Medicare plans in Monterey County, CA
9 plans are approved for Monterey County, and 5 of them have no monthly premium. 8 carry a CMS star rating.
16.2% of the 75,902 people eligible for Medicare in Monterey County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. · HMO C-SNP |
$0 | $296 | $0 | 3.5/5 | 71 |
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. · HMO |
$0 | $296 | $0 | 3.5/5 | 669 |
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. · HMO |
$0 | $2,999 | Not published | 3.5/5 | 12 |
| Aspire Health Protect (HMO) Aspire Health · HMO |
$0 | $6,500 | $0 | 3.0/5 | 1,511 |
| Anthem Kidney Care (PPO C-SNP) Anthem Blue Cross Life and Health Insurance Company · PPO C-SNP |
$0 | $9,250 | $0 | 2.5/5 | 93 |
| TotalCare (HMO D-SNP) Central California Alliance for Health · HMO D-SNP |
$5.50 | $9,250 | $615 | Too new to be rated | 496 |
| Aspire Health Value (HMO) Aspire Health · HMO |
$60.00 | $6,000 | $0 | 3.0/5 | 4,875 |
| Aspire Health Advantage (HMO) Aspire Health · HMO |
$196.00 | $4,300 | $0 | 3.0/5 | 992 |
| Aspire Health Plus (HMO-POS) Aspire Health · HMO-POS |
$366.00 | $3,900 | $0 | 3.0/5 | 614 |
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Plans arriving in or leaving Monterey County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.