Medicare plans in St. Lucie County, FL
91 plans are approved for St. Lucie County, and 67 of them have no monthly premium. 83 carry a CMS star rating.
56.8% of the 101,951 people eligible for Medicare in St. Lucie County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| DEVOTED GIVEBACK 045 FL (HMO) Devoted Health · HMO |
$0 | $6,750 | $605 | 5.0/5 | 401 |
| DEVOTED CORE 046 FL (HMO) Devoted Health · HMO |
$0 | $4,900 | $615 | 5.0/5 | 51 |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $9,250 | $615 | 5.0/5 | 542 |
| DEVOTED CORE 066 FL (HMO) Devoted Health · HMO |
$0 | $4,900 | $0 | 5.0/5 | 105 |
| Humana Gold Plus H1036-229 (HMO) Humana · HMO |
$0 | $3,800 | $615 | 4.5/5 | 1,480 |
| Humana Gold Plus Giveback H1036-286 (HMO) Humana · HMO |
$0 | $5,500 | $0 | 4.5/5 | 1,417 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,350 | $615 | 4.5/5 | 1,202 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,350 | $615 | 4.5/5 | 249 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 4.5/5 | 743 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 424 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,800 | $270 | 4.5/5 | 2,067 |
| AARP Medicare Advantage from UHC FL-001P (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,900 | $270 | 4.5/5 | 1,276 |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $442 | 4.5/5 | 1,942 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $3,400 | $270 | 4.5/5 | 863 |
| AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.5/5 | 51 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 100 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $3,300 | $200 | 4.5/5 | 419 |
| Aetna Medicare Select Extra (HMO-POS) Aetna Medicare · HMO-POS |
$0 | $6,750 | $615 | 4.5/5 | 59 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 293 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $3,900 | $200 | 4.5/5 | 149 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 101 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. · HMO |
$0 | $4,200 | Not published | 4.5/5 | 16 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 198 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 49 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 15 |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 55 |
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $1,750 | $0 | 4.5/5 | 410 |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $3,400 | $0 | 4.5/5 | 307 |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 577 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 107 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,350 | $615 | 4.5/5 | 930 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 41 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,900 | $615 | 4.5/5 | 787 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 118 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 19 |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $6,800 | $0 | 4.5/5 | Fewer than 11 |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $6,800 | $0 | 4.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 4.5/5 | 345 |
| Humana Full Access Giveback H7617-110 (PPO) Humana · PPO |
$0 | $6,700 | $600 | 4.5/5 | 2,993 |
| HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP) Humana · PPO D-SNP |
$0 | $4,900 | $615 | 4.5/5 | 156 |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health · PPO |
$0 | $9,250 | $605 | 4.5/5 | 538 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,200 | $615 | 4.0/5 | 522 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $2,900 | $615 | 4.0/5 | 756 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,000 | Not published | 4.0/5 | 14 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO |
$0 | $6,750 | $615 | 4.0/5 | 163 |
| BlueMedicare Premier (HMO) Florida Blue HMO · HMO |
$0 | $4,200 | $615 | 4.0/5 | 244 |
| AARP Medicare Advantage from UHC FL-0025 (PPO) UnitedHealthcare · PPO |
$0 | $5,900 | $520 | 4.0/5 | 4,017 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.0/5 | 66 |
| Premier by Ultimate (HMO) Ultimate Health Plans · HMO |
$0 | $1,900 | $0 | 4.0/5 | 696 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $2,600 | $0 | 4.0/5 | 180 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $2,800 | $0 | 4.0/5 | 477 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$0 | $500 | $615 | 4.0/5 | 107 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 975 |
| HumanaChoice Florida H5216-062 (PPO) Humana · PPO |
$0 | $4,150 | $615 | 3.5/5 | 3,738 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $4,900 | Not published | 3.5/5 | 452 |
| Humana Full Access Giveback H5216-311 (PPO) Humana · PPO |
$0 | $6,700 | $600 | 3.5/5 | 11,197 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 23 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $6,750 | $615 | 3.5/5 | 91 |
| BlueMedicare Value (PPO) Florida Blue · PPO |
$0 | $9,250 | $615 | 3.5/5 | 1,640 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO |
$0 | $6,750 | Not published | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 17 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $2,700 | $0 | Not enough data to rate | 131 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $3,100 | $0 | Not enough data to rate | 13 |
| Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP) Humana · HMO D-SNP |
$0.10 | $6,650 | $615 | 4.5/5 | 1,172 |
| DEVOTED DUAL 039 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$3.90 | $4,900 | $615 | 5.0/5 | 53 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 141 |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $3,000 | $615 | 4.0/5 | 145 |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 328 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 202 |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 967 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 390 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$4.80 | $500 | $615 | 4.0/5 | 23 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $1,500 | $615 | 3.5/5 | Fewer than 11 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $4,500 | $615 | 3.5/5 | 13 |
| HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP) Humana · PPO D-SNP |
$4.80 | $4,900 | $615 | 3.5/5 | 953 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP |
$4.80 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care · HMO I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care · HMO-POS I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | 29 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care · HMO-POS D-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO |
$41.00 | $7,550 | $615 | 3.5/5 | 55 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO |
$42.00 | $7,550 | Not published | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO |
$62.00 | $9,250 | $600 | 3.5/5 | 189 |
| Aetna Medicare Premier (PPO) Aetna Medicare · PPO |
$74.00 | $6,750 | $615 | 4.5/5 | 30 |
| BlueMedicare Select (PPO) Florida Blue · PPO |
$153.70 | $6,750 | $615 | 3.5/5 | 30 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO |
$184.00 | $6,700 | $615 | 3.5/5 | 17 |
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Plans arriving in or leaving St. Lucie County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.