Medicare plans in Citrus County, FL
85 plans are approved for Citrus County, and 65 of them have no monthly premium. 80 carry a CMS star rating.
59.3% of the 67,627 people eligible for Medicare in Citrus County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Humana Gold Plus H1036-074 (HMO) Humana · HMO |
$0 | $3,550 | $615 | 4.5/5 | 488 |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $1,500 | $0 | 4.5/5 | 260 |
| Humana USAA Honor Giveback (HMO) Humana · HMO |
$0 | $3,900 | Not published | 4.5/5 | 150 |
| Humana Gold Plus Giveback H1036-265 (HMO) Humana · HMO |
$0 | $2,400 | $0 | 4.5/5 | 3,123 |
| Humana Gold Plus Giveback H1036-266 (HMO) Humana · HMO |
$0 | $3,400 | $0 | 4.5/5 | 451 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $20 | 4.5/5 | Fewer than 11 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 1,542 |
| Humana Gold Plus Lung (HMO C-SNP) Humana · HMO C-SNP |
$0 | $2,000 | $615 | 4.5/5 | 645 |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana · HMO D-SNP |
$0 | $3,400 | $0 | 4.5/5 | 1,201 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana · HMO C-SNP |
$0 | $3,300 | $615 | 4.5/5 | 106 |
| Humana Dual Integrated (HMO D-SNP) Humana · HMO D-SNP |
$0 | $9,250 | $0 | 4.5/5 | 198 |
| AARP Medicare Advantage from UHC FL-0013 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $3,500 | $270 | 4.5/5 | 1,751 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare · HMO-POS C-SNP |
$0 | $3,400 | $270 | 4.5/5 | 335 |
| AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS) UnitedHealthcare · HMO-POS |
$0 | $6,700 | $600 | 4.5/5 | 70 |
| Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare · HMO D-SNP |
$0 | $9,250 | $615 | 4.5/5 | 105 |
| Aetna Medicare Select (HMO) Aetna Medicare · HMO |
$0 | $4,200 | $200 | 4.5/5 | 68 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. · HMO |
$0 | $4,200 | Not published | 4.5/5 | 14 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $1,000 | $0 | 4.5/5 | 63 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 300 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 122 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 205 |
| Freedom Medi-Medi Full (HMO D-SNP) Freedom Health, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 37 |
| Freedom Platinum Plan Rx (HMO) Freedom Health, Inc. · HMO |
$0 | $2,000 | $0 | 4.5/5 | 152 |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. · HMO C-SNP |
$0 | $3,400 | $0 | 4.5/5 | 238 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Aetna Medicare Signature (PPO) Aetna Medicare · PPO |
$0 | $6,750 | $615 | 4.5/5 | 390 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare · PPO |
$0 | $6,750 | Not published | 4.5/5 | 20 |
| Optimum Gold Rewards Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $1,900 | $0 | 4.5/5 | 494 |
| Optimum Platinum Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $1,000 | $0 | 4.5/5 | 149 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 327 |
| Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc. · HMO D-SNP |
$0 | $500 | $615 | 4.5/5 | 52 |
| Optimum Gold Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $4,200 | $0 | 4.5/5 | 31 |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $1,750 | $0 | 4.5/5 | 2,810 |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $1,750 | $0 | 4.5/5 | 815 |
| Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | 23 |
| Optimum Diamond Savings COPD (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $5,000 | $0 | 4.5/5 | 11 |
| Optimum Gold Plus Plan (HMO) Optimum HealthCare, Inc. · HMO |
$0 | $1,900 | $0 | 4.5/5 | 1,696 |
| Optimum Diamond (HMO C-SNP) Optimum HealthCare, Inc. · HMO C-SNP |
$0 | $1,000 | $0 | 4.5/5 | 25 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 4.5/5 | 236 |
| HumanaChoice Florida H7617-109 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 4.5/5 | 209 |
| Humana Full Access Giveback H7617-111 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 4.5/5 | 1,033 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $130 | 4.5/5 | 133 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $7,200 | $615 | 4.0/5 | 230 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $2,500 | $615 | 4.0/5 | 201 |
| Wellcare Patriot Giveback (HMO) Wellcare · HMO |
$0 | $5,000 | Not published | 4.0/5 | Fewer than 11 |
| BlueMedicare Classic (HMO) Florida Blue HMO · HMO |
$0 | $6,750 | $615 | 4.0/5 | 125 |
| AARP Medicare Advantage from UHC FL-0023 (PPO) UnitedHealthcare · PPO |
$0 | $5,400 | $600 | 4.0/5 | 3,523 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare · PPO |
$0 | $8,900 | Not published | 4.0/5 | 78 |
| Premier by Ultimate (HMO) Ultimate Health Plans · HMO |
$0 | $1,900 | $0 | 4.0/5 | 836 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $1,750 | $0 | 4.0/5 | 2,508 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans · HMO C-SNP |
$0 | $2,600 | $0 | 4.0/5 | 498 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$0 | $500 | $615 | 4.0/5 | 301 |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 23 |
| UHC Dual Complete FL-D006 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $544 | 3.5/5 | 849 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$0 | $9,250 | $615 | 3.5/5 | 582 |
| HumanaChoice Florida H5216-072 (PPO) Humana · PPO |
$0 | $5,600 | $615 | 3.5/5 | 384 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,000 | Not published | 3.5/5 | 32 |
| HumanaChoice Florida H5216-304 (PPO) Humana · PPO |
$0 | $4,700 | $615 | 3.5/5 | 568 |
| Humana Full Access Giveback H5216-393 (PPO) Humana · PPO |
$0 | $6,750 | $600 | 3.5/5 | 2,210 |
| Humana Direct Choice Giveback (PPO) Humana · PPO |
$0 | $6,750 | $250 | 3.5/5 | 140 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $6,750 | Not published | 3.5/5 | Fewer than 11 |
| BlueMedicare Value (PPO) Florida Blue · PPO |
$0 | $6,750 | $615 | 3.5/5 | 926 |
| BlueMedicare Patriot (PPO) Florida Blue · PPO |
$0 | $6,750 | Not published | 3.5/5 | 16 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare · Regional PPO |
$0 | $9,250 | Not published | 3.5/5 | 35 |
| SECUR Edge (HMO I-SNP) SECUR Health Plan · HMO I-SNP |
$0 | $3,400 | $615 | Too new to be rated | Fewer than 11 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare · PPO I-SNP |
$4.80 | $9,250 | $615 | 4.5/5 | 55 |
| Simply Complete (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Simply Integrated (HMO D-SNP) Simply Healthcare Plans, Inc. · HMO D-SNP |
$4.80 | $500 | $615 | 4.5/5 | Fewer than 11 |
| Wellcare Dual Reserve (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $3,000 | $615 | 4.0/5 | 13 |
| Wellcare Dual Access Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 58 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 59 |
| UHC Dual Complete FL-D003 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 655 |
| UHC Dual Complete FL-Y4 (PPO D-SNP) UnitedHealthcare · PPO D-SNP |
$4.80 | $9,250 | $615 | 4.0/5 | 187 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans · HMO D-SNP |
$4.80 | $500 | $615 | 4.0/5 | 36 |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana · PPO D-SNP |
$4.80 | $4,900 | $615 | 3.5/5 | 156 |
| UHC Dual Complete FL-D005 (Regional PPO D-SNP) UnitedHealthcare · Regional PPO D-SNP |
$4.80 | $9,250 | $615 | 3.5/5 | 20 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | 20 |
| SECUR Advantage (HMO I-SNP) SECUR Health Plan · HMO I-SNP |
$4.80 | $8,300 | $615 | Too new to be rated | Fewer than 11 |
| SECUR Enhanced (HMO I-SNP) SECUR Health Plan · HMO I-SNP |
$4.80 | $2,500 | $615 | Too new to be rated | Fewer than 11 |
| American Health Advantage of Florida (HMO I-SNP) American Health Advantage of Florida · HMO I-SNP |
$4.80 | $9,250 | $615 | Not enough data to rate | 17 |
| HumanaChoice R5826-074 (Regional PPO) Humana · Regional PPO |
$41.00 | $7,550 | $615 | 3.5/5 | 20 |
| HumanaChoice R5826-018 (Regional PPO) Humana · Regional PPO |
$42.00 | $7,550 | Not published | 3.5/5 | Fewer than 11 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare · Regional PPO |
$62.00 | $9,250 | $600 | 3.5/5 | 194 |
| HumanaChoice R5826-005 (Regional PPO) Humana · Regional PPO |
$184.00 | $6,700 | $615 | 3.5/5 | 11 |
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Plans arriving in or leaving Citrus County, and premiums moving, when CMS republishes.
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Nearby and related
All Florida counties · What changed recently
Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.