Medicare plans in Santa Cruz County, CA
8 plans are approved for Santa Cruz County, and 4 of them have no monthly premium. 7 carry a CMS star rating.
25.5% of the 59,860 people eligible for Medicare in Santa Cruz County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Kaiser Permanente Dual Complete North P21 (HMO D-SNP) Kaiser Permanente · HMO D-SNP |
$0 | $9,250 | $0 | 4.0/5 | 442 |
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. · HMO C-SNP |
$0 | $296 | $0 | 3.5/5 | 21 |
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. · HMO |
$0 | $296 | $0 | 3.5/5 | 327 |
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. · HMO |
$0 | $2,999 | Not published | 3.5/5 | 11 |
| TotalCare (HMO D-SNP) Central California Alliance for Health · HMO D-SNP |
$5.50 | $9,250 | $615 | Too new to be rated | 369 |
| Alignment Health Sutter Advantage +More (HMO) Alignment Health Plan · HMO |
$59.00 | $4,900 | $0 | 4.0/5 | 2,906 |
| Alignment Health My Choice (PPO) Alignment Health Plan · PPO |
$77.00 | $4,200 | $0 | 4.0/5 | 1,279 |
| Kaiser Permanente Senior Advantage Santa Cruz (HMO) Kaiser Permanente · HMO |
$88.00 | $4,900 | $0 | 4.5/5 | 4,099 |
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Plans arriving in or leaving Santa Cruz County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.