,750 | $615 | 3.5/5 | Fewer than 11 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$3.40 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| HumanaChoice H5216-466 (PPO) Humana · PPO |
$7.00 | $9,250 | $615 | 3.5/5 | 48 |
| UHC Dual Complete GA-S3 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$11.10 | $9,250 | $615 | 4.0/5 | 105 |
| Aetna Medicare Dual Extra Care (PPO D-SNP) Aetna Medicare · PPO D-SNP |
$13.70 | $9,250 | $615 | 4.0/5 | 55 |
| Aetna Medicare Dual Care (PPO D-SNP) Aetna Medicare · PPO D-SNP |
$14.60 | $9,250 | $615 | 4.0/5 | 37 |
| UHC Complete Care Support GS-1A (Regional PPO C-SNP) UnitedHealthcare · Regional PPO C-SNP |
$18.10 | $9,250 | $615 | 4.0/5 | Fewer than 11 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare · PPO |
$20.80 | $9,250 | $615 | 4.0/5 | 95 |
| Clover Health LiveHealthy Value (PPO) Clover Health · PPO |
$25.00 | $6,500 | $150 | 4.5/5 | 22 |
| UHC Dual Complete GA-S2 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$25.40 | $9,250 | $615 | 5.0/5 | 26 |
| UHC Dual Complete GA-S1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$25.40 | $9,250 | $615 | 5.0/5 | 118 |
| UHC Dual Complete GA-V1 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$25.40 | $7,900 | $615 | 5.0/5 | 122 |
| Georgia Health Advantage (HMO I-SNP) Georgia Health Advantage · HMO I-SNP |
$25.40 | $9,250 | $615 | 5.0/5 | Fewer than 11 |
| Georgia Health Advantage Choice (HMO I-SNP) Georgia Health Advantage · HMO I-SNP |
$25.40 | $9,250 | $615 | 5.0/5 | Fewer than 11 |
| UHC Complete Care Support GA-9 (PPO C-SNP) UnitedHealthcare · PPO C-SNP |
$25.40 | $7,900 | $615 | 4.0/5 | 198 |
| Humana Dual Select H5216-206 (PPO D-SNP) Humana · PPO D-SNP |
$25.40 | $9,250 | $615 | 3.5/5 | 29 |
| HumanaChoice H5216-280 (PPO) Humana · PPO |
$25.40 | $9,250 | $615 | 3.5/5 | 130 |
| Anthem Extra Help (HMO-POS) Anthem Blue Cross and Blue Shield · HMO-POS |
$25.40 | $5,900 | $390 | 3.5/5 | 26 |
| DEVOTED C-SNP CHOICE PLUS 016 GA (PPO C-SNP) Devoted Health · PPO C-SNP |
$25.40 | $9,250 | $615 | Too new to be rated | 40 |
| DEVOTED C-SNP CHOICE PREMIUM 017 GA (PPO C-SNP) Devoted Health · PPO C-SNP |
$25.40 | $8,950 | $615 | Too new to be rated | 44 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare · PPO |
$43.00 | $9,250 | $615 | 3.5/5 | 32 |
| Anthem Medicare Advantage 2 (PPO) Anthem Blue Cross and Blue Shield · PPO |
$82.00 | $9,250 | $200 | 4.0/5 | Fewer than 11 |
| Humana Full Access R0110-020 (Regional PPO) Humana · Regional PPO |
$100.00 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
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Plans arriving in or leaving Effingham County, and premiums moving, when CMS republishes.
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Nearby and related
All Georgia counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.