Advantage Index

Medicare plans in Indian River County, FL

96 plans are approved for Indian River County, and 72 of them have no monthly premium. 88 carry a CMS star rating.

42.8% of the 63,559 people eligible for Medicare in Indian River County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
DEVOTED GIVEBACK 045 FL (HMO)
Devoted Health · HMO
$0 $6,750 $605 5.0/5 114
DEVOTED CORE 046 FL (HMO)
Devoted Health · HMO
$0 $4,900 $615 5.0/5 12
DEVOTED DUAL PLUS 052 FL (HMO D-SNP)
Devoted Health · HMO D-SNP
$0 $9,250 $615 5.0/5 73
DEVOTED CORE 066 FL (HMO)
Devoted Health · HMO
$0 $4,900 $0 5.0/5 44
CareOne Plus (HMO-POS)
CarePlus Health Plans, Inc. · HMO-POS
$0 $3,500 $615 4.5/5 270
CareNeeds Plus (HMO D-SNP)
CarePlus Health Plans, Inc. · HMO D-SNP
$0 $3,400 $0 4.5/5 44
CareComplete Platinum (HMO C-SNP)
CarePlus Health Plans, Inc. · HMO C-SNP
$0 $3,800 $615 4.5/5 31
CareBreeze Platinum (HMO C-SNP)
CarePlus Health Plans, Inc. · HMO C-SNP
$0 $3,800 $615 4.5/5 Fewer than 11
CareSalute (HMO)
CarePlus Health Plans, Inc. · HMO
$0 $3,900 Not published 4.5/5 Fewer than 11
CareFree Giveback (HMO)
CarePlus Health Plans, Inc. · HMO
$0 $3,850 $615 4.5/5 66
CareFree Platinum Giveback (HMO)
CarePlus Health Plans, Inc. · HMO
$0 $4,000 $0 4.5/5 273
CareAccess (HMO)
CarePlus Health Plans, Inc. · HMO
$0 $3,750 $615 4.5/5 Fewer than 11
CareNeeds Platinum (HMO D-SNP)
CarePlus Health Plans, Inc. · HMO D-SNP
$0 $3,400 $0 4.5/5 241
CareComplete (HMO C-SNP)
CarePlus Health Plans, Inc. · HMO C-SNP
$0 $2,000 $615 4.5/5 221
CareNeeds Extra (HMO D-SNP)
CarePlus Health Plans, Inc. · HMO D-SNP
$0 $9,250 $0 4.5/5 19
CareBreeze (HMO C-SNP)
CarePlus Health Plans, Inc. · HMO C-SNP
$0 $2,000 $615 4.5/5 15
Humana Gold Plus H1036-229 (HMO)
Humana · HMO
$0 $3,800 $615 4.5/5 116
Humana Gold Plus Giveback H1036-286 (HMO)
Humana · HMO
$0 $5,500 $0 4.5/5 244
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
Humana · HMO C-SNP
$0 $3,350 $615 4.5/5 181
Humana Gold Plus Lung (HMO C-SNP)
Humana · HMO C-SNP
$0 $3,350 $615 4.5/5 32
Humana Dual Integrated (HMO D-SNP)
Humana · HMO D-SNP
$0 $9,250 $0 4.5/5 74
AARP Medicare Advantage from UHC FL-0006 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $3,800 $270 4.5/5 1,611
AARP Medicare Advantage from UHC FL-001P (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $3,900 $270 4.5/5 843
UHC Dual Complete FL-D002 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$0 $9,250 $442 4.5/5 902
UHC Complete Care FL-14 (HMO-POS C-SNP)
UnitedHealthcare · HMO-POS C-SNP
$0 $3,400 $270 4.5/5 610
AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS)
UnitedHealthcare · HMO-POS
$0 $6,700 $600 4.5/5 27
Health First Secure H1099-009 (HMO)
Health First Health Plans, Inc. · HMO
$0 $3,000 Not published 4.5/5 14
Health First Rewards H1099-014 (HMO)
Health First Health Plans, Inc. · HMO
$0 $3,400 $0 4.5/5 312
Health First Emerald Plus H1099-026 (HMO)
Health First Health Plans, Inc. · HMO
$0 $4,150 $350 4.5/5 182
Aetna Medicare Dual Select (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$0 $9,250 $615 4.5/5 78
Aetna Medicare Select (HMO)
Aetna Medicare · HMO
$0 $3,900 $200 4.5/5 182
Aetna Medicare Full Dual Select (HMO D-SNP)
Aetna Medicare · HMO D-SNP
$0 $9,250 $615 4.5/5 Fewer than 11
Freedom Savings Plan (HMO)
Freedom Health, Inc. · HMO
$0 $4,200 Not published 4.5/5 15
Freedom Medi-Medi Partial (HMO D-SNP)
Freedom Health, Inc. · HMO D-SNP
$0 $500 $615 4.5/5 201
Freedom VIP Savings (HMO C-SNP)
Freedom Health, Inc. · HMO C-SNP
$0 $3,400 $0 4.5/5 54
Freedom VIP Savings COPD (HMO C-SNP)
Freedom Health, Inc. · HMO C-SNP
$0 $3,400 $0 4.5/5 20
Freedom Medi-Medi Full (HMO D-SNP)
Freedom Health, Inc. · HMO D-SNP
$0 $500 $615 4.5/5 37
Freedom Platinum Plan Rx (HMO)
Freedom Health, Inc. · HMO
$0 $1,750 $0 4.5/5 371
Freedom Platinum Rewards Plan Rx (HMO)
Freedom Health, Inc. · HMO
$0 $3,400 $0 4.5/5 203
Freedom VIP Rewards (HMO C-SNP)
Freedom Health, Inc. · HMO C-SNP
$0 $3,400 $0 4.5/5 454
Simply Complete Platinum (HMO D-SNP)
Simply Healthcare Plans, Inc. · HMO D-SNP
$0 $500 $615 4.5/5 Fewer than 11
Simply Integrated Platinum (HMO D-SNP)
Simply Healthcare Plans, Inc. · HMO D-SNP
$0 $500 $615 4.5/5 Fewer than 11
Aetna Medicare Eagle Giveback (PPO)
Aetna Medicare · PPO
$0 $6,750 Not published 4.5/5 22
Optimum Emerald Partial (HMO D-SNP)
Optimum HealthCare, Inc. · HMO D-SNP
$0 $500 $615 4.5/5 Fewer than 11
Optimum Emerald Full (HMO D-SNP)
Optimum HealthCare, Inc. · HMO D-SNP
$0 $500 $615 4.5/5 Fewer than 11
Optimum Diamond Rewards (HMO C-SNP)
Optimum HealthCare, Inc. · HMO C-SNP
$0 $6,800 $0 4.5/5 Fewer than 11
Optimum Diamond Rewards COPD (HMO C-SNP)
Optimum HealthCare, Inc. · HMO C-SNP
$0 $6,800 $0 4.5/5 Fewer than 11
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $6,750 Not published 4.5/5 145
Humana Full Access Giveback H7617-110 (PPO)
Humana · PPO
$0 $6,700 $600 4.5/5 1,176
HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP)
Humana · PPO D-SNP
$0 $4,900 $615 4.5/5 38
DEVOTED CHOICE GIVEBACK 008 FL (PPO)
Devoted Health · PPO
$0 $9,250 $605 4.5/5 356
Wellcare Giveback (HMO)
Wellcare · HMO
$0 $7,200 $615 4.0/5 144
Wellcare Simple (HMO)
Wellcare · HMO
$0 $3,500 $615 4.0/5 115
Wellcare Patriot Giveback (HMO)
Wellcare · HMO
$0 $5,000 Not published 4.0/5 Fewer than 11
AARP Medicare Advantage from UHC FL-0025 (PPO)
UnitedHealthcare · PPO
$0 $5,900 $520 4.0/5 3,742
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)
UnitedHealthcare · PPO
$0 $8,900 Not published 4.0/5 40
Premier by Ultimate (HMO)
Ultimate Health Plans · HMO
$0 $1,900 $0 4.0/5 433
Advantage Care COPD by Ultimate (HMO C-SNP)
Ultimate Health Plans · HMO C-SNP
$0 $2,600 $0 4.0/5 97
Advantage Care by Ultimate (HMO C-SNP)
Ultimate Health Plans · HMO C-SNP
$0 $2,800 $0 4.0/5 335
Advantage Plus by Ultimate (Partial) (HMO D-SNP)
Ultimate Health Plans · HMO D-SNP
$0 $500 $615 4.0/5 48
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)
UnitedHealthcare · HMO-POS D-SNP
$0 $9,250 $615 3.5/5 409
HumanaChoice Florida H5216-062 (PPO)
Humana · PPO
$0 $4,150 $615 3.5/5 1,197
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $4,900 Not published 3.5/5 155
Humana Full Access Giveback H5216-311 (PPO)
Humana · PPO
$0 $6,700 $600 3.5/5 2,567
Humana USAA Honor Giveback (PPO)
Humana · PPO
$0 $6,750 Not published 3.5/5 Fewer than 11
HealthSpring Preferred (HMO)
HealthSpring · HMO
$0 $6,750 $615 3.5/5 32
BlueMedicare Value (PPO)
Florida Blue · PPO
$0 $9,250 $615 3.5/5 2,141
BlueMedicare Patriot (PPO)
Florida Blue · PPO
$0 $6,750 Not published 3.5/5 21
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)
UnitedHealthcare · Regional PPO
$0 $9,250 Not published 3.5/5 20
Gold Heart & Diabetes (HMO-POS C-SNP)
Gold Kidney Health Plan · HMO-POS C-SNP
$0 $2,700 $0 Not enough data to rate 19
Gold Heart & Diabetes Complete (HMO-POS C-SNP)
Gold Kidney Health Plan · HMO-POS C-SNP
$0 $9,250 $615 Not enough data to rate Fewer than 11
Gold Dialysis & Kidney (HMO-POS C-SNP)
Gold Kidney Health Plan · HMO-POS C-SNP
$0 $3,100 $0 Not enough data to rate Fewer than 11
Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP)
Humana · HMO D-SNP
$0.10 $6,650 $615 4.5/5 57
DEVOTED DUAL 039 FL (HMO D-SNP)
Devoted Health · HMO D-SNP
$3.90 $4,900 $615 5.0/5 Fewer than 11
UHC Nursing Home Plan FL-F001 (PPO I-SNP)
UnitedHealthcare · PPO I-SNP
$4.80 $9,250 $615 4.5/5 77
Wellcare Dual Reserve (HMO D-SNP)
Wellcare · HMO D-SNP
$4.80 $3,000 $615 4.0/5 18
Wellcare Dual Access Sync (HMO D-SNP)
Wellcare · HMO D-SNP
$4.80 $9,250 $615 4.0/5 52
Wellcare Sunshine Health Dual Align (HMO D-SNP)
Wellcare · HMO D-SNP
$4.80 $9,250 $615 4.0/5 55
UHC Dual Complete FL-D003 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$4.80 $9,250 $615 4.0/5 471
UHC Dual Complete FL-Y4 (PPO D-SNP)
UnitedHealthcare · PPO D-SNP
$4.80 $9,250 $615 4.0/5 172
Advantage Plus by Ultimate (Full) (HMO D-SNP)
Ultimate Health Plans · HMO D-SNP
$4.80 $500 $615 4.0/5 Fewer than 11
HealthSpring TotalCare Plus (HMO D-SNP)
HealthSpring · HMO D-SNP
$4.80 $1,500 $615 3.5/5 Fewer than 11
HealthSpring TotalCare (HMO D-SNP)
HealthSpring · HMO D-SNP
$4.80 $4,500 $615 3.5/5 Fewer than 11
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)
Humana · PPO D-SNP
$4.80 $4,900 $615 3.5/5 179
UHC Dual Complete FL-D005 (Regional PPO D-SNP)
UnitedHealthcare · Regional PPO D-SNP
$4.80 $9,250 $615 3.5/5 Fewer than 11
Gold Dialysis & Kidney Complete (HMO-POS C-SNP)
Gold Kidney Health Plan · HMO-POS C-SNP
$4.80 $9,250 $615 Not enough data to rate Fewer than 11
Longevity Health Plan (HMO I-SNP)
Longevity Health Plan · HMO I-SNP
$4.80 $9,250 $615 Not enough data to rate Fewer than 11
Florida Complete Care (HMO I-SNP)
Florida Complete Care · HMO I-SNP
$4.80 $3,400 $615 Not enough data to rate Fewer than 11
Florida Complete Care- In The Community (HMO-POS I-SNP)
Florida Complete Care · HMO-POS I-SNP
$4.80 $3,400 $615 Not enough data to rate Fewer than 11
Florida Complete Care-Duals VIP (HMO-POS D-SNP)
Florida Complete Care · HMO-POS D-SNP
$4.80 $3,400 $615 Not enough data to rate Fewer than 11
Health First Value H1099-006 (HMO)
Health First Health Plans, Inc. · HMO
$25.00 $3,400 $0 4.5/5 142
HumanaChoice R5826-074 (Regional PPO)
Humana · Regional PPO
$41.00 $7,550 $615 3.5/5 19
HumanaChoice R5826-018 (Regional PPO)
Humana · Regional PPO
$42.00 $7,550 Not published 3.5/5 Fewer than 11
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)
UnitedHealthcare · Regional PPO
$62.00 $9,250 $600 3.5/5 180
Health First Classic H1099-001 (HMO-POS)
Health First Health Plans, Inc. · HMO-POS
$90.00 $3,250 $0 4.5/5 165
HumanaChoice R5826-005 (Regional PPO)
Humana · Regional PPO
$184.00 $6,700 $615 3.5/5 13

Get told when this changes

Plans arriving in or leaving Indian River County, and premiums moving, when CMS republishes.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not an insurance agent: this is a notification about published data, not a sales call. Privacy.

Nearby and related

All Florida counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.