Medicare plans in Lake County, FL
106 plans are approved for Lake County, and 83 of them have no monthly premium. 104 carry a CMS star rating.
58.8% of the 125,741 people eligible for Medicare in Lake County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| DEVOTED CORE 027 FL (HMO) Devoted Health · HMO |
$0 | $3,900 | $615 | 5.0/5 | 86 |
| DEVOTED DUAL 033 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $3,900 | $615 | 5.0/5 | 34 |
| DEVOTED GIVEBACK 035 FL (HMO) Devoted Health · HMO |
$0 | $6,750 | $605 | 5.0/5 | 628 |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) Devoted Health · HMO D-SNP |
$0 | $9,250 | $615 | 5.0/5 | 274 |
| DEVOTED CORE 060 FL (HMO) Devoted Health · HMO |
$0 | $3,900 | $150 | 5.0/5 | 156 |
| CareOne Plus (HMO-POS) CarePlus Health Plans, Inc. · HMO-POS |
$0 | $2,500 | $615 | 4.5/5 | 1,244 |
| CareNeeds Plus (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 317 |
| CareSalute (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $3,900 | Not published | 4.5/5 | 12 |
| CareFree Platinum Giveback (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $3,300 | $0 | 4.5/5 | 1,506 |
| CareAccess (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $3,750 | $615 | 4.5/5 | Fewer than 11 |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 898 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,400 | $615 | 4.5/5 | 976 |
| CareFree Giveback (HMO) CarePlus Health Plans, Inc. · HMO |
$0 | $3,850 | $615 | 4.5/5 | 865 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 636 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 251 |
| CareNeeds Extra (HMO D-SNP) CarePlus Health Plans, Inc. · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 105 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 65 |
| Humana Gold Plus H1036-146 (HMO) Humana · HMO |
$0 | $2,400 | $615 | 4.5/5 | 1,068 |
| Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $320 | 4.5/5 | 359 |
| Humana Gold Plus Giveback H1036-269 (HMO) Humana · HMO |
$0 | $3,200 | $0 | 4.5/5 | 2,847 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $20 | 4.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (HMO) Humana · HMO |
$0 | $6,700 | Not published | 4.5/5 | 50 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,100 | $615 | 4.5/5 | 1,045 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,100 | $615 | 4.5/5 | 221 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 1,181 |
| Humana Community (HMO) Humana · HMO |
$0 | $2,400 | $175 | 4.5/5 | 206 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 204 |
| UHC The Villages Medicare Advantage FL-0004 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,700 | $270 | 4.5/5 | 3,502 |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $442 | 4.5/5 | 1,906 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $2,600 | $270 | 4.5/5 | 1,235 |
| UHC The Villages Medicare Advantage FL-004P (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $2,400 | $270 | 4.5/5 | 7,679 |
| Health First Complete Care H1099-023 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $2,400 | $0 | 4.5/5 | 62 |
| Health First Emerald Plus H1099-024 (HMO) Health First Health Plans, Inc. · HMO |
$0 | $3,200 | $0 | 4.5/5 | 107 |
| Health First Premier Access H1099-025 (HMO-POS) Health First Health Plans, Inc. · HMO-POS |
$0 | $4,500 | $200 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare · HMO C-SNP |
$0 | $5,500 | $200 | 4.5/5 | 101 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $4,150 | $200 | 4.5/5 | 226 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. · HMO |
$0 | $4,200 | Not published | 4.5/5 | 12 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $1,000 | $0 | 4.5/5 | 559 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 3,857 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 828 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 616 |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 84 |
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $2,000 | $0 | 4.5/5 | 447 |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $3,400 | $0 | 4.5/5 | 1,858 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $490 | 4.5/5 | Fewer than 11 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 55 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,900 | $615 | 4.5/5 | 1,814 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 53 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $5,900 | $615 | 4.5/5 | 670 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 42 |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Optimum Gold Rewards Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $4,200 | $0 | 4.5/5 | 46 |
| Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | 13 |
| Optimum Diamond Savings COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | Fewer than 11 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 4.5/5 | 328 |
| HumanaChoice Florida H7617-109 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 4.5/5 | 348 |
| Humana Full Access Giveback H7617-111 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 4.5/5 | 1,365 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $130 | 4.5/5 | 249 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,200 | $615 | 4.0/5 | 222 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $3,500 | $615 | 4.0/5 | 287 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,000 | Not published | 4.0/5 | 25 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO |
$0 | $6,750 | $615 | 4.0/5 | 279 |
| BlueMedicare Premier (HMO) Florida Blue HMO · HMO |
$0 | $2,700 | $615 | 4.0/5 | 1,997 |
| AARP Medicare Advantage from UHC FL-0024 (PPO) UnitedHealthcare · PPO |
$0 | $5,900 | $600 | 4.0/5 | 4,552 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.0/5 | 276 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $2,600 | $0 | 4.0/5 | 172 |
| Premier by Ultimate (HMO) Ultimate Health Plans · HMO |
$0 | $2,500 | $0 | 4.0/5 | 251 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $2,400 | $0 | 4.0/5 | 551 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$0 | $500 | $615 | 4.0/5 | 63 |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 50 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 1,175 |
| HumanaChoice Florida H5216-074 (PPO) Humana · PPO |
$0 | $4,900 | $615 | 3.5/5 | 1,242 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 93 |
| HumanaChoice Florida H5216-304 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 3.5/5 | 1,130 |
| Humana Full Access Giveback H5216-393 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 3.5/5 | 3,104 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $250 | 3.5/5 | 195 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | Fewer than 11 |
| HealthSpring Preferred (HMO) HealthSpring · HMO |
$0 | $2,000 | $200 | 3.5/5 | 420 |
| HealthSpring Preferred Savings (HMO) HealthSpring · HMO |
$0 | $4,800 | $300 | 3.5/5 | 406 |
| BlueMedicare Value (PPO) Florida Blue · PPO |
$0 | $5,900 | $615 | 3.5/5 | 2,407 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO |
$0 | $6,750 | Not published | 3.5/5 | 172 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 54 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$2.60 | $9,250 | $615 | 4.5/5 | 24 |
| DEVOTED PREMIUM 044 FL (HMO) Devoted Health · HMO |
$4.80 | $3,900 | $615 | 5.0/5 | 61 |
| DEVOTED C-SNP PREMIUM 070 FL (HMO C-SNP) Devoted Health · HMO C-SNP |
$4.80 | $3,900 | $615 | 5.0/5 | 56 |
| DEVOTED C-SNP PLUS 091 FL (HMO C-SNP) Devoted Health · HMO C-SNP |
$4.80 | $9,250 | $615 | 5.0/5 | 222 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 47 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 242 |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $3,000 | $615 | 4.0/5 | 31 |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 181 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 155 |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 994 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 500 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$4.80 | $500 | $615 | 4.0/5 | Fewer than 11 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana · PPO D-SNP |
$4.80 | $4,900 | $615 | 3.5/5 | 224 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $1,500 | $615 | 3.5/5 | Fewer than 11 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring · HMO D-SNP |
$4.80 | $2,950 | $615 | 3.5/5 | Fewer than 11 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP |
$4.80 | $9,250 | $615 | 3.5/5 | 34 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | Fewer than 11 |
| American Health Advantage of Florida (HMO I-SNP) American Health Advantage of Florida · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | 35 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO |
$41.00 | $7,550 | $615 | 3.5/5 | 31 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO |
$42.00 | $7,550 | Not published | 3.5/5 | 12 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO |
$62.00 | $9,250 | $600 | 3.5/5 | 258 |
| HumanaChoice Florida H7284-001 (PPO) Humana · PPO |
$79.00 | $2,500 | $615 | 3.5/5 | 211 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO |
$184.00 | $6,700 | $615 | 3.5/5 | 39 |
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.