Medicare plans in Lee County, FL
78 plans are approved for Lee County, and 58 of them have no monthly premium. 72 carry a CMS star rating.
50.5% of the 227,945 people eligible for Medicare in Lee County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Humana Gold Plus H1036-217 (HMO) Humana · HMO |
$0 | $3,800 | $615 | 4.5/5 | 3,341 |
| Humana Gold Plus Giveback H1036-278 (HMO) Humana · HMO |
$0 | $4,400 | $0 | 4.5/5 | 2,259 |
| Humana Gold Plus SNP-DE H1036-285 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $530 | 4.5/5 | 355 |
| Humana USAA Honor Giveback (HMO) Humana · HMO |
$0 | $6,700 | Not published | 4.5/5 | 115 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 4.5/5 | 658 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 4.5/5 | 2,305 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 2,457 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 4.5/5 | 1,198 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 704 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,800 | $270 | 4.5/5 | 6,055 |
| AARP Medicare Advantage from UHC FL-0010 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,400 | $270 | 4.5/5 | 6,411 |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $442 | 4.5/5 | 5,250 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $3,400 | $270 | 4.5/5 | 2,773 |
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.5/5 | 299 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $3,300 | $0 | 4.5/5 | 2,157 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 813 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 129 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. · HMO |
$0 | $4,200 | Not published | 4.5/5 | 46 |
| Freedom Medicare Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $4,200 | $0 | 4.5/5 | 83 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 275 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 618 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 123 |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 42 |
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $2,750 | $0 | 4.5/5 | 277 |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $3,400 | $0 | 4.5/5 | 659 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 215 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,500 | $615 | 4.5/5 | 7,694 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 199 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 550 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 26 |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $6,800 | $0 | 4.5/5 | Fewer than 11 |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $6,800 | $0 | 4.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 4.5/5 | 780 |
| HumanaChoice Florida H7617-109 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 4.5/5 | 1,855 |
| Humana Full Access Giveback H7617-111 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 4.5/5 | 5,190 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $130 | 4.5/5 | 759 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,200 | $615 | 4.0/5 | 352 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $3,000 | $615 | 4.0/5 | 578 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,000 | Not published | 4.0/5 | 51 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO |
$0 | $6,750 | $615 | 4.0/5 | 690 |
| BlueMedicare Premier (HMO) Florida Blue HMO · HMO |
$0 | $4,200 | $615 | 4.0/5 | 1,771 |
| AARP Medicare Advantage from UHC FL-0017 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 4.0/5 | 11,246 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.0/5 | 234 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 4,294 |
| HumanaChoice Florida H5216-072 (PPO) Humana · PPO |
$0 | $5,600 | $615 | 3.5/5 | 1,687 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 159 |
| HumanaChoice Florida H5216-304 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 3.5/5 | 2,420 |
| Humana Full Access Giveback H5216-393 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 3.5/5 | 8,906 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $250 | 3.5/5 | 604 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | 28 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $6,750 | $615 | 3.5/5 | 233 |
| BlueMedicare Value (PPO) Florida Blue · PPO |
$0 | $6,750 | $615 | 3.5/5 | 2,501 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO |
$0 | $6,750 | Not published | 3.5/5 | 38 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 86 |
| Premier Care (HMO I-SNP) Align Senior Care · HMO I-SNP |
$0 | $2,200 | $450 | Not enough data to rate | Fewer than 11 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 187 |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $3,000 | $615 | 4.0/5 | 58 |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 76 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 115 |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 1,573 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 1,164 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana · PPO D-SNP |
$4.80 | $4,900 | $615 | 3.5/5 | 401 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $1,500 | $615 | 3.5/5 | 66 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $4,500 | $615 | 3.5/5 | 26 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP |
$4.80 | $9,250 | $615 | 3.5/5 | 30 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Senior Care (HMO I-SNP) Align Senior Care · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care · HMO I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care · HMO-POS I-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care · HMO-POS D-SNP |
$4.80 | $3,400 | $615 | Not enough data to rate | Fewer than 11 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO |
$41.00 | $7,550 | $615 | 3.5/5 | 116 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO |
$42.00 | $7,550 | Not published | 3.5/5 | 13 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO |
$62.00 | $9,250 | $600 | 3.5/5 | 679 |
| BlueMedicare Select (PPO) Florida Blue · PPO |
$153.70 | $6,750 | $615 | 3.5/5 | 89 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO |
$184.00 | $6,700 | $615 | 3.5/5 | 62 |
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Plans arriving in or leaving Lee County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.