Advantage Index

Medicare plans in Santa Cruz County, CA

8 plans are approved for Santa Cruz County, and 4 of them have no monthly premium. 7 carry a CMS star rating.

25.5% of the 59,860 people eligible for Medicare in Santa Cruz County are already in a Medicare Advantage plan (September 2026).

All plans · Medicare Advantage · Special Needs Plans · Part D drug plans

PlanPremium a monthMost you can pay a yearDrug deductibleStarsEnrolled here
Kaiser Permanente Dual Complete North P21 (HMO D-SNP)
Kaiser Permanente · HMO D-SNP
$0 $9,250 $0 4.0/5 442
Imperial Senior Value (HMO C-SNP)
Imperial Health Plan of California, Inc. · HMO C-SNP
$0 $296 $0 3.5/5 21
Imperial Dynamic Plan (HMO)
Imperial Health Plan of California, Inc. · HMO
$0 $296 $0 3.5/5 327
Imperial Courage Plan (HMO)
Imperial Health Plan of California, Inc. · HMO
$0 $2,999 Not published 3.5/5 11
TotalCare (HMO D-SNP)
Central California Alliance for Health · HMO D-SNP
$5.50 $9,250 $615 Too new to be rated 369
Alignment Health Sutter Advantage +More (HMO)
Alignment Health Plan · HMO
$59.00 $4,900 $0 4.0/5 2,906
Alignment Health My Choice (PPO)
Alignment Health Plan · PPO
$77.00 $4,200 $0 4.0/5 1,279
Kaiser Permanente Senior Advantage Santa Cruz (HMO)
Kaiser Permanente · HMO
$88.00 $4,900 $0 4.5/5 4,099

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Plans arriving in or leaving Santa Cruz County, and premiums moving, when CMS republishes.

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Nearby and related

All California counties · What changed recently

Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.