Medicare plans in Navajo County, AZ
20 plans are approved for Navajo County, and 9 of them have no monthly premium. 20 carry a CMS star rating.
37.3% of the 28,978 people eligible for Medicare in Navajo County are already in a Medicare Advantage plan (September 2026).
All plans · Medicare Advantage · Special Needs Plans · Part D drug plans
| Plan | Premium a month | Most you can pay a year | Drug deductible | Stars | Enrolled here |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AZ-0010 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | $600 | 4.0/5 | 1,965 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) UnitedHealthcare · PPO |
$0 | $6,700 | Not published | 4.0/5 | 338 |
| Wellcare Simple (HMO) Wellcare · HMO |
$0 | $7,000 | $615 | 3.5/5 | 126 |
| Wellcare Giveback (HMO) Wellcare · HMO |
$0 | $9,250 | $615 | 3.5/5 | 38 |
| HumanaChoice H5216-263 (PPO) Humana · PPO |
$0 | $5,450 | $300 | 3.5/5 | 2,433 |
| Humana USAA Honor Giveback (PPO) Humana · PPO |
$0 | $5,150 | Not published | 3.5/5 | 547 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $2,750 | $0 | 3.0/5 | 272 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$0 | $2,800 | $0 | 3.0/5 | 41 |
| HumanaChoice R7220-001 (Regional PPO) Humana · Regional PPO |
$0 | $6,000 | Not published | 2.5/5 | 73 |
| Health Choice Pathway (HMO D-SNP) Blue Cross Blue Shield of Arizona Health Choice · HMO D-SNP |
$7.50 | $8,800 | $615 | 3.5/5 | 865 |
| HumanaChoice H5216-224 (PPO) Humana · PPO |
$10.90 | $4,150 | $400 | 3.5/5 | 384 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$11.50 | $9,250 | $615 | 3.5/5 | 86 |
| Wellcare Arizona Complete Health Dual Align (HMO D-SNP) Wellcare · HMO D-SNP |
$14.40 | $9,250 | $615 | 3.5/5 | Fewer than 11 |
| Mercy Care Advantage (HMO D-SNP) Mercy Care Advantage · HMO D-SNP |
$15.20 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| UHC Dual Complete AZ-Y001 (HMO-POS D-SNP) UnitedHealthcare · HMO-POS D-SNP |
$17.00 | $9,250 | $615 | 3.5/5 | 97 |
| Wellcare Dual Liberty Sync (HMO D-SNP) Wellcare · HMO D-SNP |
$17.00 | $9,250 | $490 | 3.5/5 | 903 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan · HMO-POS C-SNP |
$17.00 | $9,250 | $615 | 3.0/5 | Fewer than 11 |
| HumanaChoice R7220-002 (Regional PPO) Humana · Regional PPO |
$37.00 | $6,800 | $615 | 2.5/5 | 339 |
| AARP Medicare Advantage from UHC AZ-0008 (PPO) UnitedHealthcare · PPO |
$45.00 | $5,900 | $600 | 4.0/5 | 354 |
| AARP Medicare Advantage Access from UHC AZ-15 (PPO) UnitedHealthcare · PPO |
$295.00 | $3,000 | $600 | 4.0/5 | 23 |
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Plans arriving in or leaving Navajo County, and premiums moving, when CMS republishes.
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Premiums, deductibles, maximum out-of-pocket amounts, star ratings and sanctions are reproduced from the Centers for Medicare & Medicaid Services landscape file as published in the September 2026 release. Enrolment counts are from the CMS monthly enrolment file; CMS suppresses any count of ten or fewer, which is why many plans show “fewer than 11” rather than a number. Nothing on this page is calculated by us. This is not a complete list of your options and it is not advice: see Medicare.gov or call 1-800-MEDICARE.